
If you're a traveler or rewards seeker, you might want to consider the Venture X Credit Card. This card offers a generous sign-up bonus of 75,000 miles, redeemable for $750 towards travel.
The Venture X Credit Card has a $395 annual fee, but it also offers 3X points on travel and dining purchases, and 1X point on all other purchases. This can add up quickly, especially if you use the card for all your daily expenses.
One of the best features of the Venture X Credit Card is its rewards program, which allows you to transfer points to popular airline and hotel loyalty programs. This can give you even more flexibility when redeeming your rewards.
Explore further: Capital One Venture X Credit Score
Rewards: Unlimited Miles & Enhanced Travel
The Venture X card offers an incredible rewards program that's hard to beat. You can earn unlimited double miles on every purchase, which means your miles will add up quickly.
This means you can redeem your miles however you want, whether it's for a flight, hotel stay, or something else entirely. The possibilities are endless!
With the Venture X card, you'll also get access to exclusive tools and benefits to help you elevate your travel experience.
Additional reading: Best Card to Pair with Venture X
Account Security
With Venture X, you can shop with confidence knowing your card is protected with safety and security features.
Your card is protected from unauthorized transactions, giving you peace of mind.
You can add cardholders at no extra cost, making it easy to share Venture X benefits with someone you trust.
View important rates and disclosures to stay informed about your account.
Who It's For
If you have excellent credit, the Venture X card is a great option for you. With a high miles earn rate, you'll be racking up rewards in no time.
Frequent travelers will also love the exclusive benefits that come with this card.
Who Is It For?
The Capital One Venture X Rewards Credit Card is a great fit for individuals with excellent credit. They can take advantage of the high miles earn rate.
Frequent travelers will find the Venture X card particularly useful, offering exclusive benefits that can enhance their travel experience.
Access for Holders

If you're a cardholder of the Capital One Venture X Rewards Credit Card or the Capital One Venture X Business Card, you're in luck. You get exclusive access to Plaza Premium Lounges, but only if you enroll in Priority Pass.
With Priority Pass, you'll have access to many Plaza Premium Lounges, but not all of them, as some locations in Brazil and Colombia don't participate. You can only access Plaza Premium for 2 hours with Priority Pass, which is less than the 3 hours you'd get if you accessed the lounge directly with an eligible credit card.
To access Plaza Premium Lounges with Priority Pass, you'll need to present your Priority Pass membership card, either physical or through the mobile app. You can request a Priority Pass card through the benefits page on your Capital One online account.
Here's a quick rundown of the benefits you can expect with Priority Pass:
- Access to many Plaza Premium Lounges (but not all)
- 2-hour access to participating Plaza Premium Lounges
- Must present Priority Pass membership card
- Card can be requested through Capital One online account
Capital One Features
The Capital One Venture X comes with a long list of perks, including a 75,000-miles welcome bonus worth $750 when redeeming for recent travel purchases or booking travel through the Capital One Travel Portal.
You can also transfer your miles to 15 airline partners, including JetBlue, Choice Privileges, British Airways, and Air Canada Aeroplan, which could get you even more value from your miles.
The card also offers a 10,000 bonus anniversary miles, worth at least $100 toward travel, and a $300 travel credit, which easily offsets the $395 annual fee.
Suggestion: Venture X Cover Travel Purchases
Capital One Business Loses Lounge Access
The Capital One Venture X Business Card has lost access to Plaza Premium Lounges as of March 1, 2025. This change affects the card's benefits, making it less appealing to business travelers who rely on lounge access.
Cardholders can still access many Plaza Premium Lounges through Priority Pass, a benefit included with the Capital One Venture X Business Card. However, accessing these lounges through Priority Pass comes with more restrictions than accessing them directly with an eligible credit card.
Worth a look: Capital One Venture X Plaza Premium
Priority Pass membership is included with the Capital One Venture X Business Card, but you must enroll in the program to access the lounges. You can request a Priority Pass card through the benefits page on your Capital One online account.
