United Bank Online Banking: Everything You Need in One Place

United Bank Online Banking offers a mobile banking app that allows you to check your account balances and transaction history on the go.

With the app, you can also transfer funds between your accounts and pay bills. The app is available for both iOS and Android devices.

United Bank Online Banking also provides a secure and easy way to manage your finances, 24/7.

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United Bank offers a range of online services that make managing your finances a breeze.

You can access your accounts 24/7 through Personal Online Banking, where you can check your account balances and verify deposits and payments.

With Online Bill Pay (UPAY), you can pay bills in minutes from the organized Payment Center, and even set payment dates and keep the funds in your account until that date.

The UPAY service is provided at no charge and is available to Checking account holders with Online Banking, but handling fees do apply to expedited payments and External Account Transfers.

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You can also view your monthly bank statements, download or view a history of your account transactions, and even view an image of your checks or deposit tickets through Online Banking.

To pay bills, you can use the Payment Center to pay bills in minutes, set payment dates, and create bill reminders.

Here are some of the key features of Online Banking:

You can also access your accounts on the go with Mobile Banking, where you can check your account balances, schedule a transfer, or sign up to receive text alerts.

United Bank's online bill pay is a game-changer for those who hate dealing with checks, stamps, and envelopes. You can pay bills in minutes from the organized Payment Center, and even set payment dates so the funds stay in your account until the due date.

With UPay, you can create bill reminders and save payees, addresses, and account numbers for future payments. You can also set up automatic payments, have eBills delivered and paid directly from the site, and transfer money to an account you own at another financial institution in the U.S.

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BillPayer is another option for paying bills, allowing you to set up one-time or recurring payments to designated payees. This way, you decide when your bills are paid.

Online bill pay is faster, easier, and more secure than mailing paper checks. You can quickly make payments to anyone and set up recurring payments with just a few clicks.

You can view recent, pending, and scheduled payments all on one screen, making it easy to keep track of your bill payments.

To enroll for Mobile Bill Pay, you need to be enrolled for both Internet (Online) Banking and Bill Pay first. This allows you to access Bill Pay on your mobile device.

Here are some online and mobile services you can access with United Bank:

Some of the features you can access once you're enrolled in Online Banking include:

You can't add a Payee on your mobile device, but you can do it through the Internet (Online) Banking website.

With United Bank's Online Banking, you can stay on top of your finances with account alerts. These alerts allow you to monitor account balances and activity, get deposit and withdrawal notifications, control security alerts, manage your delivery preferences, and more.

You can also enjoy the benefits of going paper-free with eStatements, which provide more security, faster statements and notices, and are healthier for the environment. To enroll in eStatements, simply sign into Online Banking, click on Profile, and follow the prompts to complete the enrollment.

Here are some key features of account management with United Bank's Online Banking:

Account Alerts are a fantastic way to stay on top of your finances. You can monitor account balances and activity, get deposit and withdrawal notifications, control security alerts, manage your delivery preferences, and more.

With United Bank & Trust's Account Alerts, you can choose to be notified when your balance is below a specified amount, when a deposit, withdrawal, or specific check number posts to your account, or when a payment or advance has posted to a loan.

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To set up Account Alerts, log in to your Online Banking, click on Enroll in the Alerts section of the Home page, and choose how you want to receive your Alerts - as an email or a text message. Each method requires activation, and your mobile carrier's text messaging and web access charges may apply.

You can also set up Do Not Disturb times, so Alerts won't be sent during those times. To add new alerts, turn off existing alerts, or change your notification preferences, simply log in to your Online Banking and follow the prompts.

Here are some benefits of using Account Alerts:

Text banking is a convenient way to manage your accounts on the go. You can access various features by sending specific commands to a designated number.

To check your balance, simply send a B to 79680. This will give you a summary of your available balances for all accounts. I've found this feature to be super helpful when I'm out and about.

If you want to see your recent transactions, send an H to 79680. This will provide a summary of recent transactions per account.

Want to know what other commands are available? Send a C to 79680 to get a list of all the Text Banking commands.

If you need help with Text Banking, send an HE to 79680. This will give you access to help content.

If you're having trouble logging in, send an L to 79680. You'll receive a URL for the United Bank Mobile Browser website.

If you've forgotten your activation code, send an R to 79680. You'll receive a new URL and activation code.

Finally, if you want to stop receiving text messages from United Bank, send an S to 79680. This will deactivate all United Bank text services.

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Your User ID is a unique identifier that's tied to your Internet (Online) Banking or mobile-only enrollment process, if you created one during sign-up.

If you're wondering how to find it, just recall the User ID you established for Internet (Online) Banking, and that's likely your User ID.

You can also check if you created a User ID during the mobile-only enrollment process, as it's tied to that too.

If you don't remember your User ID or Password, don't worry, just visit the Internet (Online) Banking website and follow the instructions for retrieving and/or resetting your credentials.

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Slow Internal Account Loading can be frustrating, especially if you're expecting quick access to your information. This process can take a few minutes at enrollment, depending on the number of accounts and related history.

It's worth noting that 90 days of history is initially loaded, which can contribute to the initial delay. Once the history has finished loading, new information updates typically take less time.

Mobile Banking allows you to access your information, review account activity and balances, and make transfers from the palm of your hand.

The Bank With United app is available for download on the App Store and Google Play, and you can also access Mobile Web Banking on your phone's browser.

To sign up for Mobile App Banking, you must first be registered in United Bank's Personal Online Banking, and you can use your online banking credentials to log in.

You can also access Mobile Web Banking by visiting the Mobile Banking Center and enrolling another device, allowing you to use Mobile Banking or Text Banking on more than one device.

Mobile Web Banking is supported on most phones with a mobile web browser that supports cookies, but some phones may require you to enable cookies or periodically erase them, requiring reactivation.

If you're experiencing issues with cookies, you can text R or RECOVER to 79680 to reactivate, and you can also contact your mobile network carrier for cookie support information on your mobile phone.

Locate a branch near you using the Bank With United app or on the bank's website.

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At United Bank, security is a top priority. The bank uses advanced encryption technology to protect all online transactions, ensuring that your sensitive information remains safe.

The bank's online banking system also includes robust password and login protection, requiring you to enter a unique username and password to access your account.

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Paying bills can be a hassle, but BillPayer makes it easier. BillPayer allows you to set up one-time or recurring payments to designated payees so you decide when your bills are paid.

If you have an issue with a bill or a specific item on the bill, you should contact the Payee directly. You may pay whatever amount you desire in Bill Pay while you are disputing any item.

You can resolve disputes with a Payee by simply reaching out to them.

If you forget your User ID, you should visit the Internet (Online) Banking website for assistance.

To retrieve or reset your credentials, follow the instructions provided on the website or contact Customer Service for help.

You can find the necessary steps and contact information on the Internet (Online) Banking website.

Contacting Customer Service is a viable option if you need immediate assistance with your User ID or Password.

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With TransferNow, you can easily move money between your accounts held at First United Bank and accounts held at other banks or brokerage firms. This feature allows for one-time, future, and recurring transfers.

You can send and receive one-time transfers, schedule future transfers, and even schedule recurring transfers. This makes it easy to manage your finances and keep track of your money.

Two types of transfers are available: Standard and Next-Day. The Next-Day transfer option comes with a $2.50 fee per transfer.

You can also deposit checks easily using your phone. Just tap, snap, and send the check to transfer the funds into your account.

Instant transfers are available through the mobile app, allowing you to make transfers right from your phone.

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With United Bank's online banking, you can stay on top of your finances with account alerts. You can monitor your account balances and activity, and even get deposit and withdrawal notifications.

You can control security alerts to ensure your account is protected. This feature is part of the comprehensive account alerts system.

Here are some of the key features of account alerts:

You can access your account information on the go with the Bank With United Mobile App. This app allows you to access your information conveniently, in the palm of your hand.

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You can access various documents related to your account online. These include eStatements and information about Bill Pay.

Online documents are a convenient way to stay on top of your finances. You can view and manage your eStatements and Bill Pay information from the comfort of your own home.

Balances for external accounts are only updated once after nightly processing. This means that any intra-day transactions won't display or affect balances until the following business day.

Downloading transactions is a straightforward process that can be completed in a few simple steps.

If you need to download banking transactions, you'll find a dedicated page for this purpose.

To access the Download Banking Transactions page, click on the "Download Banking Transactions" option from the Accounts menu.

You can also access this page by clicking on the "All" Menu icon and choosing the "Transactions" option from the menu that expands.

From the Download Banking Transactions page, follow these steps to download your transactions:

You can download transactions in various file formats, including those compatible with Quicken, Microsoft Money, or Microsoft Excel.

Going paper-free with eStatements is a game-changer for estate management. It's a simple way to reduce clutter and make your life easier.

With eStatements, your account information won't be left in your mailbox or trash, providing an added layer of security. This means you'll have one less thing to worry about when it comes to protecting your finances.

Faster statements and notices are just a click away with eStatements. No more waiting for mail to arrive – you can access your statements and notices whenever it's convenient for you.

Less paper means less deforestation, making eStatements a healthier option for the environment. It's a small change that can make a big difference.

To get started with eStatements, simply sign into Online Banking and follow these steps: