Do Revolut Charge Fees Abroad: A Guide to Using Revolut Overseas

Revolut is a popular digital banking app that allows you to manage your money on the go.

Revolut offers a range of features that make it easy to use abroad, including real-time exchange rates and fee-free spending in over 150 currencies.

You can use your Revolut card to make purchases, withdraw cash, and even send money to friends and family.

But do Revolut charge fees abroad? The answer is not always a simple yes or no.

Take a look at this: Revolut Card Abroad

Revolut doesn't charge any fees for foreign transactions, which is a major plus for travelers. However, there are some exceptions and limitations to keep in mind.

Merchants can still add their own charges, but these are not defined by Revolut. The exception is the currency exchange, which has some fees associated with it.

On weekdays, all exchanges are made at the interbank exchange rate with no additional fees, but there are some exceptions. The Standard plan has a monthly exchange limit of EUR 1,000, and exceeding this limit incurs a 1% fee on the transaction value. Thai baht and Ukrainian hryvnia have a 1% margin added to all exchanges.

Here's a quick rundown of the key costs and charges you need to know about:

It's worth noting that these fees can add up, especially if you're not paying attention to your spending limits.

You'll want to be aware of the fair use limits, which may apply to your Revolut debit card. These limits can vary, but it's essential to check the app to see how much of your allowance you've used.

If you withdraw cash more than twice a month, you'll be charged a fixed fee of £0.50 per withdrawal by Wise, a Revolut alternative.

The Revolut app tracks your allowance, but it's still possible to incur fees if you exceed your limit. Be mindful of your spending to avoid extra charges.

Wise charges a 1.75% fee on withdrawals beyond the initial two per month, while Revolut charges 2% of the withdrawal amount after the first £200 per month.

Readers also liked: How Much to Load Cash App Card

Here are the key fees to watch out for when using your Revolut card abroad:

It's worth noting that Revolut charges a 1% fee for currency exchange at weekends, which can add up if you're spending abroad during this time.

If you're considering a Revolut account, you'll want to understand the monthly fee associated with each plan.

The Revolut Standard account is a great starting point, with no hidden fees for spending and transferring money abroad.

Revolut Plus is a step up, offering higher withdrawal limits, travel insurance, and priority customer support for a monthly fee of £2.99.

The Revolut Premium plan extends the Plus account's offerings with exclusive features, making it a valuable choice for frequent travelers or those seeking premium service, all for £6.99 per month.

The Revolut Metal plan is the most comprehensive option, with a monthly fee of £12.99.

Here's a breakdown of the monthly fees for each Revolut account plan:

Keep in mind that the fee for exchanging currency is a percentage-based fee, which increases to around 1 to 2% on weekends.

Using a multi-currency account can save you a lot of money on foreign transaction fees. These fees can add up quickly, especially if you're traveling to multiple countries. For example, making a purchase of $500 in Paris can cost you an extra $15 in fees.

Revolut is a great option for a multi-currency account. Their app allows you to exchange currencies at a low percentage fee, which is a significant improvement over traditional exchange offices. If you exchange on weekends, the fee increases to around 1 to 2%.

To use a Revolut multi-currency account, follow these steps: Select 'Exchange' on the home page;Select the currency you want to add;Enter the amount of currency you want to exchange;Click 'Review Order' to see the fees and total;Start using your card for payments or overseas ATM withdrawals;To review the exchange rate applied, tap the item in ‘Transactions’.

Over a week-long trip, these small fees can total $100 or more, depending on your spending. That's why it's essential to use a multi-currency account like Revolut to minimize your expenses.

See what others are reading: Currency Conversion Fee vs Foreign Transaction Fee

Revolut doesn't charge any fees for foreign transactions, making it a great option for spending abroad. However, merchants can still add their own charges.

The exception is the currency exchange, which is free on weekdays as long as you stay within your plan's limits. But be aware that there's a 1% fee per exchange on weekends, regardless of your plan.

Here's a breakdown of the key costs and charges you need to know about:

The 1% fee for currency exchange at weekends is something to watch out for, especially if you like to take mini breaks to foreign cities.

Revolut doesn't charge a fee for withdrawing cash with your card at a foreign ATM, but many ATM operators do charge their own fees for using the ATM.

You can withdraw money from Revolut in the same way as from any other debit card, just go to an ATM, enter your card PIN, and withdraw the amount of money you want. However, you need to remember certain rules, limits, plan adjustments, and fees.

You might enjoy: Does Walmart Money Card Charge Monthly Fee

Revolut has an extensive ATM network of over 55,000 machines, facilitating fee-free withdrawals in various locations and multiple currencies.

The monthly limit for fee-free ATM withdrawals is contingent on your Revolut account type:

Spending with your Revolut card abroad is seamless, and the exchange will be done for you if you choose 'without conversion' when prompted.

You can spend up to £1000 per month with a Standard or Plus Revolut card, after which a 0.5% fair usage fee will be charged for exceeding the limit.

Using a Premium, Metal, or Ultra card gives you unlimited spending abroad, so you can enjoy your travels without worrying about exchange rate fees.

If you have holdings of the local currency, you can pay vendors like a local, but if you only have holdings in foreign currency, Revolut will handle the currency exchange using the real exchange rate.

There are no fees to worry about if you stay within the £1000 monthly currency exchange limit, but be aware that weekend surcharges may apply if you exceed this limit.

Free transfer is available with other Revolut users, making person-to-person payments a breeze.

A fresh viewpoint: Bank Charges on Letters of Credit Will Depend on the

ATM withdrawals with Revolut are pretty straightforward. You can withdraw cash from over 55,000 machines worldwide, and it's usually fee-free.

If you're using the Revolut Standard card, you're limited to 5 ATM withdrawals or up to £200 per month, whichever comes first. Exceeding this limit will incur a 1.75% fee.

You should always choose to be charged in the local currency of the country you're in, as Revolut will take care of the conversion for you.

To avoid extra fees, make sure to choose 'without conversion' at the ATM. This way, the ATM operator's unfavourable exchange rate won't apply.

There are different monthly limits for fee-free ATM withdrawals depending on your Revolut account type. Here's a quick rundown:

If you're traveling with friends or family, consider having them sign up for a free Revolut account too. This will increase your shared limit, making it easier to withdraw cash together.

Paying with a Revolut card is a breeze. You don't need to have the currency in your sub-account, as the app will automatically convert the transaction at the interbank exchange rate.

If you plan to make card payments on the weekend in a currency supported by Revolut, it's better to exchange money earlier on Friday or during the week and keep it in a sub-account to avoid commissions.

There are no fees for payments made on business days using the 36 supported currencies and other currencies, except for THB and UAH, which are converted at the interbank rate without additional fees.

You can pay with a generated virtual card and then delete it, a feature that's available with the Premium, Metal, and Ultra plans.

Revolut supports transfers in 36 currencies, including AED, AUD, BGN, and many others, as of April 25, 2025.

As long as you stay within the £1,000 monthly currency exchange limit, there are no fees to worry about. If you go over the limit, there's a fair usage fee, and weekend surcharges may apply.

You might like: No Atm Fees

You can top up your Revolut account using various methods, including linking your card, making a bank transfer, or using Google Pay or Apple Pay. The minimum amount is €10, and funds will be immediately available in your account.

Bank transfers are also an option, as Revolut has IBAN accounts in many European countries. Simply select bank transfer as the deposit option, then select your bank and transfer the funds.

You can withdraw funds accumulated on Revolut at any time via a standard transfer, and the processing time is as fast as when you top up your account.

There are no fees to worry about for person-to-person payments within the Revolut network, and you can enjoy free transfer with other Revolut users.

For your interest: Is Revolut a Bank

Funding your Revolut account is free of charge, with a minimum amount of €10. You can link your card, bank transfer, or use Google Pay or Apple Pay to deposit money.

There are no fees for depositing money using these methods. If you're using a bank transfer, Revolut has IBAN accounts in many European countries, making it easy to deposit money via bank transfer.

You can withdraw funds accumulated on Revolut at any time free of charge via a standard transfer, with the same processing time as when you top up your account.

If this caught your attention, see: Airtel Money Charges

You can withdraw funds from your Revolut account using your debit card at an ATM, and it doesn't charge you a fee to do this. However, many ATM operators do charge their own fees for using the ATM.