Some Plaza Premium Lounges don't participate in Priority Pass, such as locations in Brazil and Colombia. This means that even with Priority Pass, you may not have access to all Plaza Premium Lounges.
Here's a quick rundown of the changes:
- Plaza Premium Lounge access removed as of March 1, 2025
- Access to many Plaza Premium Lounges still available through Priority Pass
- Restrictions apply when accessing lounges through Priority Pass
- Some Plaza Premium Lounges don't participate in Priority Pass
Capital One Entertainment
Capital One Entertainment offers a range of exclusive experiences, including tickets and VIP event access.
Whether you're a sports fan or music lover, there's something for everyone with Capital One Entertainment.
Venture X cardholders earn 5X miles on Capital One Entertainment purchases, which can be redeemed to purchase tickets.
Suggestion: Capital One Venture X Travel Portal
Airline Transfer Partners
If you're looking to maximize your rewards, Capital One's airline transfer partners are a great option. You can transfer your Venture miles to over 15 different airlines, with most transfers happening at a 1 to 1 ratio.
If this caught your attention, see: Best Venture X Transfer Partners
One thing to keep in mind is that once you transfer miles to a partner, you can't reverse the transfer. So, make sure you're choosing an airline that aligns with your travel plans.
Here are some of the airline transfer partners you can transfer to:
- Aeromexico Club Premier (1 to 1 ratio)
- Air Canada Aeroplan (1 to 1 ratio)
- Air France/KLM Flying Blue (1 to 1 ratio)
- Avianca LifeMiles (1 to 1 ratio)
- British Airways Executive Club (1 to 1 ratio)
- Cathay Pacific Asia Miles (1 to 1 ratio)
- Emirates Skywards (1 to 1 ratio)
- Etihad Guest (1 to 1 ratio)
- EVA Air Infinity MileageLands (2 to 1.5 ratio)
- Finnair Plus (1 to 1 ratio)
- Qantas Frequent Flyer (1 to 1 ratio)
- Singapore Airlines KrisFlyer (1 to 1 ratio)
- TAP Portugal Miles&Go (1 to 1 ratio)
- Turkish Airlines Miles&Smiles (1 to 1 ratio)
Before transferring your miles, it's a good idea to check the award chart for each airline to see if it's a good value or not.
Capital One Rewards Calculator
The Capital One Rewards Calculator is a powerful tool that helps you determine the expected value of the Venture X credit card. It's based on the numbers you enter, so you can get an accurate estimate of how much value the card can bring to you.
You can use the calculator to calculate the expected value of miles, and the approximate dollar value is derived from the numbers you enter. The calculator contains default figures, but it's best to insert your own data for the most accurate results.
The Venture X card offers a 75,000-mile welcome bonus, which is worth $750 when redeeming for recent travel purchases or booking travel through the Capital One Travel Portal. If you transfer your miles to airline partners, you could get more value from your miles, with options like JetBlue, Choice Privileges, British Airways, and Air Canada Aeroplan.
The $395 annual fee can be easily made back, especially in the first year, with benefits like the 10,000 bonus anniversary miles and a $300 travel credit. This is on top of the welcome bonus, making the card a great value for travel enthusiasts.
By using the rewards calculator, you can see the potential value of the Venture X card and make an informed decision about whether it's right for you.
Expand your knowledge: Capital One Venture X Referral
Capital One Calculator
The Capital One Calculator is a handy tool that helps you crunch the numbers to determine the Expected Value of the Venture X card. This calculator is provided by Ask Sebby and can be found in the article section.
To get the most accurate results, you should insert your own data into the calculator. The default figures provided are just an example and may not reflect your specific situation.
Venture X cardholders earn 5X miles on Capital One Entertainment purchases, which can be redeemed to purchase tickets. This is a great perk for sports fans and music lovers alike.
The calculator will help you derive the approximate dollar value of your miles based on the numbers you enter. This can give you a better idea of the value you're getting from your Venture X card.
Recommended read: Venture X Point Value
Worth It?
The Capital One Venture X is a premium travel credit card that's worth considering. The $395 annual fee can be quickly made back, especially in the first year, with perks worth over $1,000.
In the first year alone, you'll get a welcome bonus of 75,000 miles, worth $750 when redeeming for recent travel purchases or booking travel through the Capital One Travel Portal. This can easily offset the annual fee.
The Venture X also offers a $300 travel credit, 10,000 bonus anniversary miles worth at least $100 toward travel, and other benefits like Complimentary Hertz President Circle status and airport lounge access.
Curious to learn more? Check out: Venture X 5x Miles Travel
Our Take
Capital One Venture X cardholders are out of luck when it comes to Plaza Premium Lounge access, which was removed as of March 1, 2025.
However, many Plaza Premium Lounges are still accessible through Priority Pass, a benefit included with the Capital One Venture X card and Capital One Venture X Business card.
You can still access many Plaza Premium Lounges, but be aware that some locations in Brazil and Colombia don't participate in Priority Pass.
With Priority Pass, you can only access Plaza Premium Lounges for 2 hours, whereas direct access with an eligible credit card allows for 3 hours.
To access participating Plaza Premium Lounges with Priority Pass, you must present your Priority Pass membership card, either physical or through the mobile app.
If you're a Capital One Venture X cardholder, you can request a Priority Pass card through the benefits page on your online account.
Interestingly, Plaza Premium Lounges left Priority Pass in June 2021, but rejoined in 2023 – only time will tell if they stay linked to Priority Pass.
American Express cards with Plaza Premium Lounge access, such as The Platinum Card from American Express and The Business Platinum Card from American Express, have not had their access removed or changed.
For another approach, see: Capital One Venture X American Airlines
Capital One Worth It?
The Capital One Venture X is a premium travel credit card that's worth considering, especially if you're a frequent traveler. It packs a punch with valuable rewards and benefits that can make the $395 annual fee worth paying.
In the first year alone, the card comes with perks easily worth over $1,000, including the welcome bonus. This is a huge value, especially considering the annual fee.
If you have multiple credit cards, you may be frustrated with similar benefits, but the Venture X can offer more for a better annual fee. It's worth analyzing which card can deliver you more value and canceling or downgrading your other card(s) if necessary.
Earning the 75,000-miles welcome bonus is worth $750 when redeeming for recent travel purchases or booking travel through the Capital One Travel Portal. This alone makes the card worth it in the first year.
However, transferring your miles to airline partners can get you even more value from your miles. You can transfer Capital One Miles to 15 partners, including JetBlue, Choice Privileges, British Airways, and Air Canada Aeroplan.
Related reading: Venture X Worth It
The 10,000 bonus anniversary miles, worth at least $100 toward travel, plus the $300 travel credit easily offsets the annual fee in the second year. This is like Capital One is paying you $5 to keep the card open.
The card also comes with benefits like Complimentary Hertz President Circle status, airport lounge access, and access to unique events through Capital One Experiences. These perks are gravy on top of the already valuable rewards and benefits.
See what others are reading: Venture X Business Card Benefits
Frequently Asked Questions
Is it hard to get venture x?
Getting approved for the Capital One Venture X requires a high credit score and a spotless credit history. If you're interested in applying, it's best to review the card's requirements and eligibility criteria before submitting your application.
Is the Venture X annual fee worth it?
The Venture X annual fee of $395 is considered a good value for travelers who can utilize its premium perks, such as airport lounge access and spending credits. With its generous sign-up bonus and benefits, the fee becomes a worthwhile investment for frequent travelers.
Is Venture X losing priority pass?
No, Venture X is not losing Priority Pass, but it is eliminating airport restaurant credits effective January 1, 2023. This change follows a similar move by American Express in 2019.
What are the disadvantages of Capital One Venture X?
The Capital One Venture X has two main disadvantages: it requires excellent credit for approval and comes with a high annual fee of $395. This may not be suitable for those with lower credit scores or a limited budget.
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