Standard Chartered Bank CC Payment Guide Online and Offline

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Standard Chartered Bank offers two ways to make credit card payments: online and offline.

Online payments can be made through the bank's website or mobile banking app.

To make an online payment, you'll need to log in to your account and follow the payment instructions.

Offline payments can be made at any Standard Chartered Bank branch or through a bank branch of another bank that has a tie-up with Standard Chartered.

You can also pay your credit card bill through a Standard Chartered Bank ATM.

Payment Methods

You can pay your Standard Chartered Credit Card bill using various methods, both online and offline.

To make an online payment, you can use the SC Mobile App, Online Banking, Auto Debit, Account transfer from another bank, or Phone Wallet.

The SC Mobile App allows you to pay your credit card bill in a few minutes, and you can also use Online Banking to make the payment.

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Credit: youtube.com, How To Pay Credit Card Bill Standard Chartered 2025 ✅ (Easiest Way)

You can also set up Auto Debit to automatically deduct a specified amount from your bank account every month.

To register for Auto Debit, you can log in to your online banking account or Mobile Banking app and select the Auto Payment Request option.

Additionally, you can use various digital wallets like Apple Pay, EWallet, Emirates Digital Wallet LLC and Klip, Google Pay, PayBy, and Samsung Pay to make your credit card payment.

Offline payment methods include paying via cash or cheque.

To pay via cash, you can visit the bank and deposit the cash in the Credit and Cash Deposit Machine (CDM).

To pay via cheque, you can write a cheque in your bank's favour, specify the payment amount, sign your cheque, and fill in the deposit slip with your account and credit card details.

Please note that it may take 24 hours to clear your Standard Bank account cheque, and up to 3 working days for a non-Standard Chartered Bank cheque.

NEFT and UAEFTS

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NEFT and UAEFTS are two convenient options for making Standard Chartered credit card payments. NEFT is a reliable option that adheres to the guidelines of the Reserve Bank of India and has no minimum or maximum limit on transactions. It's also one of the most economical options available.

To use NEFT, you'll need to log in to your net banking account and follow a few simple steps. You'll need to click on the NEFT option under "Fund Transfer", add your Standard Chartered credit card as a beneficiary, and provide your credit card number. The IFSC Code for your Standard Chartered credit card payment is SCBL0036001, and the branch address to be entered is "Standard Chartered, MG Road, Mumbai."

UAEFTS, on the other hand, is a Real-Time Gross Settlement system that allows you to transfer funds from one bank to another safely. However, it may take up to 48 hours for the payment transaction to be processed, and you may need to pay an additional fee to avail of this facility at an exchange house.

Credit: youtube.com, How To Pay Standard Chartered Credit Card Bill From Other Bank (2025)

Here are some key differences between NEFT and UAEFTS:

Ultimately, NEFT is a more convenient and reliable option for making Standard Chartered credit card payments, while UAEFTS may be a better option for those who need to transfer funds across banks in the UAE.

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Bill Payment Options

You can pay your Standard Chartered credit card bill through various online methods, including NEFT, Billdesk, and Standard Chartered's online banking platform. These methods allow you to make payments quickly and easily from the comfort of your own home.

To make a payment through NEFT, you'll need to log in to your online banking account and fill in the beneficiary details, including your name, card number, and bank information.

You can also use Billdesk to make your credit card payment. Simply select your bank and card type, enter your card number and the amount to be paid, and you'll be redirected to your bank's payment interface to authenticate the transaction.

Here are some of the online payment methods you can use:

  • NEFT
  • Billdesk
  • Standard Chartered online banking
  • VISA credit card payment

In addition to online payments, you can also make your Standard Chartered credit card payment offline by visiting a Standard Chartered bank branch or using a cash deposit machine (CDM).

UAEFTS for Bill Payment: Pros and Cons

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Using UAEFTS to pay your Standard Chartered Credit Card bill may be a flexible option, but it's essential to consider the potential drawbacks.

You may need to pay an additional fee to use this facility at an exchange house, which can add to your overall cost.

The payment transaction may take up to 48 hours, which is slower than some other payment methods.

You'll need to find an exchange house that accepts Standard Chartered Bank's payment, which can be time-consuming and may not be feasible in all areas.

Here's a summary of the potential downsides of using UAEFTS for bill payment:

Bill Options UAE

In the UAE, you have several options to pay your Standard Chartered credit card bill. You can pay online through the bank's website or mobile app, or use a third-party platform like Billdesk.

One convenient option is to use the bank's mobile app, SC Mobile App, which allows you to make quick and easy payments.

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You can also pay through online banking, which is available 24/7. To do this, log in to your online banking account and select the "Credit Cards" tab.

