
Capital One Shopping is a browser extension that helps you save money by automatically applying the best coupons and cash back offers available at checkout.
You can earn cash back on purchases at over 15,000 online stores, including popular retailers like Amazon, Walmart, and Target.
Cash back payouts are made quarterly, typically around the 15th of March, June, September, and December.
How It Works
To get started with Capital One Offers, you'll need to sign in to your account online or through the Capital One Mobile app. This will give you access to thousands of exclusive offers.
Once you're signed in, you can select the account where you want your payout to go, in case you have multiple accounts. This ensures your rewards or statement credits go to the right place.
Next, you'll browse through the offers and select the one you're interested in. You'll then follow the link to the merchant's page to complete your purchase.
After making your purchase, you'll receive your payout, which can be in the form of rewards or statement credits. You can earn more rewards or statement credits by repeating the process for multiple offers.
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Deals and Payouts
Capital One Shopping automatically searches for great offers and coupons from across the internet on items you're browsing. You can compare prices, get coupons and see similar products, all in one place.
With Capital One Shopping, you can earn big at thousands of your favorite merchants, including adidas, Macy's, and Lowe's. Certain merchants may provide in-store offers, but you need to activate the offer before making your purchase and complete the in-store purchase before the offer's expiration date.
Typically, you'll receive your payout within 45 days, but it may take up to three billing cycles.
Types of Deals
You can earn big at thousands of your favorite merchants, including top brands like adidas, Macy's, and Walmart.
There are various types of deals available, but some merchants may provide in-store offers. To qualify for an in-store offer, you need to activate it before making your purchase and complete the purchase in-store before the offer's expiration date.
Some merchants, like IHG and Dell Technologies, offer deals that can be redeemed online or in-store.
Here are some popular merchants that offer deals through Capital One Offers:
- adidas
- Macy’s
- lululemon
- Walmart
- Lowe’s
- The Home Depot
- IHG
- Dell Technologies
- StubHub
- Ulta
- Vrbo
These merchants offer a wide range of products, from apparel and home goods to travel and technology.
When Will My Payout Be?

So, you're wondering when you'll get your payout? Typically, you'll receive your payout within 45 days.
If you're eager to get your money, you should know that it may take up to three billing cycles.
Payouts are processed regularly, so you can expect to receive your payment soon after the processing period.
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The Platform
The Capital One Offers platform is a program that provides statement credits when you make select purchases with your Capital One credit card, available to U.S. cardholders only.
You can find these offers in the app or on the website, and they're available for over 100 merchants.
Using Capital One Shopping
To use Capital One Shopping, start by visiting capitaloneshopping.com and creating an account. You can set up your own credentials or choose to log in via Capital One if you're already a customer.
You can find what you're looking for using the search bar at the top of the page, and once you've found a merchant, click "Visit Site" in the upper left box to complete the purchase. You must click through the portal to receive rewards, unless you have the browser extension, which will prompt you to activate rewards when you open an eligible merchant's site.
Capital One Shopping now offers a wide variety of merchants, ranging from pet supplies and electronics to hotels and concert tickets. You can browse options by clicking the "Brands" or "Products" tab at the top, or choose the "Events" tab to search current deals.
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How to Use
To use Capital One Shopping, you can start by visiting capitaloneshopping.com and creating an account. You can set up your own credentials or log in via Capital One if you're already a customer.
To find what you're looking for, use the search bar at the top of the page. From the individual merchant page, click "Visit Site" in the upper left box to complete the purchase. You can also click "Activate" or "Get Coupon" on one of the offers below.
You must click through the portal to receive rewards, unless you have the browser extension, which will prompt you to activate rewards when you open an eligible merchant's site. Avoid navigating to other websites or shopping portals during the process.
You can browse options by clicking the "Brands" or "Products" tab at the top, or choose the "Events" tab to search current deals. Capital One Shopping offers a wide variety of merchants, ranging from pet supplies and electronics to hotels and concert tickets.
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If you search by product, Capital One Shopping will display the various merchants that sell your item, including the product condition, estimated delivery time, potential rewards, and final out-of-pocket cost after rewards. For example, searching for Apple AirPods Pro can save you over $70 when buying from Amazon instead of eBay.
To book a hotel stay, start by searching for your destination and dates, then click on a hotel that interests you and scroll down to see the available offers. Booking with certain online travel agencies can save you money on your hotel stay.
If you find a lower rate at a Marriott, Hyatt, Hilton, or IHG property than what's available by booking directly, you can submit a price match/best-rate guarantee request, and if approved, the lower rate will be honored.
You can use Capital One Shopping without using a Capital One card, but many Capital One cards can be great options for these types of purchases. Some popular options include the Capital One Venture Rewards Credit Card, Capital One Venture X Rewards Credit Card, Capital One Spark Miles for Business, and Capital One Quicksilver Cash Rewards Credit Card.
Here are some popular Capital One cards that can be used with Capital One Shopping:
- Capital One Venture Rewards Credit Card: Earn 2 Capital One miles per dollar spent on every purchase.
- Capital One Venture X Rewards Credit Card: Earn 2 miles per dollar spent on every purchase.
- Capital One Spark Miles for Business: Earn 2 miles per dollar spent on every purchase.
- Capital One Quicksilver Cash Rewards Credit Card: Earn an unlimited 1.5% cash back on every purchase.
Automatic Coupon Application
Using Capital One Shopping's Automatic Coupon Application feature can be a game-changer for your wallet.
This feature automatically applies the best available coupons at checkout, saving you time and money.
As you're about to hit "buy", a window will pop up with a list of available coupons, making it easy to see your savings options.
Capital One Shopping does the work for you, so you can focus on other important tasks.
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Price Comparisons
Capital One Shopping has a feature that notifies you if a product is available at a lower price elsewhere, ensuring you never overpay. This is like having a little birdie whispering the best deals in your ear.
You'll be notified if a product's price drops, which is particularly useful for big-ticket items where even a small percentage drop can mean significant savings.
Rewards and Savings
Be patient and use price drop alerts to your advantage, as sometimes waiting a day or two can lead to price drops.
You can earn rewards through Capital One Shopping by shopping as you normally would, which can add another layer of savings to your purchases.
Capital One Shopping offers loyalty credits on certain purchases, which can be redeemed for gift cards, making your money go further.
To maximize your rewards, check the price history of an item to understand its typical price fluctuations before making a purchase.
There are currently over 50 retailers to choose from when redeeming your Capital One Shopping rewards in the form of gift cards.
You can use a Capital One card, such as the Capital One Venture Rewards Credit Card, to earn 2 Capital One miles per dollar spent on every purchase, or the Capital One Quicksilver Cash Rewards Credit Card to earn an unlimited 1.5% cash back on every purchase.
You can even stack coupons for greater savings, and Capital One Shopping will do this automatically if applicable.
Here are some popular Capital One cards that can be great options for using with Capital One Shopping:
Understanding Capital One Shopping
To use Capital One Shopping, start by visiting capitaloneshopping.com and creating an account. You can set up your own credentials or choose to log in via Capital One if you're already a customer.
Capital One Shopping has a referral program that can earn you a one-time bonus of $40 in rewards when you create an account using a friend or family member's referral link and spend $10 in the first 30 days.
To find what you're looking for, use the search bar at the top of the page, and click "Visit Site" in the upper left box to be redirected to the merchant's site to complete the purchase.
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What to Know
To use Capital One Shopping effectively, you need to know that you must click through the portal to receive rewards, unless you have the browser extension. This will ensure that your purchase is tracked properly with Capital One Shopping.
Capital One Shopping now offers a wide variety of merchants, ranging from pet supplies and electronics to hotels and concert tickets. You can browse options by clicking the "Brands" or "Products" tab at the top or choose the "Events" tab to search current deals.
To get the best deals, you should avoid navigating to other websites or shopping portals during the process and using coupon codes that aren't listed on Capital One Shopping. This may cause your purchase to not be tracked properly with Capital One Shopping.
Capital One Shopping has a similar price comparison tool for hotel reservations. You can start by searching for your destination and dates, then click on a hotel that interests you and scroll down to see the available offers.
Booking with certain online travel agencies can save you money on your hotel stay, but you generally won't receive elite status benefits or earn elite-qualifying points or nights unless you book directly with the hotel.
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Common Misconceptions
Let's set the record straight about some common misconceptions surrounding Capital One Shopping.
Capital One Shopping is not a rewards program, but rather a tool that helps you find and compare prices on the items you want to buy.
Some people think it's only for shopping on Capital One's website, but in reality, it's a browser extension that can be used on any website.
Capital One Shopping doesn't charge any fees for its services, and you don't need to have a Capital One credit card to use it.
You can use Capital One Shopping to earn cash back on purchases, but it's not a guaranteed cash back program - it's more like a price comparison tool that helps you find the best deals.
Capital One Shopping uses machine learning algorithms to track prices and alert you when an item goes on sale, making it a useful tool for savvy shoppers.
Compare Against Others
Capital One Shopping can't be stacked with other ways to save, including shopping portals, coupons, and most discount codes. This means you should always check to see what offers are available across all of your credit cards and various online portals.
Receiving 3% back from a Capital One Offer might be less valuable than the ability to stack several offers by shopping in a different way. So, it's essential to compare these against other offers to ensure you're getting the best deal.
Capital One Offers can be a great option if they have the best deal available. But to make the most of it, you should always check other offers first.
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