Banxico Tasa De Interés: Análisis De Mercados Y Perspectivas

Banxico's interest rate decisions have a significant impact on the Mexican economy.

The Bank of Mexico, also known as Banxico, sets the interest rate to control inflation and stabilize the economy.

With an inflation target of 3%, Banxico aims to maintain price stability and promote economic growth.

A 25-basis-point cut in the interest rate can boost economic growth by 0.2% and reduce inflation by 0.1%.

Broaden your view: Banxico Inflación 2024

The tasa de interés, or interest rate, is a crucial factor in the economy, especially for borrowers and lenders. It's the percentage at which interest is charged on a loan or the rate at which savings accounts earn interest.

Banxico, Mexico's central bank, sets the tasa de interés to control inflation and stabilize the economy.

The tasa de interés affects the value of the peso, making imports more expensive when the rate is high.

Banxico's tasa de interés is set based on the country's inflation rate, which is around 3% annually.

For your interest: Precio Dolar Banxico

A higher tasa de interés can make it more expensive for people to borrow money, but it can also reduce inflation.

In 2020, Banxico lowered the tasa de interés to 4.5% to boost economic growth during the pandemic.

The tasa de interés can have a significant impact on people's financial decisions, such as whether to buy a house or invest in the stock market.

A fresh viewpoint: Inter Dealer Broker

Banxico, the Banco de México, has been making headlines with its decision to lower the interest rate. In its last policy meeting of the year, the bank reduced the interest rate by 25 points to 10%. This move was expected, and it's the fifth time the rate has been lowered in 2024.

The bank's decision was unanimous among its members, and it's the lowest interest rate in two years. Banxico has lowered the interest rate by a total of 125 points in 2024, which is a significant reduction.

Additional reading: Datos De La Inflacion Banxico

The inflation rate in Mexico has been moderating, with a decrease from 4.76% in October to 4.55% in November. This is the lowest inflation rate in eight months.

Banxico is optimistic about the inflation rate, expecting it to continue decreasing. In fact, the bank has even lowered its estimate of inflation for the last quarter of 2024 from 4.7% to 4.6%. For the first quarter of 2025, the estimate has been reduced from 3.9% to 3.8%.

The bank is also considering a further interest rate cut of 50 points next year. However, it's not expecting to reach its inflation target of 3% until 2026, which will be a welcome milestone, especially during the World Cup.

The economy is showing signs of weakness, particularly in the industry and consumption sectors. Banxico is concerned about these developments and expects the economy to continue showing weakness at the start of 2025.

Here's a summary of Banxico's actions and expectations:

La baja de la tasa de interés de Banxico puede afectar tu economía de varias maneras. La tasa de interés interbancaria se redujo a 10%, lo que puede influir en tus decisiones financieras diarias.

La inflación general se redujo de 4.76% a 4.55% entre octubre y noviembre, lo que es una buena señal para la economía. La inflación subyacente también bajó, destacando la moderación en mercancías.

La inflación de servicios sigue siendo un problema, pero se espera que la inflación converja a la meta del 3% para el tercer trimestre de 2026. Esto significa que la inflación puede seguir siendo un tema importante en el futuro.

La tasa de interés real objetivo de Banxico es de -1.31%, lo que puede ser un indicador de que la economía está experimentando una situación de holgura. Esto puede afectar tus decisiones financieras, especialmente si estás considerando tomar préstamos o invertir en la economía.

Aquí hay algunos datos importantes que debes considerar:

Banxico's decision to reduce the interest rate aims to adjust the monetary policy to better suit the current economic situation. This move is based on the declining trend of underlying inflation.

The interest rate reduction is also influenced by the projected economic weakness and the delayed effects of monetary policy on inflation. Banxico will continue to evaluate future reductions, possibly of a greater magnitude, if the inflationary environment improves.

Banxico's commitment to price stability and its mandate to maintain low and stable inflation remains unchanged. The central bank will closely monitor the economic situation to ensure that its policies align with its goals.

Here are the key factors that Banxico will consider when deciding on future interest rate adjustments: