IFCI Ltd Financial Performance and Governance

IFCI Ltd has a strong financial performance, with a total income of ₹1,449.38 crore in the year 2020-21. The company's net worth has also increased over the years, reaching ₹2,444.29 crore in 2020-21.

IFCI Ltd has a well-established governance structure, with a board of directors comprising experienced professionals. The company's board has a strong presence of independent directors, ensuring that the company is run in a fair and transparent manner.

The company's financial performance is also reflected in its profit margins, which have consistently been above 10% in recent years. IFCI Ltd's financial stability is a testament to its ability to navigate the challenges of the financial sector.

The company's governance structure is also guided by a strong code of conduct, which ensures that all stakeholders are treated fairly and with integrity.

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IFCI Ltd has had a mixed bag of financial results over the years. The company's sales have been steadily declining, with a compounded sales growth of -7% over the past 10 years and -8% over the past 5 years.

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The company's operating profit margin (OPM) has also been fluctuating, ranging from 66% in 2016 to -42% in 2021. In 2025, the OPM was 63%.

In terms of profitability, IFCI Ltd has been struggling, with a net profit of ₹349 lakhs in 2025. The company's earnings per share (EPS) in 2025 was ₹0.63.

The company's return on equity (ROE) has been negative over the past 10 years, with a ROE of -8% in 2025. However, the ROE was 3% in the last year.

Here's a summary of IFCI Ltd's financial performance over the past few years:

The company's cash conversion cycle has been improving, with a decrease in debtor days from 100 in 2014 to 41 in 2025. However, the working capital days have been increasing, with a peak of -834 in 2025.

Overall, IFCI Ltd's financial performance has been inconsistent, with some positive trends and some negative ones. The company needs to focus on improving its sales and profitability to achieve sustained growth.

IFCI Ltd is a leading financial institution in India. It was established in 1975 as a government company. IFCI Ltd is headquartered in New Delhi, India.

The company's primary objective is to provide financial assistance to small and medium-sized enterprises. This includes providing loans, guarantees, and other financial services to support their growth.

IFCI Ltd has a strong presence in the Indian financial market, with a network of branches and offices across the country. This allows it to effectively reach and serve its customers.

The company has a diverse range of products and services, including term loans, working capital loans, and venture capital funding. These products are designed to meet the specific needs of its customers.

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At IFCI Ltd, financial reporting is a transparent process. All financial results are submitted in ₹ Lakhs.

You can find the financial results for the quarter ended March 2025 and thereafter on the Integrated Filing - Financials section of the Company's website.

IFCI Limited has made several key announcements in recent times. The company published a notice regarding its 32nd Annual General Meeting (AGM) in the newspaper, which is a requirement under Regulation 30 of the Listing Obligations and Disclosure Requirements (LODR).

The 32nd AGM is scheduled to be held on October 29, 2025, at 11:30 A.M. through video conferencing or online audio visual meeting (VC/OAVM).

Here are some key announcements made by IFCI Limited:

In a custom financial statement, you can choose to display specific financial data in a way that suits your needs. All values are typically displayed in ₹ Lakhs.

You can include a statement on impact of audit qualification, which usually lists various time periods such as 1D, 1W, 1M, 3M, 6M, and 1Y.

A profit & loss statement is a common part of a custom financial statement, showing sales, expenses, and operating profit over a period of time. For example, in the year Mar 2025, the sales were ₹ 1,876 lakhs and the operating profit was ₹ 1,182 lakhs.

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You can also include a table to show the sales and operating profit over the years, making it easier to compare the data. Here's an example:

This table can help you quickly identify trends and patterns in the data, making it easier to make informed decisions.

The company's shareholding pattern has undergone significant changes over the years, with promoters holding a substantial portion of the company's shares. As of Sep 2024, promoters held 71.72% of the company's shares, while public shareholders held 20.81%.

The number of shareholders has increased steadily over the years, with 10,20,493 shareholders as of Jun 2025. This is a significant increase from Mar 2017, when there were 6,23,681 shareholders.

The company has a stable shareholding pattern, with promoters holding a consistent 70-72% stake in the company from Mar 2023 to Jun 2025. This suggests a high level of ownership and control by the promoters.

Other key stakeholders include FIIs, DIIs, and the government, which have held varying stakes in the company over the years. As of Jun 2025, FIIs held 2.52% of the company's shares, while DIIs held 1.61%.

Here's a summary of the company's shareholding pattern:

The company's shareholding pattern suggests a stable and consistent ownership structure, with promoters holding a significant stake in the company.

IFCI Ltd has a diverse group of companies under its umbrella. IFCI Factors Ltd provides alternative funding services and was acquired by IFCI Ltd on May 26, 2008.

SHCIL Services Ltd operates as a corporate stock broker, offering services to both institutional and retail clients. The company was founded in July 2006 and is headquartered in Mumbai, India.

IFCI Venture Capital Funds Ltd is a venture capital subsidiary of IFCI Ltd, founded in 1995 and headquartered in New Delhi, India.

The company has a presence in various sectors, including finance, investment, and technology services. Stockholding Document Management Services Ltd provides cloud hosting, physical record management, and secure document services, and is controlled by the Government of India.

Here is a list of some of the group companies under IFCI Ltd:

IFCI Ltd offers a range of services, including corporate financial services. These services are essential for businesses looking to secure funding or investment.

ICRA has affirmed a B+ rating on IFCI's fund-based limits and bonds, with a negative outlook. This suggests that IFCI's financial health is a concern, but the rating is still considered stable.

IFCI Ltd provides banking services, including corporate financial services, which cater to various business needs. The company's financials are publicly available, showing a significant decrease in financing from 1.08 trillion rupees in 2020 to -1.38 trillion rupees in 2021.

Here's a breakdown of IFCI Ltd's financing over the years:

Operational Metrics are key to understanding a bank's or financial institution's performance. They provide a snapshot of the institution's financial health and stability.

Net Interest Margin (NIM) is a crucial metric, measuring the difference between interest income and interest expenses as a percentage of average assets. It's a vital indicator of profitability.

Fresh Slippages - Quarterly (Crs) refers to the amount of new bad debts that have been identified and set aside during a quarter. This metric helps identify potential risks.

Cost of Borrowing (%) is the interest rate paid by a bank to its depositors or other lenders. It's a significant expense for any financial institution.

Gross NPA (%) measures the total amount of bad debts, including both performing and non-performing assets. A higher percentage indicates a higher risk.

Net NPA (%) represents the total amount of bad debts after deducting provisions and write-offs. It's a more accurate picture of an institution's bad debt exposure.

Capital to Risk Assets Ratio (CRAR) (%) ensures that a bank has sufficient capital to cover potential losses. It's a regulatory requirement to maintain a minimum CRAR of 9% in many countries.

Tier I Capital (%) represents the core capital of a bank, consisting of common stock, retained earnings, and other equity components. It's a key metric for assessing a bank's financial strength.

Yield On Advances (%) measures the return on investment generated by a bank's loan portfolio. It's an essential metric for evaluating a bank's lending performance.

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Corporate Financial Services is a vital part of IFCI Ltd.'s operations, as evident from the recent developments.

ICRA has affirmed a B+ rating on IFCI's fund-based limits and bonds, with a negative outlook.

IFCI Limited appointed Rajeev Sachdev as an Additional Director (Non-Executive-Non-Independent) on August 25, 2025.

The company's financials show a significant change in its financing over the years, with a peak of 1.08 Trillion Rupees in 2020 and a low of -1.38 Trillion Rupees in 2021.

Here's a breakdown of IFCI's financing over the years:

This fluctuation in financing is worth noting, especially considering the company's focus on Corporate Financial Services.