Ulta Card Payments Options and Benefits

The Ulta Card offers several payment options, including online payments, in-store payments, and mobile payments. You can pay your bill online through the Ulta website or mobile app.

Ulta accepts various payment methods, including credit cards, debit cards, and electronic checks. To pay with a credit card, simply enter your card number, expiration date, and security code online or in-store.

One of the benefits of using the Ulta Card is the rewards program, which offers points for every dollar spent. You can redeem these points for discounts, free products, and other rewards.

By paying your Ulta Card bill on time, you can avoid late fees and interest charges.

For more insights, see: Debit Card Cash Back at Store

You can pay your Ulta credit card bill in a variety of ways, including online, by phone, or by mail. To make a payment online, visit the Ulta credit card landing page and select your card, then follow the prompts to pay your bill.

You can also pay by phone by calling Comenity Capital Bank services at 866-257-9195 and following the automated prompts to schedule your payment. Note that a fee may apply if you speak to a representative.

If you prefer to pay by mail, you can write a check or purchase a money order payable to Comenity Capital Bank Ultamate Rewards Mastercard or Ultamate Rewards credit card, and mail it to Comenity Capital Bank — Ultamate Rewards Mastercard or Ultamate Rewards Credit Card, PO Box 650964, Dallas, TX 75265-0964. Make sure to mail it early enough to reach the payment center by the due date.

You can also use the EasyPay function to make a payment online without creating an account. To do this, enter your credit card number, ZIP code, and Social Security number to find your account and enter your payment information.

Here are the payment options summarized in a table:

You can pay your Comenity Bank credit card bill online, by phone, or via mail. Each credit card issued by Comenity Bank has a different sign-in portal, customer service phone number, and payment address, so be sure to search for your co-branded credit card's contact information on Comenity Bank's website.

To pay your Comenity Bank credit card bill online, you can visit the Ulta credit card landing page and select your card. You can also use the EasyPay function, which allows you to enter your credit card number, ZIP code, and Social Security number to find your account and enter your payment information.

You can pay your Comenity Bank credit card bill by phone by calling Comenity Capital Bank services at 866-257-9195. Follow the automated prompts to schedule your payment, and note that a fee may apply if you speak to a representative to make your payment.

To pay your Comenity Bank credit card bill by mail, write a check or purchase a money order payable to Comenity Capital Bank, and mail it to the following address: Comenity Capital Bank — Ultamate Rewards Mastercard or Ultamate Rewards Credit Card, PO Box 650964, Dallas, TX 75265-0964.

Here are the payment options for Comenity Bank credit cards:

Ultimate Rewards offers a convenient way to earn points and rewards on your purchases. The Ultamate Rewards credit card is a great option for frequent Ulta shoppers, allowing you to earn two points for every $1 you spend.

You can use the Ultamate Rewards credit card at Ulta Beauty stores and Ulta.com, making it easy to accumulate points on all your Ulta purchases. The card also offers a 20% discount on your first purchase, which is a nice bonus.

If you prefer a more versatile credit card, the Ultamate Rewards Mastercard is a good choice. This card earns two points for every $1 you spend at Ulta, and one point for every $3 you spend anywhere else. This makes it a great option for everyday purchases outside of Ulta.

The Ultamate Rewards Mastercard also offers a welcome bonus of 500 points when you spend $500 in the first 90 days outside of Ulta Beauty. This is a nice incentive to start using the card for your daily purchases.

A fresh viewpoint: First Ledger Xrpl

Here's a comparison of the two cards:

Overall, the Ultimate Rewards credit cards offer a great way to earn points and rewards on your purchases, with options for both Ulta enthusiasts and everyday shoppers.

For another approach, see: Credit Cards That Offer Flashy Rewards like Airline Miles Often

You can pay your Ulta credit card bill in a variety of ways, including online, by phone, or by mail.

