Kroger Money Orders: Do They Sell Them and How Much Do They Cost

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Kroger sells money orders in most of their locations.

You can purchase a money order at the customer service desk or the pharmacy in Kroger stores.

The cost of a money order at Kroger varies by location, but on average, it costs around $1 to $5 per money order.

The maximum amount you can purchase for a money order at Kroger is $500.

Check this out: What Is a Purchase Order

Does Kroger Sell Money Orders?

Kroger sells money orders, but they don't actually provide them themselves. They partner with Western Union to offer this service in their stores.

You can buy money orders at Kroger, and they're paid upfront, so they can't bounce like checks do. This makes them a safe option for sending funds.

Money orders are a great alternative to cash or using your personal bank account.

How to Get a Money Order

To get a money order, you can buy one using cash or a debit card. You can also use a credit card, but that's rare and may come with an extra fee.

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You'll need to provide the name of the person you're paying, as well as your own name, when purchasing a money order. You may also be asked for your address and phone number.

You can buy money orders from various issuers, including MoneyGram, Western Union, and the United States Postal Service.

How It Works?

Getting a money order is a relatively straightforward process, but it's good to know how it works. You can buy a money order using cash or a debit card, and sometimes you can even use a credit card, but that's rare and may come with an extra fee.

To purchase a money order, you'll need to fill out the recipient's name and your own, as well as provide your address and phone number. This is similar to writing a personal check. You'll also receive a receipt for your money order and a tracking number, which you can use to check on the order.

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The money order is backed by the company that issued it, such as Western Union or MoneyGram. This means that the money is secure and can be easily transferred to the recipient.

Here are some common issuers of money orders:

  • MoneyGram
  • Western Union
  • United States Postal Service

To cash a money order, you'll need to bring a valid government-issued photo ID, such as a driver's license, state ID card, military ID, or passport. The name on your ID must match the name of the recipient printed on the money order.

When to Cash

Kroger's Money Services desk opens from 8 AM to 8 PM, but hours may vary depending on the location.

You can cash your Kroger money order at any time during these hours.

Kroger money orders don't have an expiration date, so you don't have to worry about them expiring.

This is convenient, as you can cash your money order at any time without worrying about a deadline.

Money Order Details

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Kroger sells money orders up to $1,000, although some locations may have higher limits, such as $5,000 for cashing a money order.

The cost of a money order varies by state, with some states having lower fees than others. For example, if you're sending a money order to Alabama, the fee is $0.84 with a Kroger Shopper's Card and $0.88 without one.

Here's a breakdown of the standard Kroger money order fees:

  • Up to $500: $0.88 ($0.79 with Shopper's Card)
  • $500.01 – $1000: $1.88 ($1.79 with Shopper's Card)

Keep in mind that these fees can vary by location, and it's always a good idea to check with your local Kroger store for the most up-to-date information.

Limit and Fees

The limit and fees for Kroger money orders can be a bit confusing, but don't worry, I've got the details.

Kroger has a standard money order limit of $1,000 per transaction, but some locations may have a higher limit, up to $5,000. This can vary depending on the state you're in.

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If you need to send more than $1,000, you'll need to purchase multiple money orders, which can add up quickly in terms of fees.

The cost of sending a money order at Kroger varies by state, but the standard fee is around $0.88 per money order, or $0.79 with a Kroger Shopper's Card.

Here's a breakdown of the standard Kroger money order fees:

  • Up to $500: $0.88 ($0.79 with Shopper's Card)
  • $500.01 – $1000: $1.88 ($1.79 with Shopper's Card)

Keep in mind that fees can vary by location, and some Kroger stores may offer discounts for money orders if you have a Shopper's Card.

If you cash a money order at Kroger, the fees can range from $3 to $8, depending on the location and the amount of the money order.

For example, if you cash a money order worth $2,000, the fee will be $3 with a Kroger Shopper's Card, or $5 without one.

It's also worth noting that Kroger may have limits on how many money orders you can buy per day, so be sure to check with your local store for more information.

International Delivery

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You can send money orders internationally through Kroger, but only if you're using Western Union. This service allows you to send money to over 200 countries globally.

Some of the countries you can send money orders to include the UK, China, Brazil, Canada, Nigeria, Mexico, and India.

To ensure your recipient can access the money, make sure they're in a position to withdraw it.

Kroger Store Information

Kroger has a vast network of stores across the country, with over 2,100 locations offering Money Services.

These services are available in all Kroger Family stores, which include City Market, King Soopers, Fry's Food, FredMeyer, Owen's, Baker's, Ralphs, Dillons, Pay Less, Gerbes, Smith's, and QFC.

To find the nearest Kroger store with Money Services, you can use the store locator on their website.

You can find the store locator by going to https://moneyservices.kroger.com/ and clicking on Store Locator.

Simply type in your ZIP Code to find the nearest store and check their operating hours.

Interior of a Store
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Kroger Money Services hours are between 7:00 AM and 8:00 AM seven days a week, and stores generally close at 10:00 PM.

However, be sure to check the store's operating hours before visiting, as they can change by store and with holidays.

Here's a quick rundown of the types of money orders offered by Kroger:

  • Type of Money Order: Western Union
  • Fee: Around $0.70 but will vary based on location
  • Amounts: $500 or $1,000.00, based on location

Hours of Operation

The Kroger store hours are generally consistent across locations, with the money center operating between 7:00 AM and 8:00 AM seven days a week.

Stores typically close at 10:00 PM, including the money services. However, some locations may extend their operating hours.

To confirm the hours of the nearest store, you can visit the Kroger website and use the Store Locator feature. This will allow you to enter your ZIP code and find the most up-to-date information about the store's hours.

It's essential to check the store's hours before visiting, as they can change due to holidays or other events. You can also check the Kroger website for any updated announcements about store hours.

A unique perspective: Money Order vs Certified Check

Stores?

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Kroger has a huge presence across the country, with over 2,100 locations offering Money Services, including money orders powered by Western Union.

These services are available in Kroger Family stores, which include City Market, King Soopers, Fry's Food, FredMeyer, Owen's, Baker's, Ralphs, Dillons, Pay Less, Gerbes, Smith's, and QFC.

You can find the nearest store offering Money Services by using Kroger's store locator. Just add your state or ZIP code, select the nearest store, and check the operating hours.

The store locator is a handy tool to ensure you visit a location that offers the services you need. It's like having a personal assistant at your fingertips!

Some stores may not cash money orders or offer Money Services, so it's always a good idea to check the store locator before visiting. You can cash money orders in $500 or $1,000 increments, depending on the location, and the fee is around $0.70, although this may vary based on location.

Here are the types of money orders offered by Kroger, powered by Western Union:

  • Type of Money Order: Western Union
  • Fee: Around $0.70 but will vary based on location
  • Amounts: $500 or $1,000.00, based on location

Frequently Asked Questions

How to fill out a Kroger money order?

To fill out a Kroger money order, sign your name on the purchaser's signature line to validate the transaction. Leave the back of the money order blank for your recipient to sign upon receipt.

George Murphy

Senior Assigning Editor

George Murphy serves as a seasoned Assigning Editor, overseeing a wide range of financial articles. His expertise lies in high-frequency trading strategies, where he provides in-depth analysis and insights to his readers. Under his guidance, the publication has garnered recognition for its authoritative and forward-looking coverage in the financial sector.

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