Fidelity Investments Funds Availability Guide

Fidelity offers a wide range of funds, with over 13,000 mutual funds, exchange-traded funds (ETFs), and other investment options available.

You can access these funds through Fidelity's trading platform, which is available online or through the Fidelity mobile app.

Fidelity's trading hours are Monday through Friday, 9:30 a.m. to 4:00 p.m. Eastern Time.

For mutual funds, there are no trading fees, but you may be subject to a $49.95 fee for buying or selling shares outside of trading hours.

Some funds may have a minimum investment requirement, which can range from $100 to $10,000 or more, depending on the fund.

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Fidelity Investments offers a wide range of funds to suit various investment goals and risk tolerances. With over $619 billion in U.S. equity assets under management, Fidelity's domestic equity funds provide exposure to successful and innovative companies.

You can choose from a variety of domestic equity funds, including large value, small/mid value, large blend, small/mid blend, and large growth funds. Fidelity's international equity funds also offer a broad set of investment choices, with over 50 years of experience in international asset management.

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Whether you're interested in domestic or international equity funds, Fidelity's extensive selection ensures you can find the right mix for your portfolio. Consider the following funds:

By diversifying your portfolio with Fidelity's funds, you can potentially lower volatility and tap into growth opportunities in various regions.

Domestic equity funds offer exposure to successful and profitable U.S. companies, which may lead to significant appreciation potential.

Investors can choose from a wide range of domestic equity funds, with Fidelity managing over $619 billion in U.S. equity assets.

Domestic equity funds may offer a good foundation for almost any portfolio, especially for risk-tolerant investors.

Fidelity domestic equity funds cover a variety of categories, including large value, small/mid value, large blend, small/mid blend, and large growth.

Here are some specific domestic equity funds offered by Fidelity:

These funds cover a range of investment styles and strategies, allowing investors to choose the one that best fits their goals and risk tolerance.

International equity funds offer a way to tap into the growth potential of companies outside the US. More than half the world's companies reside outside the U.S.

You can lower the volatility of your portfolio through diversification by investing in international equity funds. Lower the volatility of your profile through diversification.

Fidelity has over 50 years of international asset management experience. Over 50 years of international asset management experience.

They have a broad set of investment choices to tailor an international exposure. Broad set of investment choices to tailor an international exposure.

Here are some of the Fidelity international equity funds:

Fidelity also offers regional and single-country funds, such as the Fidelity China Region Fund and the Fidelity Japan Fund.

For a Moderate Income investment strategy, you'll want to consider asset mixes that balance income generation with potential capital appreciation. This approach is suitable for investors who can handle moderate market fluctuations.

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Fidelity offers a range of funds that can fit this asset mix, including the Fidelity Corporate Bond Fund (FCBFX), which allocates 10% of its portfolio to bonds.

A moderate income strategy may also involve investing in a mix of domestic and foreign stocks. For example, the Fidelity International Capital Appreciation Fund (FIVFX) allocates 6% of its portfolio to foreign stocks.

Here's a breakdown of the asset allocation for a moderate income strategy:

This asset mix is designed to provide a balance of income generation and potential capital appreciation, making it suitable for investors who want to seek a moderate income strategy.

Fractional Shares allow you to buy a portion of a stock, rather than the whole thing.

This means you can invest in a stock for as little as $1, making it more accessible to those with smaller budgets.

Fractional Shares are available through some online brokerages, such as Robinhood, which offers this feature for no additional fee.

You can buy a fraction of a stock, but you'll still own the full rights and benefits of the stock, including any dividends or capital gains.

For example, if you want to buy 1/10 of a stock that costs $100, you'll pay $10, and you'll own 1/10 of the stock.

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Fidelity offers a range of index funds with over 30 years of experience managing them.

Index funds are generally lower in management fees, potentially more tax-efficient, and have reduced portfolio turnover.

Fidelity's index funds are some of the least expensive in the industry, with the industry's first Zero expense ratio index mutual funds offered directly to investors.

You can find Fidelity's index funds in various categories, including domestic stock, international stock, specialty, and bond.

Here's a breakdown of the types of index funds Fidelity offers:

Fidelity's index funds are designed to track a specific market index, providing broad diversification and potentially lower costs.

Fidelity Investments offers a wide range of money market funds that cater to different investing goals and needs.

These funds are designed to provide liquidity and preserve capital, making them a great option for short-term investments or as a cash reserve.

Fidelity's money market funds have a reputation for stability and safety, with more than $900 billion in assets managed for millions of customers.

The funds are managed with an emphasis on stability and safety as the top priorities for investors' assets.

There are various types of money market funds available, including Government and U.S. Treasury funds, municipal funds, and prime money market funds.

Some of the benefits of money market funds include short maturities and minimal credit risk, making them a low-risk investment option.

Here are some examples of Fidelity's money market funds:

It's worth noting that Fidelity's government and U.S. Treasury money market funds will not impose a fee upon the sale of your shares.

Fidelity's FDIC-Insured Deposit Sweep Program is also available, which sweeps uninvested cash balances to a program bank where the deposit is eligible for FDIC insurance.

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Mutual funds are a great way to invest in the stock market, and Fidelity offers a wide range of options to fit your interests. Fund shares are priced daily after the close of the market.

You can choose funds from Fidelity and other firms, making it easy to find the right investment for you. Many funds are available with no transaction fees, which can save you money.

Fidelity's experts have selected top funds in each investment category, making it easy to find the best options. You can view these top picks in the Fund Picks From Fidelity section.

Morningstar's 4- and 5-star ratings are a great way to evaluate funds, and Fidelity offers many highly rated options. U.S. equity funds, which invest in stocks issued by companies based in the U.S., are a popular choice.

You can search and screen funds by fund family using Fidelity's Evaluator tool, making it easy to find the right investment for your needs. Many funds are available with no transaction fees, including No Transaction Fee (NTF) U.S. equity funds.

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Fidelity offers a range of investment strategies to help you achieve your financial goals. Their Income & Real Return Strategy Funds aim to address key income needs by investing in a diversified mix of fixed income and/or equity investments.

You can also consider Fidelity's single-fund strategies, such as the Fidelity Freedom Funds, which are designed to help take the guesswork out of building and maintaining an age-based retirement portfolio.

Fidelity's asset allocation funds provide disciplined, ongoing asset allocation, with over 25 years of delivering innovative asset allocation strategies. They offer a range of target date funds, including the Fidelity Freedom Income Fund and the Fidelity Freedom Index Income Investor, which can help you manage risk and achieve your long-term goals.

Here are some examples of Fidelity's investment strategies:

Real Return Strategy is a key component of Fidelity's investment strategies, particularly in their Income & Real Return Strategy Funds. These funds aim to address key income needs by investing in a diversified mix of fixed income and/or equity investments.

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Fidelity Strategic Funds, such as the Fidelity Strategic Income Fund (FADMX), seek to combine bond income from global sources with non-bond income from dividend-paying securities and real return to help protect against inflation. This approach is designed to provide a more stable source of income.

One of the benefits of Fidelity's Real Return Strategy is that it offers a managed approach to investing, with dedicated research teams providing macroeconomic, quantitative, and fundamental insights. This helps to ensure that the funds are well-positioned to adapt to changing market conditions.

Here are some examples of Fidelity's Real Return Strategy Funds:

By investing in a Real Return Strategy, you can potentially reduce the impact of inflation on your investments and provide a more stable source of income.

Recurring investments can be a great way to automatically grow your portfolio over time. Fidelity offers this feature, allowing you to make regular investments with ease.

By setting up a recurring investment plan, you can take advantage of dollar-cost averaging, which can help reduce the impact of market volatility on your investments. This means that you'll be investing a fixed amount of money at regular intervals, regardless of the market's performance.

Fidelity's recurring investments can be set up to occur as frequently as daily, weekly, or monthly, giving you flexibility to fit your needs.

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Fidelity offers a wide range of money market funds, including Government and U.S. Treasury funds, retail prime and municipal funds, and institutional investor options.

You can choose from over 20 different Fidelity money market funds, each with its own set of features and benefits. Some popular options include the Fidelity Government Money Market Fund and the Fidelity Treasury Money Market Fund.

Here are some examples of Fidelity money market funds:

Fidelity also offers a variety of index funds, which can be a great option for investors looking for a low-cost, diversified portfolio. With over 30 years of experience managing index funds, Fidelity offers a range of domestic and international stock funds, as well as bond funds.

Sectors can be a great way to diversify your portfolio and achieve your investment goals. You can explore over 35 actively managed sector and industry funds at Fidelity, each with its own unique focus.

These funds offer tactical investment approaches, such as sector rotation strategies, which can help you navigate market fluctuations. By investing in sectors, you can also gain more precise asset allocation and greater diversification.

Some examples of sector funds at Fidelity include the Fidelity Select Telecommunications Portfolio (FSTCX) and the Fidelity Select Wireless Portfolio (FWRLX), which focus on the communication services sector. You can also consider the Fidelity Select Consumer Discretionary Portfolio (FSCPX), which invests in companies related to consumer goods and services.

Here are some of the sectors and funds offered by Fidelity:

Fidelity also offers thematic investing options, such as the Fidelity Healthy Future Fund (FAPHX) and the Fidelity Fidelity Climate Action Fund (FCAEX), which focus on specific themes and trends in the market.

Bond Index funds are designed to track the performance of a specific bond market index, such as the Barclays U.S. Aggregate Bond Index. They allow investors to gain exposure to a broad range of bonds with a single investment.

Fidelity offers a variety of Bond Index funds, including funds that track the Barclays U.S. Aggregate Bond Index and the Barclays U.S. 1–5 Year Treasury Bond Index. These funds provide a low-cost way to invest in bonds and can be a good option for those looking to diversify their portfolio.

Some examples of Fidelity's Bond Index funds include the Fidelity US Bond Index Fund and the Fidelity Short-Term Treasury Bond Index Fund. These funds offer a range of options for investors, from short-term to long-term bonds.

Here are some examples of Fidelity's Bond Index funds:

Investing in Bond Index funds can be a smart way to add diversification to your portfolio and potentially reduce risk.

If you're new to investing, it's essential to understand the different types of investments available to you. One of the most popular types is money market funds, which offer low-risk investments with liquidity.

There are various types of money market funds, including government and U.S. Treasury funds, retail prime funds, and alternatives for institutional investors. For example, Fidelity Government Money Market Fund (SPAXX) and Fidelity Government Cash Reserves (FDRXX) are two options.

Index funds are another type of investment that offers benefits like lower management fees, potentially more tax efficiency, and reduced portfolio turnover. Fidelity has over 30 years of experience managing index funds and offers some of the least expensive index funds in the industry.

If you're interested in exploring more investment options, you can consider sector funds, which allow for tactical investment approaches and more precise asset allocation. Fidelity offers over 35 actively managed sector and industry funds, including the Fidelity Select Telecommunications Portfolio (FSTCX) and the Fidelity Select Consumer Discretionary Portfolio (FSCPX).

Here's a list of some of the investment types mentioned in this section:

These investment types can help you achieve your strategic investment goals, whether it's through income-oriented funds, diversifiers, or sector-specific investments.

Fidelity offers brokered CDs, which are issued by banks for the customers of brokerage firms, and these are usually issued in large denominations.

These CDs are divided into smaller denominations for resale to customers, and because the deposits are obligations of the issuing bank, FDIC insurance applies.

Cash balances in the Fidelity FDIC-Insured Deposit Sweep Program are swept into an FDIC-Insured interest-bearing account at one or more program banks.

Under certain circumstances, a money market mutual fund may be used, but deposits swept into this fund are not eligible for FDIC insurance.

Deposits swept into the program bank(s) are eligible for FDIC Insurance, subject to FDIC insurance coverage limits.

FDIC insurance coverage limits are important to consider, and in this case, the limit is not specified in the article section.

However, it is mentioned that if you have more than $245,000 in uninvested cash in your account, the Program will maximize your eligibility for FDIC insurance by allocating uninvested cash across multiple program banks.

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Assuming all the banks have available capacity, a customer could have up to $5 million of uninvested cash covered by FDIC insurance.

Here is a summary of the FDIC insurance coverage:

Note that the list of program banks participating in the Program may change over time, and you can find the current list on the Fidelity website.

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Fidelity Funds cover all asset classes of mutual funds, from domestic equity to specialized sectors.

You can find a mix of funds that helps you achieve your strategic investment goals by exploring the full spectrum of available Fidelity Funds.

Income-Oriented funds, such as Fidelity Equity Dividend Income Fund (FEQTX), Fidelity Equity-Income Fund (FEQIX), and Fidelity Growth & Income Portfolio Fund (FGRIX), are designed to provide regular income.

Diversifiers like Fidelity Women's Leadership Fund (FWOMX) and Fidelity Founders Fund (FIFNX) can help you spread your investments across different sectors.

Consumer Staples, such as Fidelity Select Consumer Staples Portfolio (FDFAX), invest in companies that provide essential goods and services.

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Government and U.S. Treasury money market funds, including Fidelity Government Money Market Fund (SPAXX), provide a low-risk option for your personal investing account.

Fidelity's World allocation funds invest in a wide range of asset classes, giving the manager flexibility to pursue investment opportunities anywhere around the globe.

Fidelity offers a range of money market funds, including Government and U.S. Treasury, State Municipal, and Prime Money Market funds.

Research all Fidelity money market funds to find the right one for your needs.

Here are some ways to find funds:

You can also search for funds by asset class, such as U.S. equity funds, which invest in stocks issued by companies based in the U.S.

Here are some U.S. equity funds available from Fidelity: