Younkers Charge Card Reviews, Benefits, and Value for Money

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The Younkers Charge Card offers 5% off on all purchases made in-store and online, which is a great benefit for frequent shoppers.

With the Younkers Charge Card, you can earn rewards points that can be redeemed for discounts and other perks.

The card also offers a special financing option for purchases over $199, allowing you to pay for your items over time with no interest if paid in full within 6 months.

You can use your Younkers Charge Card anywhere Mastercard is accepted, making it a convenient option for everyday purchases.

Account Management

To access your Younkers Credit Card account online, simply visit the link of Comenity Bank. This is the first step to managing your credit card activities.

On the login page, you'll need to enter your username and password. After providing this information, click on the Sign In button to be directed to the card home page.

If you've forgotten your username and password, don't worry - you can recover them by following the steps provided on the Comenity Bank website. This includes entering your username or credit card number, SSN last 4 digits, and zip code to find your account.

How to Login

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To log in to your Younkers Credit Card account, you can visit the Comenity Bank website. Simply click on the link to access your account online. After entering your username and password, click on the Sign In button to reach the card home page.

If you've forgotten your username and password, you can recover them by following the steps below. Go to the Comenity Bank website, and at the end of the page, you'll find the "Forgot your username and password" option. Click on it to proceed.

To recover your username or password, enter your username or credit card number, your SSN last 4 digits, and your zip code. Then, click on the "Find my Account" button. Next, select whether you want to retrieve your username or password. Once you've made your choice, click on the continue button, and your password or username will be sent to the email associated with your account.

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Here are the steps to login in a concise format:

  • Visit the Comenity Bank website to access your account online.
  • Enter your username and password on the login page.
  • Click on the Sign In button to reach the card home page.
  • Go to the Comenity Bank website and click on the "Forgot your username and password" option.
  • Enter your username or credit card number, SSN last 4 digits, and zip code.
  • Click on the "Find my Account" button.
  • Select whether you want to retrieve your username or password.
  • Click on the continue button to receive your password or username via email.

How to Register

To register for a Younkers credit card account, you'll need to follow a few simple steps. Visit the official website and click on the "register" button next to the "sign in" button.

You'll be asked to enter your credit card information, including the card number, SSN last 4 digits, and zip code. Click on the "Find my account" button to proceed.

Next, you'll need to provide your email address, mobile phone number, username, and password. This will help you create a secure and easily manageable account.

To create your account, simply click on the "Create Account" button. This will allow you to easily manage your credit card and make payments online.

If you need any assistance with registering or managing your account, you can also follow the social media links provided.

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Reviews and Complaints

Younker's Credit Card has a history of deactivating accounts without warning, as seen in one customer's experience where their card was deactivated on January 17 for unknown reasons.

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Customers have reported difficulty in resolving issues with the company's customer service team, with one customer being told their account could be terminated without any resolution to their problem.

Some customers have even reported fraudulent charges on their accounts, with one customer having four transactions denied as a result of a shipping issue.

The official website for Younker's is https://www.younkers.com, but customers may find it difficult to get help from the company's customer service team.

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Perks and Value

The Younkers Credit Card offers some attractive perks and value. The APR charges are 25.74, which is a relatively high interest rate.

You won't have to worry about an annual fee, which is a nice bonus. The interest rate is $2.00 per month, which may not seem like a lot but can add up over time.

Here are the key benefits at a glance:

  • No annual fee
  • APR charges: 25.74
  • Interest rate: $2.00 per month

Keep in mind that making a payment after the due date will result in a penalty fee of $38.

Younkers Credit Card Benefits

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The Younkers Credit Card offers some great benefits. The APR charges are 25.74, which is a relatively standard rate.

One of the best things about this card is that there is no annual fee. This means you won't have to pay extra just for having the card.

If you're not careful, you might face a penalty fee of $38 if you make the payment after the due date. This is a pretty steep price to pay for being late.

The interest rate is $2.00, which might seem low but could still add up if you're not paying off your balance in full each month.

Here are the benefits of the Younkers Credit Card at a glance:

  • No annual fee
  • APR charges: 25.74
  • Penalty fee: $38 (if payment is late)
  • Interest rate: $2.00

Are You Getting Desired Perks?

You can pay your bills by logging in to your account online, where you can also check your reward points and access customer support.

The Younkers Credit Card has a 25.74% APR charge, which is a significant consideration when deciding if the card is right for you.

A Customer Paying Using a Credit Card
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If you're not careful, you might incur a penalty fee of $38 if you miss a payment.

The interest rate on the card is $2.00, which is relatively low compared to some other credit cards.

You can browse credit cards from various issuers to see if there's a better card for you, and consider factors like APR, fees, and interest rates before making a decision.

Here's a comparison of some key features of the Younkers Credit Card:

Frequently Asked Questions

How do you pay a charge card?

To pay a charge card, you must pay the full balance in full at the end of the payment term. Failure to do so may result in late payment fees or penalties.

Tasha Kautzer

Senior Writer

Tasha Kautzer is a versatile and accomplished writer with a diverse portfolio of articles. With a keen eye for detail and a passion for storytelling, she has successfully covered a wide range of topics, from the lives of notable individuals to the achievements of esteemed institutions. Her work spans the globe, delving into the realms of Norwegian billionaires, the Royal Norwegian Naval Academy, and the experiences of Norwegian emigrants to the United States.

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