
Tandem Money App is a game-changer for couples looking to manage their finances together. It's a free app that allows you to link your accounts and track your spending in real-time.
Tandem Money App allows couples to set financial goals and work together to achieve them. With features like automated savings and bill tracking, it's easier than ever to stay on the same page.
The app also offers a unique feature called "Tandem Goals" which enables couples to set savings goals together and track their progress. This can be a great way to work towards big purchases or financial milestones.
By using Tandem Money App, couples can reduce financial stress and anxiety, and build a stronger financial foundation together.
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How It Works
Users can get set up on Tandem in just minutes. One person logs in and invites their partner, making it easy to start managing finances together.
Both partners connect their credit card and/or debit card to the app, allowing Tandem to pull in transactions. However, each partner only sees what the other wants them to see.
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Couples can set up automated money transfers into a shared expense pot, making it easy to designate funds for specific expenses like rent or Netflix. This feature has been used by over 25,000 couples to manage $60 million in expenses.
With Tandem, couples can experience the benefits of a joint account without actually having to have one. Everything you want to share is in one space, eliminating the back-and-forth of managing finances separately.
You can also settle up any balances whenever you're ready, giving you complete control over your finances.
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Features and Updates
Tandem's user-friendly app is designed specifically to cater to the financial planning needs of couples.
The app allows couples to manage their finances collaboratively, sidestepping the need for joint bank accounts.
Tandem's standout feature, "Goals", enables users to set and save for shared financial targets.
This feature not only allows users to earmark items for future purchases but also provides a structured way to visualise and contribute towards collective savings objectives.
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The integration of high-yield savings accounts within the app means that users' savings can grow more efficiently, bringing them closer to their shared aspirations.
Tandem plans to channel its $3.7m seed funding into broadening its operational reach and escalating its business footprint.
The app's existing features will also be enhanced, and an Android version will be developed to expand its accessibility to a wider user base.
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Concerns and Issues
Tandem's customer support team can be reached at 0203 370 0970 or via in-app live chat during their opening hours of Monday to Friday, 9 am to 5 pm.
Some users have reported issues with connecting their bank accounts, with the app displaying a "can't connect to bank account" message. This can happen even if the bank is supposedly "supported" by the app.
Users have also experienced problems with depositing money, with the app displaying a "try again" message and failing to transfer funds.
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Loads of Issues

Tandem's app has a reputation for being glitchy, with one user reporting that it took them multiple attempts to connect their bank account. The app would crash or freeze, forcing the user to start over.
The user's experience was further complicated by the app's inability to process deposits, resulting in a "try again" message. This was particularly frustrating, as the user had already added their bank account.
Tandem's support team was eventually contacted, but it took some time for them to respond. The user was left waiting for several hours, with no update on the status of their deposit.
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Data About You
The app in question, Tandem Money Limited, collects a wide range of data linked to your identity. This includes financial information, contact details, user content, identifiers, usage data, and diagnostics.
The developer's privacy policy is worth a read, but it's not explicitly stated what data is collected. However, the app's privacy practices may vary based on the features you use or your age.
Here are some specific types of data that may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Frequently Asked Questions
Does the Tandem app cost money?
No, the Tandem app is free to download and use. You can start connecting with native speakers and practicing languages right away, with no hidden costs or fees.
Is the Tandem banking app safe?
Tandem Bank is a fully regulated UK bank, ensuring your money is protected up to £85,000 by the FSCS
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