Southwest Credit Card International Fees and Charges

If you plan to use your Southwest credit card abroad, be aware that you'll be charged a 3% foreign transaction fee on all transactions made outside the US.

This fee can add up quickly, especially if you're traveling to a country with high prices.

The foreign transaction fee is applied to all transactions, including purchases, cash advances, and balance transfers.

You can avoid this fee by using your credit card only in the US or by using a credit card that doesn't charge foreign transaction fees, such as the Chase Sapphire Preferred.

Additionally, you may also be charged an ATM withdrawal fee, which can range from $2.50 to $5 per withdrawal.

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You'll pay no foreign transaction fees when using your Southwest card abroad, which can save you $150 on a $5,000 international purchase.

Annual fees vary by card type, but you can expect to pay between $69 and $199 per year, depending on the specific card you choose.

Here are the annual fees for each Southwest card:

If you're not sure whether your credit cards have foreign transaction fees, it's a good idea to check. Credit cards from certain issuers charge these fees, which can add up quickly.

Chase, PNC, Bank of America, Barclays, and U.S. Bank are some of the issuers that charge foreign transaction fees, typically around 3% of the purchase amount.

On the other hand, some issuers don't charge foreign transaction fees at all. These include Capital One, Discover, USAA, PenFed, and HSBC.

If you're planning to make international purchases, it's worth noting that avoiding foreign transaction fees can save you a significant amount of money. For example, a $5,000 purchase would save you $150 in fees.

The Southwest Rapid Rewards Plus Card has some notable drawbacks.

One of the main cons is the foreign transaction fee, which is 3% of each transaction in U.S. dollars on purchases made abroad. This might not be a big deal if you don't travel much, but it's something to consider if you're a frequent international traveler.

The card also comes with an annual fee, although it's lower than many other airline cards. This is something to keep in mind when deciding whether or not to apply for the card.

The earning potential of the card is also worth considering. You can earn up to 2 points per $1 on Southwest purchases, but the earning rate drops to 1 point per $1 on all other purchases.

The Southwest Credit Card offers a $75 statement credit after spending $2,000 in the first 3 months.

If you're a frequent traveler, you can earn 2 points per dollar spent on Southwest Airlines purchases and 1 point per dollar spent on all other purchases.

The card has no foreign transaction fees, making it a great option for international travel.

The annual fee for the card is $69, but it can be worth it for the benefits and rewards.

You can earn 40,000 bonus points after spending $1,000 in the first 3 months with the Plus card.

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The annual fees for Southwest credit cards are a significant consideration when deciding which card to use.

The fees range from $69 to $199, depending on the specific card.

The Southwest Plus Card has an annual fee of $69, making it a more budget-friendly option.

The Southwest Premier Card and the Southwest Premier Business Card both have an annual fee of $99.

The Southwest Priority Card has the highest annual fee at $149, while the Southwest Performance Business Card also has a high annual fee of $199.

Here are the annual fees for each of the Southwest credit cards: