What is a Revolut Card and Its Features

A Revolut card is a prepaid debit card that allows you to manage your money across 30 countries.

It's a digital-only card, which means you won't receive a physical card in the mail.

Revolut cards are available in several currencies, including the Euro, Pound, and US Dollar, making it easy to spend money abroad without incurring foreign transaction fees.

You can use your Revolut card to make purchases online, in-store, or at an ATM.

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A Revolut Card is a Mastercard or Visa debit card that can be attached to your selected Revolut account.

It has basically the same functionality as a regular debit card, but with some added features.

You can make payments at merchants, both online and physical, or withdraw cash from ATMs.

The design and delivery charge of the card vary depending on the subscription you choose.

Revolut offers several types of cards, including Standard, Plus, Premium, Metal, and Ultra.

With the Revolut card, you can make payments in 36 currencies at the real-time exchange rate.

There's no card administration fee, which is a nice perk.

However, ATM withdrawal limits do apply, depending on your tariff plan.

To order a Revolut card, you need to top up your account first.

Then, you go to the Cards section of the app, press the "Add card" button, and choose "Debit card" to complete the order.

Your card options will vary depending on the type of account you've chosen.

Revolut cards are usually dispatched the next working day, but it may take a few days to reach you, especially if you've chosen the Standard plan.

To get a Revolut card, you'll need to download the app from your app store and sign up by entering your phone number and verifying it. This is the first step in the process.

Once you've signed up, you'll need to provide your personal info, including your name, birth date, and address. This information is required to set up your account.

After verifying your email and setting up security measures like a password and four-digit PIN, you're ready to order your card. You can choose between a physical card, which is sent to your address, or a virtual card, which is available instantly in the app.

Here's a step-by-step guide to ordering your Revolut card:

A physical card usually arrives within 7-10 days, so be sure to add some extra time to your plans if you're waiting for yours to arrive.

To get a Revolut card, you'll need to go through the card request process. This is a straightforward process that can be completed in a few steps.

First, download the Revolut app from your app store. You can find it by searching for "Revolut" in the app store.

Once you have the app installed, sign up by entering your phone number and verifying it. This will help the app get to know you.

Next, provide your personal information, including your name, birth date, and address. This will help Revolut verify your identity.

After that, verify your email through the link sent to you. This is an important step to ensure your account is secure.

You'll also need to set up security features, such as creating a password and setting a four-digit PIN. This will help protect your account from unauthorized access.

To order your card, choose between a physical card or a virtual card. A physical card will be sent to your address, while a virtual card will be available instantly in the app.

Here's a summary of the steps to order a card:

After you've ordered your card, add funds to your account to cover any delivery fees. This will ensure that your card is delivered to you without any issues.

Finally, confirm your card order and wait for delivery. Physical cards usually arrive within 7-10 days.

Getting your Revolut card is an exciting step, but have you wondered how long it takes to arrive? Standard delivery typically takes about 9 days, but you can also opt for express delivery options.

To track your card, Revolut provides tracking information for express and expedited deliveries, so you can stay on top of where your card is at all times.

If you're waiting for your card, you can confirm your order and wait for delivery. Physical cards usually arrive within 7-10 days.

Here's a quick rundown of the delivery process:

To activate your Revolut card, you can simply pay at any store, restaurant, or hotel. This will get your card up and running.

You can also activate your card at any ATM, making it easy to get started.

As for virtual cards, they don't need to be activated because they're already active.

Revolut operates without a physical branch network, but its digital banking services are widely available across various countries and regions.

Revolut has two banking licenses, one in Lithuania and one in Australia, which allows it to serve the entire European Union and other countries.

With its Lithuanian license, you can access your Revolut card from any European country.

Revolut's services have also expanded to cover countries in North America, including the United States and Canada.

The digital bank has a presence in Australia and Singapore, making its services accessible to a diverse range of customers.

Revolut's geographical availability is one of its key strengths, allowing users to access their accounts and services from anywhere in the world.

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If you're looking to get a Revolut card for your child, you'll want to consider the Revolut Junior option.

Revolut Junior comes with a junior account, card, and app controlled by the parents. This allows parents to track their kid's spending and probable location via the kid's transactions. The app also enables parents to send money overseas to kids abroad who are Revolut users easily.

Parents can add task-associated rewards to teach their kids the value of money with Revolut Junior. This encourages financial intelligence and cultivates saving habits among this age group. Kids also have access to goals that give them a fast way to achieve their saving goals.

Using your Revolut card is straightforward and convenient. You can use it both online and in physical stores, making it a great option for everyday transactions.

To make purchases with your Revolut card, simply swipe or insert your card at the payment terminal, enter your PIN if required, or tap your card on the reader for contactless payments.

You can also use your Revolut card online by entering the card details at checkout and ensuring you have enough balance in your account.

Here's a quick rundown of how to use your Revolut card in different scenarios:

This makes it easy to manage your finances on the go, and you can enjoy the convenience of using your Revolut card worldwide, with support for multiple currencies and competitive exchange rates.

Virtual cards are a great way to shop online securely. They're digital, so you can store them on your smartphone, and have their own unique card number and expiry date.

You can create a new virtual card in the Revolut app by going to the 'Cards' tab, tapping 'Add card', and choosing 'Virtual debit card'. It's that easy!

Virtual cards are instantly available after creation, and can be used for online shopping. They're perfect for those who frequently shop online.

Here are some key differences between physical and virtual cards:

By choosing a virtual card, you can enjoy an extra layer of security for your online purchases, and avoid card theft.

Making purchases with your Revolut card is easy, and you can use it both online and in physical stores. You can swipe or insert your card at the payment terminal, enter your PIN if required, or for contactless payments, just tap your card on the reader.

To make a purchase in a physical store, you'll need to follow these steps: swipe, insert, or tap your card, and enter your PIN if needed. You can also link your Revolut card to mobile wallets like Google Pay or Apple Pay, which allows for seamless, contactless transactions.

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Using your Revolut card online is simple too - just enter the card details at checkout and ensure you have enough balance in your account. You can also enjoy the convenience of using your Revolut card worldwide, as it supports multiple currencies and offers competitive exchange rates.

Here's a quick rundown of the steps involved in making purchases with your Revolut card:

Overall, making purchases with your Revolut card is a breeze, and the convenience of being able to use it both online and offline is a major advantage.

The Revolut Card fees and limits are designed to help you manage your finances effectively. You can set spending limits on your card to control how much you spend each day, week, or month.

To set spending limits, simply open the Revolut app, go to the card section, select 'Spending Limits', and set your desired limits. You can choose from daily, weekly, or monthly limits to suit your needs.

Here's a summary of the spending limits types:

Transaction fees also vary depending on the type of transaction, with domestic transactions being free and international transactions charging a 0.5% fee after $1000.

Revolut's transaction fees are a crucial aspect to understand, especially if you're planning to use the card for international transactions or ATM withdrawals.

Domestic transactions are free of charge. International transactions, however, incur a 0.5% fee after $1000 is exceeded.

ATM withdrawals are also free until the withdrawal limit is surpassed. The limit varies depending on the type of card you have, but with the Revolut Metal card, you can withdraw up to the equivalent of $1200 in any currency.

Here's a breakdown of the exchange fees charged by Revolut, depending on the plan you have:

These fees are essential to understand, as they can help you manage your costs effectively.

The Revolut card is only a debit card, which means you can only spend the amount in your account without the option of getting an additional credit line.

This implies that you might be hindered from making payments at stores and establishments that accept only credit cards, such as car dealerships or hotels.

This challenge is a common one for individuals who reside in the US, where some businesses may not accept debit cards.

Revolut cards are now a vital component of the luggage of a modern traveler, especially across Europe and the United States.

Its associated account can carry out transactions like a local in over 30 countries, making international cash transactions a breeze.

The card services are very friendly to the pocket, with conversions carried out at the current bank exchange rate with no Revolut fees.

Revolut card holders enjoy insurance benefits, especially during their trips abroad, covering all emergency medical bills that accrue during their traveling.

These bills cover minor and major medical procedures, giving cardholders peace of mind while traveling.

Revolut cardholders also enjoy free access to airport lounges with complementary dishes during flight delays that exceed an hour.

With Revolut, you can conveniently manage all your finances in a single app. The app enables you to track your spending and allocate it accurately, regardless of where the transactions occur.

The app includes a budgeting feature that alerts when spending is about to exceed the budget. This helps you stay on top of your finances and avoid overspending.

All financial activities such as investing, fixed-term savings, cryptocurrency holdings, and foreign exchange services can be done in just one app. This saves you time and effort by not having to navigate multiple apps.

The Revolut fixed savings, known as the Revolut vault, offers up to a 5% annual interest rate. This is a great way to earn some extra money on your savings.