Another option is to use the United Arab Emirates Fund Transfer System (UAEFTS), which allows you to transfer funds from one bank to another in real-time.

If you prefer to pay offline, you can use the cash payment option through a bank branch or an exchange house. However, be aware that exchange houses may charge an additional fee for facilitating the payment.

Here are some of the key payment options available in the UAE:

It's worth noting that making payments through a third-party platform like Billdesk may take some time, so it's best to check with the bank for the estimated processing time.

Offline Payment

If you prefer offline payment methods, Standard Chartered Bank offers several convenient options.

You can make offline payments using a cheque, which can be dropped in any of the bank's drop boxes. Cheques take at least 3 days to clear.

Credit: youtube.com, #CreditCardSeries: Checking Your Credit Card Balance Due for Payment

Cash payments can be made at any Standard Chartered Bank Branch, where you'll need to fill in a slip and hand it over along with the amount payable to the teller.

Phone Banking is also an option, where you can call the bank's helpline and request a transfer from your bank account to pay your credit card bill.

Auto debit is another option, where you can set standing instructions for the bank to deduct the credit card bill amount from your bank account every month.

If you hold multiple SC credit cards or EMI accounts, the bank will distribute your payment to clear your outstanding balances in a way that keeps your credit score in good standing.

Here are the offline payment options in more detail:

  • Cheque: Drop a cheque made in favor of "Standard Chartered Bank Card no. followed by your 16 digit Card number" in any of the bank's drop boxes.
  • Cash: Visit a Standard Chartered Bank Branch and deposit the cash in a Credit and Cash Deposit Machine (CDM).
  • Phone Banking: Call the bank's helpline and request a transfer from your bank account to pay your credit card bill.
  • Auto debit: Set standing instructions for the bank to deduct the credit card bill amount from your bank account every month.

In the UAE, you can also make offline payments by locating the nearest Standard Chartered bank branch and using a cheque or cash.

Credit: youtube.com, HOW TO PAY STANDARD CHARTERED CREDIT CARD BILL FROM OTHER BANK 2025! (FULL GUIDE)

Cheque payments may take 24 hours to clear if it's a Standard Chartered Bank cheque, or up to 3 working days if it's a non-Standard Chartered Bank cheque. To prevent late fees and penalties, deposit the cheque at least 3 days before the due date.

Cash payments are cleared instantly, and you'll be confirmed by the bank right away.

Discover more: Electronic Cheque

Online Payment

You can make online payments for your Standard Chartered credit card using various methods. One option is to use the bank's internet banking portal, where you can add your credit card as a beneficiary and make payments online.

To pay your credit card bill using internet banking, you'll need to visit the Standard Chartered internet banking portal, add your credit card as a beneficiary, and make the payment to clear your outstanding balance.

You can also use BillDesk to make online payments. To do this, go to the BillDesk portal, enter your 16-digit Standard Chartered card number, and input the credit card amount statement amount or an amount you wish to pay.

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Credit: youtube.com, Pay your credit card bill in minutes with the SC Mobile app | An easy step-by-step guide

Here are the steps to follow:

  • Go to the BillDesk portal
  • Enter your 16-digit Standard Chartered card number
  • Input the credit card amount statement amount or an amount you wish to pay
  • Choose the bank account from which the amount will be debited
  • Proceed to the selected bank's payment interface and provide authentication details (internet banking ID and password)
  • Confirm and approve the payment

Another option is to use the Standard Chartered Mobile App to make online payments. You can log in to your banking account via the app, select the "Pay Credit Card" option, enter the required details, and confirm the payment.

To use the app, follow these steps:

  • Log in to your banking account via the SC Mobile Banking app
  • Select the "Menu" tab and go to "Payments"
  • Select the "Pay Credit Card" option
  • Enter the required details and preferred payment account
  • Enter the ETAC sent to your registered mobile number to verify the payment
  • Confirm the payment

You can also use online banking to make payments. To do this, login to your Standard Chartered Internet Banking account, select the credit card payment option, enter the required information, and confirm the payment.

To use online banking, follow these steps:

  • Visit http://sc.com.vn/
  • Select "Credit Cards" and choose the credit card payment option
  • Fill in the required information
  • Enter the ETAC sent to your registered phone number to verify the transaction
  • Confirm the payment

Caroline Cruickshank

Senior Writer

Caroline Cruickshank is a skilled writer with a diverse portfolio of articles across various categories. Her expertise spans topics such as living individuals, business leaders, and notable figures in the venture capital industry. With a keen eye for detail and a passion for storytelling, Caroline crafts engaging and informative content that captivates her readers.

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