
Earning rewards with the Discover it Cash Back card at Walmart is a breeze, thanks to its simple cash back rewards structure. You can earn 5% cash back on up to $1,000 in combined purchases in bonus categories each quarter.
To maximize your rewards, make sure to activate your 5% cash back categories each quarter, as this can be done online or through the Discover mobile app. Simply log in to your account, click on the "Rewards" tab, and follow the prompts to activate your categories.
For example, if you plan to shop at Walmart for groceries and household items in the first quarter, you can earn 5% cash back on those purchases by activating the "Groceries" and "Walgreens" categories.
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Walmart Cash Back Details
If you're a Discover cardholder, you should check out these promotions catered just for you!
Discover cardholders can earn 5% back on Walmart purchases, although this offer is targeted and has expired.
You should take advantage of these promotions if you're a Discover cardholder and have made purchases at Walmart in the past.
The offer is specifically for Discover cardholders, so it's worth checking if you have a Discover card and have made Walmart purchases.
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How Cash Back Works
The Discover cash back bonus is a great way to earn rewards on your purchases. You can earn a certain percentage of your money back as a reward, which can be redeemed for cash or statement credit.
To earn the cash back bonus, you need to activate the rotating bonus categories, which change every quarter. There are three types of Discover cash back bonuses: 5% bonus rate, 1% back on all other purchases, and cash back in categories that don't require activation.
The 5% bonus rate is a great deal, earning you 5% cash back on up to $1,500 in combined category spending per quarter. The Discover credit cards that offer this deal are the Discover it Cash Back, the NHL Discover it, and the Discover it Student Cash Back.
You can redeem your cash back bonus in various ways, including depositing it directly into your bank account or using it as statement credit. To do this, sign in to your Discover account and click on "Rewards" to view your balance.
You might enjoy: Custom Cash Card Categories
The Discover card grocery store list doesn't include big-box stores like Walmart and Target, but you might still earn a bonus for making purchases at some of these locations if they're included in the bonus category.
Here are the 2025 Discover 5% Cashback Bonus categories:
- Insert categories here
Note: The article section facts don't provide the specific categories for 2025, so I couldn't include them in the list. If you have access to the full article, you can insert the correct categories.
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Key Points
You can get cash back on your Discover credit card, in the form of statement credit or by depositing it to your bank account.
To redeem your cash back rewards, sign in to your Discover account and click on "Rewards", then select "Redeem Cashback Bonus" to see your balance.
Here are some key details to keep in mind:
- Cash back rewards cards provide rewards based on percentages of spending and/or certain spending categories.
- Some cash back rewards cards offer a welcome bonus in the form of additional rewards.
You can earn cash back on eligible purchases made with your Discover card, but be aware that certain stores like Walmart and Target are not included in the Discover card grocery store list.
5% Cash Back at Walmart in Jan–Feb
If you're a Discover cardholder, you might want to check your email for a targeted offer to earn 5% Cash Back at Walmart in January and February. This offer is only available to select cardholders, so keep an eye out for an email with the details.
The offer is valid until February 29th, 2024, so make sure to take advantage of it before it expires.
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Key Takeaways
To get cash back on a credit card purchase, you'll need a card with cash back rewards. Many credit cards offer cash back rewards programs, but the amount you can get back typically depends on the credit card company and the types of rewards cards offered.
Some cash back rewards cards offer a welcome bonus in the form of additional rewards. This bonus can be a great way to boost your rewards earnings.
You can redeem cash back rewards in various ways, such as statement credit or depositing the cash back to your bank account. For example, the Discover credit card allows you to redeem your cash back bonus as statement credit or deposit it to your bank account.
Related reading: Statement Credit vs Cash Back
Here are some key takeaways to keep in mind:
You can also check the Discover card's grocery store list to see which stores qualify for cash back rewards. However, big-box stores like Walmart and Target are not included on the list.
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Purchasing and Charging
To maximize your cash back earnings, it's essential to understand how to charge purchases effectively.
Charge your purchases to a credit card that offers cash back rewards, and make sure to pay your balance in full each month to avoid interest charges.
Some credit cards offer a flat-rate cash back percentage, such as 1%, on all qualifying purchases.
For example, the Discover it Cash Back Card offers 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate.
To earn the highest rewards, try to pick a rewards credit card that matches your everyday spending habits.
If you don't mind switching categories, you can still earn cash back on purchases that don't match your day-to-day spending habits.
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Frequently Asked Questions
What is the 5% cash back on Discover card 2024?
5% Cash Back: Earn 5% cash back at Amazon.com and Target on up to $1,500 in purchases from activation to December 31, 2024, with an unlimited 1% cash back on other purchases
How do you get 5% cash back at Walmart?
Earn 5% cash back at Walmart.com, including Grocery Pickup & Delivery, with the Capital One Walmart Rewards Card. This rewards rate applies to all online purchases made at Walmart.com.
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