What's the Max You Can Send on Apple Pay

You can send up to $1,000 per transaction on Apple Pay, but there's a daily limit of $5,000.

Apple Pay is a convenient way to make payments, but it's essential to understand the limits to avoid any issues.

The daily limit is applied to all transactions made with Apple Pay, not just individual payments.

Additional reading: Apple Pay Limit to Send

Apple Cash is a digital cash card stored in the Wallet app of Apple devices. You can use it for making P2P payments, as well as purchases through Apple Pay.

The balance on your Apple Cash card can be spent or transferred to a linked bank account or debit card. Sending money to peers with Apple Cash can be done either directly from the digital Apple Cash card or through the iMessage app.

You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient's Apple Cash card instantly.

For more insights, see: Is Apple Pay a Digital Wallet

Instant transfers to a bank account are possible, but it comes with a 1.5 percent fee. Transfers to a bank account may take from one to three days.

There's also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message.

Children under 18 also cannot add money to their Apple Cash card from a bank account. Their balance only grows when they receive money from another Apple Cash user.

For another approach, see: Ally Bank and Apple Pay

Adding money to your Apple Pay Cash card balance comes with some restrictions. You can't add less than $10 at a time.

Here are the specific limits:

These limits are in place to prevent large, unauthorized transactions.

Daily Spending Limits are set to prevent you from overspending on a specific card or account. These limits can be set by you, or by your bank, and can be daily, weekly, or monthly.

Some banks allow you to set custom daily spending limits for specific categories, such as groceries or gas. This can help you stick to your budget and avoid overspending in certain areas.

Daily spending limits can be set as low as $10 or as high as $10,000, depending on your bank's policies and your account type. For example, a student checking account may have a lower daily spending limit than a premium credit card.

Setting a daily spending limit can help you avoid overdraft fees and stay within your means. By setting a limit, you can ensure that you don't accidentally spend more than you have in your account.

Here's an interesting read: Apple Pay Later Limit

You need to be aware of the limits on adding funds to your Apple Pay Cash card balance.

The minimum amount you can add to your balance is $10 per transaction from a debit or prepaid card.

There's also a maximum amount you can add to your balance at one time, which is $3,000.

Broaden your view: How Do I Use Apple Cash to Pay Apple Card

Additionally, over a 7-day period, you can only add up to $10,000 from a debit or prepaid card.

Here are the balance limits in a quick reference format: