
Verizon Asurion Total Equipment Coverage plans offer protection for your devices against accidental damage, theft, and loss.
These plans are available for both new and existing customers, and can be added to your existing account at any time.
There are three different plans to choose from: Total Mobile Protection, Total Equipment Coverage, and Total Protection.
Total Mobile Protection is the most comprehensive plan, covering your device, accessories, and even your SIM card.
The cost of these plans varies, with Total Mobile Protection being the most expensive option.
Asurion Total Equipment Coverage plans can be purchased online or through the My Verizon app.
What Is Total Equipment Coverage?
Total Equipment Coverage is a plan that offers more comprehensive protection for your device. It includes everything in the Wireless Phone Protection plan.
The Total Equipment Coverage plan also covers battery failures on select phones, which can be a lifesaver if your battery suddenly stops working.
This plan is designed to give you peace of mind, knowing that your device is protected against a wide range of issues.
Eligibility and Costs
To be eligible for Verizon's phone insurance, you must enroll within 30 days of activating your new or upgraded device on a new or existing line.
You can bring over an unlocked device to use on Verizon's network, but it must be fully functioning and free of any defects, and not lost or stolen.
The cost of Verizon's phone insurance plans varies, with the full Verizon Mobile Protect plan costing $14 or $17 per month, depending on the type of smartphone.
Eligibility for Insurance
To be eligible for Verizon phone insurance, you must enroll within 30 days of activating your new or upgraded device. This is a crucial deadline to keep in mind.
You can enroll in Verizon phone insurance if you're bringing over an unlocked device to use on Verizon's network, but it must be fully functioning and free of any defects. The device should not be lost or stolen, and must be activated on a new line.

Here are the specific requirements for eligibility:
- Enroll within 30 days of activating your new or upgraded device.
- Bring over an unlocked device that is fully functioning and free of defects.
- The device should not be lost or stolen, and must be activated on a new line.
Verizon offers various insurance options, and to take advantage of these, you must meet the eligibility requirements.
Insurance Costs
Verizon's phone insurance plans can be a bit pricey, but they offer a lot of benefits. The cost varies depending on the type of smartphone and the number of lines you register for.
The full Verizon Mobile Protect plan costs $14 or $17 per month, depending on the smartphone. If you need multi-device coverage on multiple lines, the monthly cost is $34, $50, or $60, depending on the number of lines.
You can file an unlimited number of claims, and there's no deductible for cracked screen repairs. However, for other damage that's ineligible for cracked screen repair, a $99 deductible will apply. This deductible won't be applicable if your loss and theft deductible is under $99.
One thing to note is that Verizon Mobile Protect will renew automatically every month and will be directly billed to your wireless account. If you cancel at any time, you'll receive a prorated refund of your monthly charge.
Explore further: Will Asurion Cover Cracked Screen
Here's a breakdown of the monthly costs for Verizon Mobile Protect:
- Single line: $14 or $17
- Multi-line: $34, $50, or $60
- Loss and theft deductible: $99 or less (no deductible applies)
Keep in mind that these costs are subject to change, so it's always a good idea to check with Verizon for the most up-to-date pricing information.
Is Insurance Worth It?
With Verizon's Asurion Total Equipment Coverage, you'll get complete peace of mind knowing your device is protected against accidental damage, theft, and loss.
The cost of a high-end smartphone can be thousands of dollars, making phone insurance a worthwhile investment. You can be extra careful while using your device, but accidents can still happen.
Verizon's insurance plan offers a broad array of benefits, including data recovery, 24x7 tech support, and unlimited cracked screen repairs. With this plan, you'll have access to same day delivery and setup, fast battery replacements, and coverage for post-warranty malfunctions.
You can make unlimited claims per registered line for multi-device enrollments, and cracked screen repairs are covered for selected smartphones. This means you can enjoy your device without worrying about the cost of repairs or replacements.
Here are some of the benefits of Verizon's Asurion Total Equipment Coverage:
- Unlimited claims per registered line for multi-device enrollments
- Unlimited cracked screen repairs for selected smartphones
- Coverage for loss, theft, and damage
- Same day delivery and setup
- Fast battery replacements
- Coverage for post-warranty malfunctions
- Data recovery
- 24x7 tech support via Tech Coach app
- Digital security and automatic blocking of high-risk spam calls
By investing in Verizon's Asurion Total Equipment Coverage, you'll have peace of mind knowing your device is protected and you'll have access to a range of benefits that can save you time and money in the long run.
Comparison and Options
If you're considering Verizon Asurion Total Equipment Coverage, you're likely weighing your options against AppleCare. AppleCare starts at $149 for the iPhone 11, but you can pay this monthly with Apple for $8.99 per month.
Verizon Total Mobile costs $13 per month, which is more expensive than AppleCare on a pure cost basis. However, some repairs with Verizon are cheaper than Apple.
Verizon provides more comprehensive coverage than AppleCare, making it worth considering despite the higher monthly cost.
Verizon Wireless Adds Mobile Recovery App
Verizon Wireless offers a Mobile Recovery app as part of their Total Equipment Coverage program.
This app helps customers locate and secure misplaced devices, and it's available at no additional charge on compatible devices. The app enables customers to remotely lock the device, sound an alarm, and wipe contacts from the phone.
The Mobile Recovery app provides several security features, including Sound Alarm, Locate Phone, and Secure Phone.
The Sound Alarm feature triggers an alarm, even if the phone is on silent or vibrate mode. The Locate Phone feature uses GPS to provide the location of the missing phone, complete with a map and address, and the option to get turn-by-turn directions.
If the phone is lost or stolen, customers can use the Device Remote Lock feature to prevent unauthorized use, or the Device Remote Wipe feature to remotely erase contacts from the device.
If customers are unable to recover their phones with Mobile Recovery, they can simply file a claim online and get next-day delivery of a replacement device.
Here are the key features of Verizon Wireless' Mobile Recovery app:
- Sound Alarm: Triggers an alarm, even if the phone is on silent or vibrate mode
- Locate Phone: Uses GPS to provide the location of the missing phone
- Secure Phone: Enables customers to remotely lock the device, sound an alarm, and wipe contacts from the phone
Verizon Wireless also offers a Wireless Phone Protection program, which provides coverage for phones that are lost, stolen, accidentally damaged, or have post-warranty defects. The plan includes a deductible that varies by phone model, and screen repairs come with a $29 fee regardless of a phone's model.
Verizon vs. AppleCare: Cost Comparison
AppleCare starts at $149 for the iPhone 11, but you can pay $8.99 per month, making it a more affordable option in the long run.
Verizon's Total Mobile costs $13 per month, which is cheaper than AppleCare's monthly payment option. However, some repairs with Verizon are cheaper than Apple.
If you need more comprehensive coverage, Verizon might be the better choice, but on a pure cost basis, Apple is cheaper.
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