To pay online, you can log in to your online account and click on “Pay Now” or use the EasyPay feature. This method is convenient and allows you to pay your bill at any time.

To pay by phone, you can call 1 (866) 257-9195 and enter your card information when prompted. This option is great for those who prefer to pay over the phone.

If you prefer to pay by mail, you can send a check or money order to Comenity Capital Bank at PO Box 183003, Columbus, OH 43218-3003. Make sure to send it early enough to arrive by the due date.

Here are the payment methods summarized:

Ulta offers a credit card option, which comes in two types: the Ulta Store Card and the Ulta Credit Card.

Both cards are issued by the same bank and offer the same perks on Ulta purchases, including 20% off your first purchase.

The Ulta Store Card can only be used at Ulta, while the Ulta Credit Card works everywhere.

The Ulta Store Card rewards you with 2 points for every dollar spent at Ulta.

Here are the key details of the Ulta Store Card:

The Ulta Credit Card offers rewards on purchases made at Ulta, but also on purchases made elsewhere.

Consider reading: How to Pay with Digital Wallet

You can make an Ulta credit card payment online, by phone, or by mail. There are multiple ways to pay, so choose the method that's easiest for you.

To pay online, log in to your online account and click on "Pay Now" or use the EasyPay feature. You can also set up automatic payments through Comenity Bank.

You can pay by phone by calling 1 (866) 257-9195 and entering your card information when prompted. Make sure to write your credit card number on the check if you're paying by mail, and send it to Comenity Capital Bank at PO Box 183003, Columbus, OH 43218-3003.

Comenity Capital Bank

PO Box 183003

Columbus, OH 43218-3003

Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.

You can use your Ulta Credit Card virtually everywhere in the world that accepts credit cards, as it's on the Mastercard network.

The Ulta Credit Card is accepted globally, but keep in mind that there's a 3% foreign transaction fee for international purchases.

This means you'll incur extra charges for shopping abroad, so it's essential to factor that in when making international transactions.

To put this in perspective, if you spend $100 at a store in another country, you'll be charged an extra $3.

The Ulta Credit Card offers 2 points per $1 spent at Ulta Beauty and 1 point per $3 spent on all other purchases, making it a good option for frequent shoppers at Ulta Beauty.

Here's a quick rundown of the card's rewards structure:

With this card, you can enjoy rewards on your Ulta Beauty purchases and still earn points on other transactions.

To pay your Ulta Credit Card, you have several options. You can pay online, by phone, by mail, or through the Ulta mobile app.

Paying online is a convenient option, as you can log in to your account and click on "Pay Now" to make a payment. You can also use the EasyPay feature to pay your bill. To pay by phone, simply call 1 (866) 257-9195 and enter your card information when prompted.

If you prefer to pay by mail, you can send a check or money order to Comenity Capital Bank at PO Box 183003, Columbus, OH 43218-3003. Make sure to write your credit card number on the check and send it early enough to arrive by the due date.

Here are the different ways to pay your Ulta Credit Card:

Comenity Bank also allows cardholders to set up automatic payments, making it easier to stay on top of your payments. Remember, making timely payments is crucial to avoid damaging your credit score.

Beware the interest rate on the Ulta credit card. As of January 2025, the ongoing APR ranged from 22.49% to 31.49% depending on creditworthiness.

Carrying a balance on this card can be painful, especially with an APR of 31.49%. If you're not careful, you could end up paying a lot more than you bargained for.

Paying interest is a lot like paying for something you don't need, so it's best to avoid it if possible. The Ulta Beauty Rewards program is still a great way to earn rewards, even if you don't have the credit card.

Additional reading: 0 Apr Visa Credit Cards

Balance Transfer can be a great way to save money on interest, but it's essential to understand the terms involved.

APRs for balance transfers can be as high as 26.99%, which is still lower than the average credit card interest rate, but it's crucial to pay off the balance before the promotional period ends.

The balance transfer fee can be as low as $10, but it's usually 5% of the transferred amount, whichever is greater. This fee can add up quickly, so it's vital to factor it into your calculations.

Consider reading: Credit Card Balance Check Number

The interest rate on some credit cards can be a real beauty killer. The Ulta credit card's ongoing APR ranged from 22.49% to 31.49% as of January 2025, depending on creditworthiness.

If you're not careful, those interest rates can add up quickly. The Ulta Beauty Rewards Credit Card carried a 31.49% ongoing APR, which is a pretty steep price to pay.

Carrying a balance on a high-interest credit card can be a real financial burden. If there's any chance you'll carry a balance, you're much better off combining the free-to-join Ulta Beauty Rewards program with a 0% intro APR credit card.

A 31.49% interest rate is definitely painful. You're better off exploring other options that can help you save money on interest.

You might like: What Is My Interest Rate on My Discover Card

Getting approved for the Ulta Credit Card can happen quickly, in as little as 60 seconds. If you don't get an instant decision, the issuer will verify your information and send the decision by mail within 7-10 days.

You can check the status of your application by calling Ulta's customer service at (866) 254-9971. If you're approved, you can start using your card right away.

To increase your chances of approval, aim for a credit score of 700 or better. This is the minimum credit score required for the Ulta Credit Card.

You might like: Discover Card Free Credit Score

Removing applications and approvals is a crucial step in maintaining a streamlined process. The "Remove" feature allows you to delete applications and approvals from the system.

You can remove an application if it's no longer needed or if it was submitted in error. This feature is particularly useful for reducing clutter and minimizing unnecessary work.

According to the system's guidelines, you can remove an application within a certain timeframe after it's been submitted. This timeframe is usually specified in the system's documentation or user manual.

Removing an approval is a bit more complex, as it requires the approval to be in a specific status. For example, if the approval is in the "Pending" status, you can remove it.

Check this out: In-Car Payment System

The starting credit limit for the Ulta Credit Card is usually around $1,000 to start.

Applicants with good creditworthiness may be eligible for higher limits, up to $3,700 in some cases.

The Ulta Store Card reportedly offers lower credit limits, ranging between $250 and $750.

Credit limits for the Ulta Credit Card depend on the individual's overall creditworthiness.

The Ulta credit card is designed to work in tandem with Ulta's customer loyalty program, Ulta Beauty Rewards, which is free to join. This partnership offers a unique earning structure that rewards loyal customers.

You can earn points in Ulta Beauty Rewards at a rate of 2 points per $1 spent at Ulta, thanks to both your Ulta Beauty Rewards membership and the credit card. Outside of Ulta Beauty, the Mastercard version earns 1 point per $3 spent.

To boost your earning rates, you'll want to spend enough to reach one of Ulta's three rewards membership tiers. Here's a breakdown of the minimum spend required for each tier:

With these earning rates, you can earn a total of 2.5 points per $1 spent at Ulta, making it a great option for loyal customers.

To get approved for an Ulta Credit Card, you'll need a credit score of 700 or better. This means having good credit is a must.

The Ulta Store Card, on the other hand, has more lenient approval requirements, accepting people with at least fair credit (640+).

To activate your Ulta Credit Card, you can call 1 (800) 528-4800 or go to the Comenity Bank activation website.

You can activate your card by phone or online, and it will be ready to make purchases in just a few moments.

The activation process is quick and easy, and you don't have to do it within a certain time limit. However, it's best to activate your card as soon as possible to start using it.

To activate your Ulta Credit Card by phone, simply call 1 (800) 528-4800.

Here are the steps to activate your Ulta Credit Card by phone:

Getting approved for the Ulta Credit Card can be a quick process. You can get approved in as little as 60 seconds.

If you don't get approved right away, the issuer needs more time to verify your information. This can take 7-10 days from the moment you submitted the application.

You can check the status of your Ulta Credit Card application by calling their customer service at (866) 254-9971.