
Authorize.Net offers a range of solutions to help businesses securely process online transactions.
Their payment gateway is PCI-compliant, ensuring that sensitive customer information is protected.
What is Authorize.Net?
Authorize.net is a leading payment gateway that facilitates secure and efficient transaction processing for businesses of all sizes.
It allows customers to use their US bank accounts for transactions, making it a convenient option for secure and efficient checkouts through eChecks.
Authorize.net acts as a digital intermediary, ensuring that credit card and electronic check payments are processed securely.
It integrates with major credit card processors for seamless credit card processing, making it an ideal choice for both high-risk and conventional merchants.
Authorize.net provides a robust and user-friendly platform that handles payment processing and offers a suite of tools to manage transactions, customer data, and fraud detection.
This platform allows businesses to concentrate on serving their customers and expanding their operations, rather than worrying about the security and efficiency of their transactions.
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Setup and Configuration
Setting up your Authorize.net account is a straightforward process that requires some basic information. Upon approval, you'll receive a new merchant account configured with fraud prevention settings.
To activate your account, you'll need to click the link in your welcome email, which will lead you to the identity verification process. This is where you'll provide accurate business and billing information, including a backup payment method for your net account.
Initially, your account will be in Test Mode, allowing transactions to be processed without actual charges.
Authorize Net Setup
Getting started with Authorize.net is a straightforward process. Upon approval, businesses receive a new merchant account configured with fraud prevention settings.
To activate your account, click the link in your welcome email, which will lead you to the identity verification process. The primary account holder must complete the activation, providing accurate business and billing information, including a backup payment method for the net account.
Initially, the account starts in Test Mode, allowing transactions to be processed without actual charges. This is a great way to test your setup before going live.
To set up a merchant account with Authorize.net, merchants need to provide their transaction key and bank account information. The transaction key is a unique identifier that Authorize.net uses to authenticate transactions.
Merchants can obtain their transaction key from their Authorize.net account dashboard. They also need to provide their bank account information, including their account number and routing number, to set up their bank account.
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POS Solutions
Authorize.net's POS solutions are specifically designed for brick-and-mortar stores, enhancing their payment processing capabilities.
These solutions enable businesses to streamline transactions both in-store and online, offering a cohesive payment experience.
Customers can use their US bank accounts for transactions, simplifying payment processing.
The Virtual Point of Sale (VPOS) allows merchants to accept payments using a computer and card reader.
The Virtual Terminal feature also allows for manual processing of transactions, making it particularly useful for mail or telephone orders.
Payment Options
Authorize.Net offers a range of payment options to meet the needs of businesses of all sizes. With over 900 technology integrations and 400 certified technology partners, you can connect everything your business needs as it grows.
You can choose from various payment types, including credit card payments and bank transfers, and configure them to meet your business needs. Docusign's integration with Authorize.Net even lets your customers pay when they sign agreements.
Authorize.Net has a reputation for reliability, security, and continuous investment, thanks to its partnership with Visa. This means you can rely on the Authorize.Net network for 99.99% uptime.
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Authorize Net Key Features
Authorize.net offers a comprehensive payment gateway with secure transaction processing for both high-risk and conventional merchants. It provides a merchant dashboard, customizable payment links, and recurring payment options for subscriptions.
One of the standout features of Authorize.net is its Automated Recurring Billing (ARB) module, which allows businesses to easily set up and manage recurring payments, ensuring a steady revenue stream.
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With Authorize.net, customers can sign up for subscriptions using either a credit card or eCheck, providing flexibility to meet different preferences.
The payment gateway supports seamless integration with major e-commerce platforms and provides flexible pricing plans to accommodate businesses of all sizes, along with international support for diverse payment needs.
Authorize.net's advanced fraud detection tools provide an extra layer of security, ensuring that businesses can operate with peace of mind.
Here are some of the key features of Authorize.net:
- Merchant dashboard
- Customizable payment links
- Recurring payment options for subscriptions
- Robust fraud detection tools
Authorize.net also supports various payment methods, including credit card and eCheck payments, offering flexibility for merchants and customers alike.
ECheck Setup
To set up eCheck payments, you'll need to sign up for Authorize.Net's eCheck service, which is only available in the USA.
In Odoo, duplicate the previously configured Authorize.Net payment provider by going to Accounting ‣ Configuration ‣ Payment Providers ‣ Authorize.net, clicking the cog icon, and selecting Duplicate.
Change the provider's name to differentiate it from the original, such as Authorize.net-Banks.
Once you're ready, change the provider's State to Enabled for a regular account or Test Mode for a sandbox account.
If you're using eCheck payments, you can also set up recurring payments for your customers, allowing them to pay through eChecks on a regular basis.
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Security and Compliance
Security and compliance are top priorities for any business handling payment card data. Authorize.net ensures that sensitive customer data is stored securely in a PCI-compliant data center.
Compliance with the PCI Data Security Standards (PCI DSS) is mandatory for all merchants processing payment card transactions. Authorize.net collaborates with SecurityMetrics, an Approved Scanning Vendor, to assist merchants in validating their compliance and protecting their businesses from data breaches and potential fines.
Authorize.net takes security seriously, providing multiple layers of protection to safeguard sensitive information. Here are some of the key security measures:
- 3D Secure: Authorize.net supports 3D Secure, a protocol that adds an extra layer of security for online transactions.
- Encryption: Authorize.net uses industry-standard encryption to protect sensitive information, such as credit card numbers and personal data.
- Tokenization: To further enhance security, Authorize.net offers tokenization, which replaces sensitive information with a unique token.
- Compliance: Authorize.net is compliant with major industry standards, including PCI DSS, GDPR, and HIPAA.
Authorize.net's Advanced Fraud Detection Suite helps merchants avoid chargebacks and protect against fraudulent activities. This suite is highly customizable, allowing merchants to set specific rules for blocking or allowing transactions based on their business needs.
Incorporating measures like Address Verification Service (AVS) and Card Code Verification (CCV) safeguards against fraudulent transactions, providing peace of mind for merchants and customers.
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Integration and Support
To integrate Authorize.net with your e-commerce platform, you can follow a few simple steps, such as creating an account and entering API credentials in the Shopify admin dashboard.
Authorize.net offers seamless integration with popular platforms like Shopify, WooCommerce, and Wix, making it easy for online retailers to set up payment processing capabilities.
You can also connect Authorize.net to your workspace by selecting your name in the lower-left corner and going to Integrations, then selecting Authorize.net and clicking Connect.
To set up recurring charges in your catalog and collect them via Authorize.net, you'll need to set up a quote builder and connect it to your workspace.
Here are some popular e-commerce platforms that integrate with Authorize.net:
- Shopify
- WooCommerce
- Wix
Note that businesses outside of the U.S. and Canada may need to contact Cybersource for support, but Authorize.net primarily allows merchant accounts to be set up in North America.
Docusign's Integration Lets Customers Pay on Sign
Docusign's integration with Authorize.Net lets your customers pay when they sign, making it easy to accept electronic payments from credit cards or bank transfers.

You can connect your account with Authorize.Net in just a few steps and start accepting payments. This is a game-changer for businesses, especially those that need to send out invoices or agreements.
Authorize.Net pioneered online solutions for businesses to accept credit card payments and is the payment platform most trusted by small businesses.
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E-commerce Integrations
E-commerce Integrations are a breeze with Authorize.net, which offers seamless integration with popular platforms like Shopify, WooCommerce, and Wix. This makes it easy to set up payment processing capabilities without any coding.
For instance, integrating Authorize.Net with Shopify requires only a few simple steps, such as creating an account and entering API credentials in the Shopify admin dashboard. This streamlined process simplifies the setup process for online retailers.
Authorize.net also supports WooCommerce, allowing for easy integration without the need for any coding. This enhances the user experience and makes it easy to get started with payment processing.
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Here are some popular e-commerce platforms that Authorize.net integrates with:
With over 900 technology integrations and 400 certified technology partners, Authorize.net can connect with a wide range of e-commerce platforms and tools, making it a reliable choice for businesses of all sizes.
Merchant Account and Fees
Authorize.Net offers a variety of pricing plans to suit different business needs.
The net payment gateway-only plan comes with a monthly fee of $25 and a per-transaction charge of $0.10. For an all-in-one processing plan, the cost includes a monthly fee of $25 plus a transaction fee of 2.9% plus $0.30.
New merchants can expect specific pricing plans tailored to their needs, while businesses generating over $500,000 annually can opt for custom pricing plans.
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Merchant Account Options
Authorize.net offers various merchant account options to suit different business needs. Merchants can choose from two primary options: Combined Payment Gateway and Merchant Account, and Payment Gateway Only.
The Combined Payment Gateway and Merchant Account is ideal for merchants who need both a payment gateway and a merchant account. This option simplifies the setup process and ensures seamless integration of payment processing capabilities.
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Merchants who already have a merchant account through their bank can opt for the Payment Gateway Only option. This allows businesses to leverage Authorize.net's robust payment processing features while maintaining their current banking relationships.
Here are the two merchant account options in a nutshell:
Key Takeaways
Authorize.net offers a comprehensive payment gateway that's perfect for businesses of all sizes, providing secure transaction processing for both high-risk and conventional merchants.
With Authorize.net, you'll get a new merchant account integrated with advanced fraud detection settings and a user-friendly interface, making it easy to manage your transactions.
Key features include a merchant dashboard, customizable payment links, and recurring payment options for subscriptions. This means you can easily set up and manage recurring payments, making it a great option for businesses that offer subscription-based services.
Authorize.net also supports seamless integration with major e-commerce platforms, allowing you to easily connect your online store and start processing payments.
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Testing and Development
Authorize.net provides a sandbox environment for testing and development purposes, allowing merchants to test their integration without affecting live transactions.
This sandbox environment simulates the production environment, enabling merchants to test various scenarios, such as successful and failed transactions, in a risk-free setting.
To use the sandbox environment, merchants need to create a sandbox account and obtain separate credentials for testing.
Authorize.net provides test card numbers and other testing tools to help merchants simulate different transaction scenarios.
This comprehensive testing capability ensures that businesses can confidently launch their payment solutions, knowing they have been thoroughly vetted in a controlled environment.
Developers can rely on Authorize.net for the resources they need to build seamless integrations and troubleshoot effectively.
API integration and comprehensive testing are crucial for developers, and Authorize.net provides a sandbox testing environment, complete documentation, and 24/7 technical support to ensure a smooth integration process.
To connect your payment solution to Authorize.net, generate API credentials including an API Login ID and Transaction Key, which are essential for new merchants to integrate their payment solutions effectively.
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