Review of Bank of America Allegiant Air Credit Card

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The Bank of America Allegiant Air Credit Card is a great option for travelers who frequently fly with Allegiant Air. This card offers a 25,000-point bonus after spending $1,000 in the first 90 days.

The card's rewards program is pretty straightforward. You earn 3 points per dollar spent on Allegiant Air purchases, 1.5 points per dollar spent on other travel purchases, and 1 point per dollar spent on everything else.

The points can be redeemed for Allegiant Air flights, hotel stays, and other travel-related expenses. No blackout dates or restrictions apply.

With the Bank of America Allegiant Air Credit Card, you'll also get a free checked bag for you and up to three travel companions on Allegiant Air flights. This can save you up to $100 per round-trip flight.

For another approach, see: Us Bank Korean Air Credit Card

Welcome Bonus

If you're considering applying for the Bank of America Allegiant Air Credit Card, you'll want to know about the welcome bonus it offers.

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Eligible new applicants can receive a welcome bonus of up to 25,000 Allways Rewards points.

To earn this bonus, you'll need to spend $1,000 in the first 3 months.

This is a great opportunity to earn some points and get started with the rewards program.

Here's a summary of the welcome bonus requirements:

  • Earn 25,000 Allways Rewards points upon spending $1,000 in the first 3 months

Note that the welcome bonus is only available to new applicants, so if you've already applied for the card, you won't be eligible.

Earning Always Rewards

You can earn Always Rewards points with the Bank of America Allegiant Air credit card for all your purchases made on the card.

The card earns 3 Always Rewards points for every dollar spent on eligible Allegiant purchases, including airfare, hotel, car rental, and attractions. This is a great way to earn points on your travel expenses.

You can also earn 2 Always Rewards points for every dollar spent on dining purchases, making it a good option for foodies.

For all other purchases, you'll earn 1 Always Rewards point for every dollar spent.

Here's a breakdown of the earning rates:

This earning structure makes it a good option for those who frequently fly with Allegiant or dine out.

Main Benefits

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The Bank of America Allegiant Air credit card offers a buy one, get one free airfare on Allegiant vacation packages that include at least four hotel nights or seven rental car days. This is a great perk for frequent travelers.

Cardholders can also show their card to receive complimentary priority boarding and one free beverage every time they fly Allegiant. It's a nice touch that can make flying a bit more enjoyable.

New applicants get 12 months of 0% APR financing on balance transfers made within 60 days of account opening. Just keep in mind that there's a 5% balance transfer fee.

Here are some additional cardholder benefits:

  • Free FICO score
  • Digital wallet compatibility
  • All World Mastercard benefits
  • $5 off every $25 purchase from Postmates
  • Free ShopRunner membership

You can also add travelers to your myAllegiant account, making it easy to book travel for family and friends. This is a feature that some airlines, like Southwest, lack.

How To Redeem

To redeem your points, it's a straightforward process. You can do it online when you complete your purchase.

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Points are worth one cent each towards Allegiant travel, car rentals, hotel stays, and attractions. This is a great way to save money on your next trip.

To redeem, simply log in to your account and follow the prompts. You can also redeem points when you complete your purchase online.

Points expire after 12 months, but don't worry, they'll be automatically extended if you have at least one purchase on the card. This is a nice safety net to keep your rewards from going to waste.

Here's a quick rundown of the redemption process:

Card Details and Features

The Bank of America Allegiant Air credit card offers a sign-up bonus of 25,000 Bonus Points, equal to $250 off a future Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening.

The card has an annual fee of $59, which is a relatively low fee considering the benefits you'll receive.

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You'll earn 3 points per $1 on Allegiant purchases, including airfare, hotel, and car rental, as well as 2 points per $1 on qualifying dining purchases.

The card also offers a "buy one, get one free" airfare offer on vacation packages from Allegiant with 4 or more hotel nights or 7 or more rental car days on the same itinerary.

Additionally, you'll get 1 point per $1 on all other purchases, and points can be redeemed for airfare, hotels, and car rentals on Allegiant.com.

Some other benefits of the card include complimentary priority boarding every time you fly Allegiant, one free beverage every time you fly Allegiant, and no foreign transaction fees.

Here's a breakdown of the card's rewards rates:

  • 3 points per $1 on Allegiant purchases
  • 2 points per $1 on qualifying dining purchases
  • 1 point per $1 on all other purchases

The card's APR ranges from 21.24% to 29.24% Variable APR, and there's a balance transfer fee of either $10 or 3% of the amount of each transaction, whichever is greater.

Review and Conclusion

The Allways Rewards Visa credit card from Bank of America has a $59 annual fee, which is a significant drawback for many travelers.

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For those who regularly fly with Allegiant and purchase vacation packages, this card might offer some value, especially with the companion fare benefit.

However, the card's restrictions, such as requiring hotel and car rental bookings through Allegiant, can often be more expensive than using discounts and earning loyalty points elsewhere.

Ultimately, this card is only worth considering if you can make use of the companion fare benefit and can offset the annual fee with your Allegiant travel expenses.

Our Verdict

The Allegiant credit card doesn't offer much value, with a $59 annual fee that's hard to justify.

If you fly Allegiant often with a companion, this card might be worth considering, as the companion fare benefit could be useful.

The free drink and priority boarding are nice perks, but they're not enough to make up for the card's limitations.

Booking hotels or car rentals through Allegiant is likely to be more expensive than using discounts and earning loyalty points.

The card's benefits are relatively limited, and Allegiant's small footprint is a drawback for some users.

Overall, the Allegiant credit card is best suited for loyal Allegiant customers who regularly purchase vacation packages with companions.

Curious to learn more? Check out: Bank of America Allegiant Air Credit Card

Detailed Review

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The Allways Rewards Visa credit card may not be the best choice for most travelers due to its $59 annual fee and limited benefits.

The card's benefits are mainly geared towards Allegiant Air customers who regularly fly with companions and purchase vacation packages.

If you're a frequent Allegiant flyer with a companion, you might find the card's companion fare benefit useful.

However, this benefit is largely offset by the need to book hotels or car rentals through Allegiant, which may not be the cheapest option.

The card also offers 25,000 bonus points, equal to $250 off a future Allegiant trip, after making $1,000 or more in purchases within the first 90 days of account opening.

You can earn 3 points per $1 on Allegiant purchases, 2 points per $1 on qualifying dining purchases, and 1 point per $1 on all other purchases.

Here are the card's key benefits:

  • 25,000 Bonus Points, equal to $250 off a future Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening.
  • Buy one, get one free airfare — anytime you use your card to purchase a vacation package from Allegiant with 4 or more hotel nights or 7 or more rental car days on the same itinerary.
  • Earn 3 points per $1 on Allegiant purchases (air, hotel, and car rental), 2 points per $1 on qualifying dining purchases, and 1 point per $1 on all other purchases.
  • Points can be redeemed for airfare, hotels and car rentals on Allegiant.com.
  • No blackout dates, no destination restrictions and no minimum points redemption.
  • Complimentary priority boarding every time you fly Allegiant when you present your Allegiant credit card.
  • One free beverage every time you fly Allegiant when you present your Allegiant credit card.
  • No foreign transaction fees and a low $59 annual fee.

The ongoing APR is 21.24%-29.24% Variable APR, which is relatively high.

Methodology and Information

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We review credit cards with an eye toward both quantitative and qualitative features. Quantitative features include fees, interest rates, rewards, and the cash value of benefits and perks.

We consider the ease of application and the simplicity of the rewards structure when evaluating a credit card. This helps us understand how easy or difficult it is for a typical cardholder to get good value from the card.

Our star ratings serve as a general gauge of how each card compares with others in its class. This means that star ratings are just one consideration when a consumer is choosing a credit card.

We use a combination of quantitative and qualitative factors to determine the overall value of a credit card. This approach helps us provide a comprehensive review of each card.

Frequently Asked Questions

Do Allegiant card holders get priority boarding?

Yes, Allegiant cardholders receive complimentary priority boarding.

Tommie Larkin

Senior Assigning Editor

Tommie Larkin is a seasoned Assigning Editor with a passion for curating high-quality content. With a keen eye for detail and a knack for spotting emerging trends, Tommie has built a reputation for commissioning insightful articles that captivate readers. Tommie's expertise spans a range of topics, from the cutting-edge world of cryptocurrency to the latest innovations in technology.

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