You can also use the app for convenient card management services, including funding, deactivating, and placing orders. This makes it easy to manage your cards and keep track of your spending.

Revolut card holders can enjoy insurance benefits, especially during their trips abroad, which cover all emergency medical bills, including minor and major medical procedures.

These insurance benefits are a huge plus, especially when traveling to unfamiliar places. Revolut has partnered with Allianz to provide insurance for all travel luggage of its cardholders worldwide, offering financial reimbursement for any loss due to misplaced or delayed baggage.

You can expect to receive reimbursement for your lost or delayed luggage, which is a huge relief when traveling. Revolut cardholders also enjoy free access to airport lounges, complete with complimentary dishes, during flight delays that exceed an hour.

The airport lounge benefits are available without limits on the Revolut Premium and Metal cards, making it a great perk for frequent travelers.

The Revolut Standard card is 100% free to use, except for a $5 delivery fee for the physical card in the US.

You can send money abroad and make international transactions without charges with the standard card, and it allows a maximum monthly currency exchange of up to $1000.

The Revolut Plus card costs $2.99 per month and offers free ATM withdrawals of up to $200 monthly, as well as one-year insurance on purchases up to $1000.

With the Plus card, you also get reimbursed for events you can't attend after purchasing a ticket, up to $1000, based on certain terms and conditions.

The Revolut Premium card costs $9.99 per month and has no limit for currency exchanges via the app, and you enjoy three international transfers across different countries each month without any associated fees.

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The Standard card is 100% free of usage, besides a $5 fee for delivering the physical card in the US.

You can send money abroad and carry out international transactions without charges with the standard card.

The card allows a maximum monthly currency exchange of up to $1000.

It also provides free international payments, money transfers, and ATM withdrawals of up to $1,200 per month.

You can make one international transfer across countries per month free of charge with the standard card.

The Revolut Plus card costs a reasonable $2.99 per month, which is a small price to pay for its many perks and benefits.

For this low monthly fee, you get to enjoy free ATM withdrawals of up to $200 from any Mastercard-accepting ATM.

You'll also get one-year insurance on purchases up to $1000, giving you peace of mind when shopping or traveling abroad.

Another benefit of the Plus card is that you can get reimbursed for events you can't attend after purchasing a ticket using the card, up to $1000.

Metal card holders also receive a 1% cashback on transactions paid in any currency, including crypto, adding to your savings.

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The Revolut Premium card is a great option for those who want to travel without worrying about exchange fees. It costs $9.99 per month.

With the premium card, you have no limit for currency exchanges via the app, which is super convenient for travelers.

You also get three international transfers across different countries each month without any associated fees. This can save you a lot of money, especially if you're traveling frequently.

Medical insurance is another big benefit of this card, allowing Revolut to cover payments for all medical emergencies experienced while outside your home country. This can give you peace of mind while traveling.

Additionally, the holder of this Revolut card also has two free lounge access for flight delays exceeding an hour. This can be a nice perk if you're stuck waiting for a flight.

Priority customer support is also included with the premium card, which can be a big help if you experience any issues with your account.

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Revolut cards come packed with advanced security features to protect your money. These features ensure your funds stay safe from fraud and theft.

You can set daily, weekly, or monthly limits on your card to help you manage your budget and prevent overspending. This is easy to do by opening the Revolut app, going to the card section, selecting 'Spending Limits', and setting your desired limits.

Here's a breakdown of the different limit types:

The Revolut card also allows you to freeze it instantly if you lose it, giving you peace of mind and control over your funds.

Revolut cards come packed with advanced security features to protect your money.

One of the standout features is card freezing, which can be done instantly if you lose your card. This stops anyone from using your card without permission.

If you freeze your card, you can unfreeze it with a single tap once you find it. This feature gives you peace of mind and control over your funds.

Spending limits on a Revolut card are a great way to manage your budget and prevent overspending. You can set daily, weekly, or monthly limits on your card.

To set spending limits, open the Revolut app, go to the card section, select 'Spending Limits', and set your desired limits. It's easy and effective, and helps you stay within your budget and avoid unnecessary expenses.

The type of limit you can set is determined by the time frame: daily, weekly, or monthly. This helps you control your spending over different periods.

Here's a breakdown of the different limit types:

It's worth noting that spending limits are expressed as currency exchange limits and ATM withdrawal limits. This means that you can control not only how much you spend, but also how much you exchange currency and withdraw from ATMs.