
Bank of America has a vast ATM network that spans across the globe, with over 40,000 ATMs in more than 40 countries.
You can use your Bank of America debit card or credit card to access cash at these international partner ATMs.
Bank of America's international partner ATMs are affiliated with the Global ATM Alliance, a network of banks that allows cardholders to withdraw cash without incurring foreign transaction fees.
In the US, Bank of America has a large ATM network with over 16,000 ATMs, making it easy to find an ATM near you.
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Traveling Internationally
Traveling internationally can be expensive, especially when it comes to accessing your money abroad. Bank of America has a solution to help you save on fees by using their international partner ATMs.
You can use your Bank of America ATM or debit card at one of their international partner ATMs to avoid the non-Bank of America ATM $5 usage fee for each withdrawal, transfer or balance inquiry.
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Some of the countries where you can use Bank of America's international partner ATMs include the United Kingdom, France, Italy, Germany, Ukraine, Turkey, Canada, Mexico, Peru, Chile, Australia, and New Zealand.
Bank of America's international partner ATMs include Barclays United Kingdom, BNP Paribas (France), Banca Nazionale del Lavoro S.p.A. (Italy), Deutsche Bank (Germany), UkrSibbank (Ukraine), TEB (Turkey), Scotiabank (Canada, Mexico, Peru, Chile, and the Caribbean countries), Westpac Bank (Australia and New Zealand), and China Construction Bank (Mainland China, excluding Hong Kong).
To avoid a higher currency conversion fee, you may refuse the ATM operator's offer to convert the amount of the transaction.
Here's a list of Bank of America's international partner ATMs:
- Barclays United Kingdom (England, Scotland, Wales, Northern Ireland, Jersey, Guernsey, and the Channel Islands)
- BNP Paribas (France)
- Banca Nazionale del Lavoro S.p.A. (Italy)
- Deutsche Bank (Germany)
- UkrSibbank (Ukraine)
- TEB (Turkey)
- Scotiabank (Canada, Mexico, Peru, Chile, and the Caribbean countries)
- Westpac Bank (Australia and New Zealand)
- China Construction Bank (Mainland China, excluding Hong Kong)
Bank of America will assess an international transaction fee of 3% of the converted US dollar amount.
Avoiding International ATM Fees
If you're planning a trip abroad, it's essential to know how to avoid international ATM fees. Bank of America has a network of international partner ATMs that can help you save money.
You can use your Bank of America ATM or debit card at one of these partner ATMs to avoid a $5 usage fee for each withdrawal, transfer, or balance inquiry. Some of the international partners include Barclays United Kingdom, BNP Paribas (France), and Deutsche Bank (Germany).
Here are some of the international partner ATMs you can use:
- Barclays United Kingdom (England, Scotland, Wales, Northern Ireland, Jersey, Guernsey, and the Channel Islands)
- BNP Paribas (France)
- Deutsche Bank (Germany)
- UkrSibbank (Ukraine)
- TEB (Turkey)
- Scotiabank (Canada, Mexico, Peru, Chile, and the Caribbean countries)
- Westpac Bank (Australia and New Zealand)
- China Construction Bank (Mainland China, excluding Hong Kong)
Keep in mind that Bank of America will assess an international transaction fee of 3% of the converted US dollar amount. To avoid a higher fee, you can refuse the ATM operator's offer to convert the amount of the transaction.
It's also a good idea to check with your bank to see if they have international partners so you can get the withdrawal fee waived.
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Bank of America Account Holders
If you're a Bank of America account holder, it's essential to know about the international ATM fees that may apply when using your card outside the United States.
There are three separate fees that may apply to Bank of America account holders: the 3 percent "international transaction fee" for converting currencies, the "non-Bank of America usage fee" for each withdrawal, transfer, or balance inquiry at non-Bank of America ATMs outside the United States, and the "ATM operator access fee".
The "non-Bank of America usage fee" and "ATM operator access fee" can be waived under the Global ATM Alliance within specific coverage areas, including the United Kingdom, France, Italy, Luxembourg, Germany, Spain, Canada, Mexico, Chile, Peru, and the Caribbean.
Here are the Global ATM Alliance banks for each coverage area:
Additionally, Bank of America has a partnership with China Construction Bank to provide ATM fee waivers to account holders using China Construction Bank ATMs in mainland China (excluding Hong Kong).
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Finding Fee-Free ATMs
Bank of America has international partners that can help you avoid ATM fees. You can use an ATM affiliated with one of these partners to get your withdrawal fee waived.
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To find fee-free ATMs, you can use the Bank of America online financial center locator. Just enter your state and city, and a list of Bank of America ATMs will appear. This will help you locate an ATM near you that's part of their international partner network.
You can also use a search engine like Google or Yahoo to find Bank of America ATMs near you. Simply type in "How to find Bank of America ATMs near me" or "banks near me" in the search bar, and a map of all nearby ATM locations and banks will appear.
Bank of America's international partner network includes:
- Barclays United Kingdom (England, Scotland, Wales, Northern Ireland, Jersey, Guernsey, and the Channel Islands)
- BNP Paribas (France)
- BNL D’Italia (Italy)
- Deutsche Bank (Germany and Spain)
- China Construction Bank (mainland China, excluding Hong Kong)
- UkrSibbank (Ukraine)
- TEB (Turkey)
- Scotiabank (Canada, Mexico, Peru, Chile, and the Caribbean countries)
- Westpac (Australia and New Zealand)
By using an ATM affiliated with one of these partners, you can avoid the $5 withdrawal fee that Bank of America typically charges.
Frequently Asked Questions
Can I use my Bank of America ATM card internationally?
Yes, you can use your Bank of America ATM card internationally, but be aware that an International Transaction Fee applies. For more information on fees and usage, contact Bank of America Customer Service at 1.800. 432.1000.
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