To avoid these extra fees, choose to be charged in the local currency of the country you're in, and Revolut will take care of the rest. This is a rule of thumb to keep in mind when withdrawing cash abroad.

You can withdraw up to £200 per month with a Revolut Standard card, or up to £400 with a Premium card, without incurring any extra fees. However, exceeding these limits incurs a 1.75% fee, calculated based on the withdrawal amount in the same foreign currency.

You can also switch currencies within the Revolut app and withdraw money later or on the following day, ensuring the most favorable exchange rates. This is a convenient option to consider if you need to withdraw cash in a different currency.

If this caught your attention, see: Usaa Atm Card Foreign Transaction Fee

Here's a breakdown of the monthly limits for fee-free ATM withdrawals with different Revolut account types:

You can also withdraw funds accumulated on Revolut at any time free of charge via a standard transfer, with a processing time as fast as when you top up your account.

Finding cheap money transfers can be a challenge, especially if you're not familiar with the options available.

Some online money transfer services charge as little as 0.5% of the transfer amount, with a minimum transfer fee of $3.

Be wary of services that claim to be the cheapest, as they may have hidden fees or exchange rate markups.

Services like TransferWise and PayPal often have lower fees than traditional banks, with TransferWise charging 0.5% to 2% of the transfer amount.

However, some services may have restrictions on the amount you can transfer or the countries you can send to.

A different take: Fees Transferwise

Revolut offers a convenient solution for currency exchange with control over your currency conversions and cost savings while traveling.

You can exchange money in 29 foreign currencies within the app, and Revolut employs the mid-market exchange rate to ensure you avoid high markups on currency conversion.

All you need to do is select the amount and foreign currency you wish to exchange, and Revolut will notify you when the exchange rate is most favorable, guaranteeing you get the best deal.

However, if your destination's local currency is not among these currencies, prepare for your trip by exchanging some money for the local currency.

Revolut's exchange rate is better than 99.9% of currency exchange offices and banks.

Here's a breakdown of the exchange limits for different Revolut plans:

On weekends, a fixed commission of 1% is applied for currency exchange, which could make it more expensive to spend at weekends.

Traveling abroad can be a thrilling experience, but it's essential to be aware of the fees associated with international transactions. Revolut is a digital financial platform that offers a range of banking and financial services, including a multi-currency card that allows you to store and spend funds in multiple currencies while traveling.

Related reading: Financial Institutions Charge a Fee for an Overdrawn Account Because

With Revolut, you can pay in over 150 currencies worldwide, withdraw money from ATMs without commission, and avoid losing value and time on currency exchange rates at traditional exchange offices. This can save you a significant amount of money, as Hubert Pleskot, founder of Two Continents, discovered when he saved almost €100 in 5 days in New York.

Foreign transaction fees are charges that your bank imposes every time you make a purchase in a currency other than your own. These fees can add up quickly, with even small purchases incurring extra costs. For example, spending $500 shopping in Paris might incur an extra $15 in fees.

Here's a breakdown of how foreign transaction fees can affect your spending:

Revolut's payment security when traveling is top-notch, with payments secured just like at banks. If you lose your card, you can quickly block it and pay with a virtual card, which is even an option to generate one-time virtual cards.

Revolut has different limits and fees depending on your plan. You can withdraw up to €200 per month or make 5 withdrawals, but this limit increases with higher plans.

The ATM withdrawal tax appears after you exceed the above amount for your plan, and a commission of 2% of the amount withdrawn is charged, with a minimum fee of €1. This means that the Revolut ATM withdrawal commission is not so noticeable, as the limits often cover the ideal amounts needed when traveling.

Here's a breakdown of the limits and fees for each plan:

Revolut offers five personal account types: Standard, Plus, Premium, Metal, and Ultra.

The Standard plan is a great option for tourists, as it's free and has a limit of $200 per month for ATM withdrawals, which is difficult to exceed.

For frequent travelers, higher plans like Plus, Premium, and Metal may be worth considering.

The Ultra plan is the best choice for businesspeople or people who fly regularly around the world, as it includes unlimited access to airport lounges.

There are no additional costs associated with using Revolut's Standard plan, apart from the currency exchange fee on weekends.

Curious to learn more? Check out: Revolut Metal Card

The Revolut Premium plan is a game-changer for those who want elite benefits. It offers a 20% discount on fees for every international transfer, which can save you a significant amount of money.

Travel medical insurance is also included, giving you peace of mind when traveling abroad. You'll also get 2 complimentary lounge passes for flight delays exceeding an hour, which can be a huge convenience.

The Premium plan also includes a 1.2% cashback on Revolut Pro, which can help you earn money back on your transactions. And, of course, you'll get 24/7 member support, which can be a lifesaver if you have any issues with your account.

In addition to these benefits, the Premium plan comes with a platinum-plated card and subscriptions with Ultra partners like Financial Times, NordVPN, WeWork, ClassPass, and more. This can give you access to exclusive discounts and services that can enhance your travel experience.

Here are the key benefits of the Revolut Premium plan:

You can withdraw up to €200 per month or make 5 withdrawals with Revolut, depending on your plan. If you exceed this limit, you'll be charged a tax and a commission of 2% of the amount withdrawn, with a minimum fee of €1.

The tax and commission will appear on your account after you've exceeded the limit for your plan. It's essential to check the ATM screen before withdrawing cash to see if there's a commission charged by the operator.

Here's a breakdown of Revolut's withdrawal limits:

Keep in mind that these limits often cover the ideal amounts needed when traveling, making the Revolut ATM withdrawal commission not so noticeable.

Revolut's cards and payments system is designed to be seamless and fee-free. You can top up funds from a debit or bank transfer, and make ATM withdrawals without any hidden fees.

The app offers a no-fee prepaid debit card, available in virtual or physical form. You can choose the one that suits your preference.

Revolut supports 36 currencies for payments on business days, and you can make transactions at the interbank exchange rate without additional fees. This includes currencies like EUR, GBP, and USD.

However, if you're making payments in unsupported currencies, you'll have to accept a 1% commission on weekend payments. It's also worth noting that if you withdraw funds from an ATM on Friday and use only cash on weekends, you can avoid this commission.

You can also pay with a generated virtual card, which changes its details after each transaction. This is a convenient option for online payments, and it's available with the Premium, Metal, and Ultra plans.

Revolut also offers person-to-person payments within the Revolut network, which are free and unlimited. You can request and send money or split bills with friends using the Revolut app.

Curious to learn more? Check out: Cmc Markets Commission

Revolut is a great option for travelers, offering a modern and fee-friendly financial solution. With no foreign transaction fees, you can spend abroad in over 140 currencies without worrying about hidden charges.

Revolut's exchange rates are as close to interbank rates as you can get, which means you're not overpaying on conversions. This can save you a significant amount of money on currency exchanges.

If you're planning a trip, consider holding multiple currencies in your Revolut account. This allows you to exchange and lock in favorable rates before you travel, giving you more control over your finances.

Here are some key features to keep in mind:

Revolut also offers additional perks, such as free ATM withdrawals up to a certain limit (depending on your plan), travel insurance add-ons, and easy bill splitting for group trips.

When traveling abroad, it's essential to be mindful of your credit card usage to avoid unnecessary fees. Always opt to pay in the local currency to avoid dynamic currency conversion fees.

Notify your bank or card provider about your travel dates to avoid flagged transactions. This simple step can save you a lot of hassle and potential penalties.

Carrying a second card or some cash is a good idea in case of emergencies. This way, you'll have a backup plan in case your primary card is lost, stolen, or declined.

Here are some key steps to follow:

I've been using Revolut for my travels, and I can attest to its effectiveness. Revolut lets you spend abroad in over 140 currencies with no hidden fees.

One of the key reasons I recommend Revolut is its ability to save you money on foreign transactions. The exchange rates are as close to interbank rates as you can get, which means you're not overpaying on conversions.

Having multiple currencies in your account is a game-changer for travelers. With Revolut, you can hold multiple currencies in your account, allowing you to exchange and lock in favorable rates before you travel.

Revolut's budgeting tools are also super helpful. The app provides real-time spending notifications and budgeting tools, so you can keep track of your expenses while on the go.

Here are some additional perks of using Revolut:

Having built-in security features is a must for travelers. Freeze your card instantly if it's lost or stolen, set spending limits, or enable location-based security for added protection.