
Sunsuper offers a range of superannuation products, including MySuper and Choice products, to help you achieve your retirement goals.
The Sunsuper Superannuation Fund is a self-managed fund, which means you have control over your investments and can choose from a range of investment options.
Sunsuper's investment options include diversified funds, property funds, and cash funds, giving you flexibility to tailor your investment strategy to suit your needs.
You can start saving for retirement with as little as $20 per week, making it an accessible option for those just starting out.
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Governance and Administration
Sunsuper's governance structure is designed to balance the interests of members and employers, with equal representation of independent directors, member representatives, and employer representatives on the Board.
The Board of the trustee has a rotating Chairman position, appointed for a two-year term, which alternates between employer and member representative directors.
Sunsuper's Board is responsible for managing the fund and ensuring it operates in the best interests of all members, while also complying with all legal requirements.
The Board appoints independent directors following nominations from member or employer representatives, and directors can serve a maximum of four terms with a normal term of three years.
Sunsuper owns and controls its fund administration, giving the company direct oversight of its operations.
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Governance

Sunsuper's governance structure is designed to ensure the fund operates in the best interests of all members.
The Board of the trustee has equal representation of independent directors, member representatives, and employer representatives. Three directors are appointed by the Queensland Chamber of Commerce and Industry Ltd, two directors by the Queensland Council of Unions, and one director by the Australian Workers' Union of Employees, Queensland.
Independent directors are appointed by the Board following nomination by either the member or employer representatives.
The Chairman of the Board is appointed for a two-year term and this position is rotated between the employer and the member representative directors.
The normal term of appointment for a director is three years and may serve a maximum of four terms.
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Administration
Sunsuper is responsible for its own fund administration, giving the organization direct control over its operations.
This approach allows them to make decisions quickly and efficiently, which is especially important in the fast-paced financial industry.
Sunsuper partners with group life insurers, such as AIA Australia Limited, to provide insurance cover for its members.
Apra Fund Definition
Sunsuper is an example of an APRA fund, which is a type of superannuation fund regulated by the Australian Prudential Regulation Authority (APRA).
APRA funds are subject to strict regulations and guidelines to ensure they operate in a safe and sound manner.
Sunsuper, being an APRA fund, must comply with these regulations to maintain its license and continue operating.
APRA funds are required to have a strong governance framework in place to oversee their operations and make decisions on behalf of their members.
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Top Employees
Top Employees are critical to the success of any organization, and they often have a significant impact on the overall governance and administration of a company.
The most effective top employees are those who have a strong understanding of the organization's vision and goals, as highlighted in the "Setting Goals and Objectives" section. They are able to align their work with these objectives and drive results.
Research has shown that top employees tend to be highly motivated and engaged, often with a strong sense of purpose and commitment to their work. This is reflected in the "Employee Engagement" section, which notes that engaged employees are more productive and have higher job satisfaction.
Top employees often take the initiative to improve processes and procedures, as seen in the "Process Improvement" section, where it is noted that effective processes can lead to increased efficiency and productivity.
Investments and Performance
Sunsuper manages its investments through a combination of in-house management and oversight of more than 40 external investment managers in Australia and major financial centres around the world.
Sunsuper has a strong track record of performance, with its Growth, Balanced and Conservative investment options outperforming the median options over 1, 3 and 5 years.
In June 2008, Mercer was appointed as Sunsuper's investment consultant, and the contract was renewed for another three years in 2011.
Custodial services are provided by State Street Australia Limited, which helps ensure that Sunsuper's investments are secure and well-managed.
Sunsuper's fees are slightly above the median options for these risk profiles, but its strong performance makes it a good option for those looking for a solid investment strategy.
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Awards and Recognition
Sunsuper has earned a reputation for excellence in the industry, and it's no surprise why. They've won numerous awards and recognitions that showcase their commitment to providing top-notch services.
Some of their notable awards include being named Fund of the Year by Chant West, SuperRatings, and Super Review in 2018. This is a testament to their exceptional performance and dedication to their members.
Sunsuper's expertise in managing super funds has also been recognized by Finder, who awarded them Best Super Fund – Growth for 2019. Their expertise is evident in the way they navigate the complex world of superannuation.
In addition to their individual awards, Sunsuper has also been recognized as a leader in the industry. They were named Best Fund Manager by Money magazine in both 2018 and 2019.
Here are some of Sunsuper's notable awards:
- 2020 Fund of the Year, Chant West
- 2020 Fund of the Year, SuperRatings
- Best Super Fund – Growth for 2019, Finder
- Best Super Fund Manager 2018 & 2019, Money magazine
- Fund of the Year 2018, Chant West, SuperRatings & Super Review
- Fund of the Year 2017, Chant West
- Best Super Fund - Growth, Finder
- Best Fund: Advice Services & Corporate Solutions Fund of the Year 2018, Chant West
Their commitment to giving back to the community is also noteworthy. Sunsuper runs a community grant program, the Dreams for a Better World program, which provides $150,000 in grants to Australian-based community groups and not-for-profit organizations each year.
Super Fund Overview
Sunsuper is an APRA fund, which means it's a type of superannuation fund that's regulated by the Australian Prudential Regulation Authority.
It's a defined benefit fund, but we don't know more about its specific features or benefits from the available information.
Sunsuper is an APRA fund, which is a type of superannuation fund that's regulated by the Australian Prudential Regulation Authority.
It's good to have a clear understanding of the type of fund you're dealing with, as it can impact your investment options and overall retirement plan.
Financial Information
Sunsuper's annual revenue was $38.7 million in 2025, giving us a glimpse into the company's financial stability.
This significant revenue figure is a testament to Sunsuper's ability to manage its finances effectively and make a substantial impact in the industry.
Sunsuper's annual revenue was $38.7 million in 2025, a clear indication of its financial strength and growth potential.
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Annual Revenue
Sunsuper's annual revenue was a significant $38.7 million in 2025.
The financial health of a company can be a good indicator of its stability and growth potential.
Sunsuper's annual revenue was $38.7 million in 2025, which is a substantial figure for any organization.
This revenue figure can provide insight into the company's operations and financial management.
Sunsuper's 2025 annual revenue was $38.7 million, a notable achievement for the company.
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Super Fees
Sunsuper's fees are above the median for its main investment options, according to Review My Super. This means you can expect to pay more in fees compared to similar investment options.
The fees for Sunsuper's Growth, Balanced, and Conservative investment options are slightly above the median, but they have still outperformed the median over 1, 3, and 5 years. This is based on data from Review My Super.
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Insurance and Protection
Sunsuper offers a range of insurance options to their members, including death, TPD, and income protection cover.
Death cover has no maximum limit, providing peace of mind for members' loved ones.
TPD cover is available up to $3 million, offering significant financial protection in the event of a total and permanent disability.
Income protection cover is also available, paying up to 85% of your income with a maximum of $30,000 per month.
Company Information
Sunsuper is a leading Australian superannuation fund that provides a range of retirement savings options to its members.
It was founded in 1986 by a group of Queensland unions to provide a superannuation fund for their members.
The fund has since grown to become one of the largest superannuation funds in Australia, with over 1 million members.
Sunsuper is a for-profit organisation, but it is also a not-for-profit fund in the sense that its profits are reinvested in the fund to benefit its members.
The fund's investment portfolio is managed by a team of experienced investment professionals who aim to deliver strong investment returns for its members.
Asset Allocation and Products
Sunsuper's Head of Asset Allocation, Andrew Fisher, believes that markets are more driven by emotion today, making it harder to predict market movements.
Andrew Fisher thinks that people are good at the pure maths side of investing, but it's how they apply that knowledge that differs. He's not convinced that strategic asset allocation has stopped working, despite the challenges posed by the pandemic.
In fact, when the markets were falling, Sunsuper increased its equity allocations. This shows that the fund is willing to adapt its asset allocation strategy in response to changing market conditions.
You shouldn't base your defensive assets on the most recent crisis, as it may not be representative of future market conditions. This is a valuable lesson for investors who may be tempted to follow the herd.
Andrew Fisher also has a healthy scepticism about whether there is a risk premium in value investing. He believes that there is a cyclical dislocation in certain sectors of the market, particularly in technology, which is overvalued against almost every other sector.
Sunsuper is taking a cautious approach to its partnership program and strategic review, choosing to wait and see how the market develops rather than making any major changes. This approach suggests that the fund is prioritizing stability over growth.
Mergers and Acquisitions
Sunsuper is making waves in the business world with its recent investment. They've bought 49 percent of Mirvac's landmark mixed-use conversion of the Locomotive Workshop at South Eveleigh.
This move is part of a deeper relationship between Sunsuper and Mirvac, with Sunsuper's involvement in Mirvac's South Eveleigh vision. Sunsuper's investment is a significant one, giving them a substantial stake in the project.
Some experts believe that we're seeing the beginning of a wave of super fund-led public company takeovers, and Canberra is taking notice. This could have major implications for the business landscape in Australia.
Frequently Asked Questions
What is Sunsuper now called?
Sunsuper is now known as Australian Retirement Trust, following its merger with QSuper in 2022. Members can learn more about the changes and benefits of the new fund.
How do I find my Sunsuper details?
Check your annual statement or letters from Sunsuper for your member number, which is usually printed on these documents
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