
Conocer los datos de la inflación Banxico es fundamental para tomar decisiones informadas en el mercado financiero. Según Banxico, la inflación anualizada en México fue del 8.3% en enero de 2023.
Para entender la inflación, es importante analizar los índices de precios al consumidor (IPC). El IPC de México aumentó un 0.56% en enero de 2023 con respecto a diciembre de 2022.
Broaden your view: Banxico Inflación 2024
Banxico's Explanation
Banxico explained that the decision to raise the interest rate to 6% was made based on the evaluation of the magnitude and diversity of shocks affecting inflation and its determining factors.
The institution argued that internal and external inflationary pressures affected the annual general and underlying inflation, in addition to the reactivation of the economy shown by the available information until October.
Banxico stated that the environment remains uncertain, with conditions of slackness and marked differences between sectors.
Four out of five members of the Board of Governors voted for a 50-point base increase, while the sub-governor Gerardo Esquivel proposed a 25-point base increase.
If this caught your attention, see: Banxico Precio Dolar
Inflation Rates
The inflation rate in Mexico has been steadily increasing over the past few years, reaching a peak of 8.1% in August 2021, according to Banxico data.
This rate is significantly higher than the target of 3% set by the central bank, indicating a concerning trend that warrants attention from policymakers and individuals alike.
The average annual inflation rate from 2020 to 2021 was 6.6%, with a notable spike in food prices contributing to the overall increase.
Banxico's efforts to control inflation through monetary policy have been ongoing, but the results have been mixed, with some periods showing improvement and others continuing to struggle.
The inflation rate for certain categories, such as housing and utilities, has been particularly high, with a 10.1% increase in 2021, highlighting the need for targeted interventions.
Consumer prices have also been rising, with a 7.5% increase in 2021, affecting the purchasing power of Mexican households.
The inflation rate is closely monitored by Banxico, which releases monthly reports on price movements and inflation expectations.
Banxico's monetary policy decisions are heavily influenced by inflation trends, making it a crucial indicator for the country's economic stability.
A fresh viewpoint: Banxico Tasa De Interes
Inflation Impact
The inflation impact in Mexico has been significant, with the general inflation rate increasing from 3.99% in the first quarter of 2021 to 5.95% in the second quarter of the same year.
This increase is attributed to the pandemic's effects on supply chains and production processes, leading to higher production costs across various sectors. The inflation subyacente anual promedio rose from 3.94% to 4.36% between the first and second quarters of 2021.
The pandemic has also affected the recovery of services, resulting in price increases for food preparation, tourism, and entertainment. The inflation subyacente anual has continued to rise, reaching 4.78% in the first quincena of August.
The inflation no subyacente anual promedio increased from 4.12% to 11.02% between the first and second quarters of 2021, largely due to the high annual variation in gasoline prices, especially in April. This led to an inflation no subyacente of 12.34% in that month.
It's expected that the inflation general will remain above 5% for the rest of the year and into early 2022, due to ongoing supply chain issues, logistics problems, and higher production costs.
Broaden your view: Dirección General De Seguros Y Fondos De Pensiones
Inflation Projections
The general inflation rate is expected to remain above 5% for the rest of the year and into early 2022 due to supply chain issues, logistics problems, and increased production costs.
According to the INEGI data used in our research, this trend is expected to continue until the first quarter of 2023, when inflation is forecast to approach the 3% target.
In the near term, inflation will likely remain a challenge for consumers and businesses alike, with prices continuing to rise as a result of the current economic conditions.
Reference Rate
The reference rate is a crucial tool in the fight against inflation. It's the rate at which banks lend and borrow money from each other, and it's set by the Banco de México.
In August, the Banco de México decided to increase the reference rate, also known as the Tasa de Interés Interbancaria a un día, from 4.25% to 4.50%. This decision was made to combat the high inflation pressures that had been building up.
The Banco de México aims to bring inflation back to its target of 3%. To achieve this, it's implementing monetary policy measures to avoid affecting long-term inflation expectations and promote a smooth price adjustment.
By increasing the reference rate, the Banco de México is trying to make borrowing money more expensive, which can help reduce demand and slow down price increases.
Frequently Asked Questions
¿Cuál es la inflación acumulada en México en 2024?
La inflación acumulada en México en 2024 fue de 4.76% en el décimo mes, según el INEGI. Esta cifra refleja la variación anual del INPC y sus componentes.
¿Cómo está la inflación en México hoy?
La inflación en México se encuentra en un 4.55% anual, con un aumento del 0.44% en el índice de precios del mes pasado. Conoce más sobre la situación actual de la inflación en México.
Sources
- https://www.elfinanciero.com.mx/economia/2022/02/10/la-pesadilla-de-la-inflacion-banxico-ajusta-al-alza-su-pronostico-para-2022/
- https://www.elfinanciero.com.mx/economia/2022/05/12/panorama-negro-para-la-inflacion-banxico-sube-pronostico-para-2022/
- https://www.banxico.org.mx/publicaciones-y-prensa/resumenes-visuales/informe-trimestral-html/informe-trimestral-abr-jun-.html
- https://www.banxico.org.mx/publicaciones-y-prensa/informes-trimestrales/informes-trimestrales-precios.html
- https://expansion.mx/economia/2021/06/03/banxico-efectividad-de-48-en-cumplir-meta-contra-inflacion
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