
Simmons Bank is a community-focused financial institution with a rich history dating back to 1903. Its roots in Arkansas have allowed the bank to develop strong relationships with local businesses and individuals.
The bank's commitment to community impact is evident in its dedication to supporting local economic development. Simmons Bank has invested heavily in its customers, providing them with access to financial education and resources.
One notable example of Simmons Bank's community involvement is its partnership with the Arkansas Foodbank. The bank has donated over $1 million to the organization, helping to provide food and support to those in need.
Simmons Bank's community involvement goes beyond financial donations, as it also offers financial education and resources to its customers. This approach has helped to foster a sense of trust and loyalty among its customers.
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Bank Information
Simmons Bank is a community-focused financial institution with a long history dating back to 1903. It was founded in Pine Bluff, Arkansas and has since grown to become one of the largest banks in the state.
Simmons Bank has a strong presence in the region, with over 200 branches and 300 ATMs across Arkansas, Missouri, and Kansas. This widespread network makes it easy for customers to access their accounts and conduct financial transactions.
The bank offers a range of personal and business banking services, including checking and savings accounts, loans, and credit cards. Simmons Bank also provides online and mobile banking tools, allowing customers to manage their accounts remotely.
Simmons Bank has received numerous awards and recognitions for its community involvement and financial performance. These include being named one of the "Best Banks in America" by Forbes magazine and receiving the "Community Reinvestment Act" award from the Federal Reserve Bank of St. Louis.
Community Involvement
Simmons Bank is committed to giving back to the community through various initiatives. Tammie Davis, the newly appointed Senior Vice President for Community Strategy and Performance, will play a key role in leading these efforts.
Tammie Davis will report to the chief, overseeing community strategy and performance. Her addition to the team is a testament to the bank's dedication to community involvement.
Simmons Bank has a strong presence in the community, with a team dedicated to giving back. This commitment is evident in the appointment of Tammie Davis to a key leadership position.
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Branch Locations
Simmons Bank has a presence in Cleveland, with a new branch located at 86 Stuart Road Northeast.
If you're in the area, you can visit this branch to take care of your financial needs.
The branch is a great resource for locals, offering a convenient location to manage your accounts and get financial advice.
Simmons Bank has successfully established a foothold in Cleveland, marking a significant expansion for the bank.
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Customer Services
Simmons Bank has a significant online presence, with 1,109 reviews from WalletHub and across the web.
Their customer service is likely to be well-represented by these reviews, giving potential customers a good idea of what to expect.
Reviews
Reviews are a crucial aspect of customer service, and Simmons Bank has a significant number of them.
1,109 reviews from WalletHub and across the web give us a good idea of what customers think about Simmons Bank's services.
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Visa Application Process
The Simmons Bank Visa application process is relatively straightforward. You can apply online or in person, but keep in mind that the card requires excellent credit, a 750+ credit score for high approval odds.
To apply online, you can click the "Learn More" button on WalletHub or go directly to Simmons Bank's website. You'll need to fill in your personal and financial information.
Applying online is the fastest way to apply, and you may receive a decision right away if approved. You'll get your new card in the mail within 7 to 10 business days.
If you prefer to apply in person, visit a local Simmons Bank branch and let a representative know you'd like to apply for the Simmons Bank Visa card. You'll need to fill out the application with your personal and financial info.
Here are the ways to apply for the Simmons Bank Visa card:
- Online: Click "Learn More" on sites like WalletHub or through Simmons Bank's website.
- In Person: Visit a local Simmons Bank branch and let a representative know you'd like to apply.
Visa Credit Score Requirement

The Simmons Bank Visa credit score requirement is a crucial factor to consider when applying for the card. You'll need a credit score of 750 or better to have a shot at getting approved.
Excellent credit is key to getting approved for the Simmons Bank Visa. This means you'll need to have a long history of on-time payments and low credit utilization.
Your credit score is just one of several factors that will impact your chances of being approved. Other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
If you're unsure about your credit score, you can check it for free on WalletHub. This will give you a better idea of your chances of getting approved for the Simmons Bank Visa.
Here are some key credit score requirements to keep in mind:
- 750 or better: Excellent credit, high approval odds
Remember, even with excellent credit, applying for the Simmons Bank Visa will trigger a hard inquiry, which may temporarily hurt your credit score. So, it's essential to know what your chances are before applying.
Maximum ATM Withdrawal Amount

The maximum ATM withdrawal amount varies depending on the bank and the type of account you have. Some banks have a daily limit of $1,000, while others have a limit of $5,000.
If you have a premium account, you may be able to withdraw up to $10,000 per day. However, this is not always the case.
You can check your bank's website or mobile app to see what the maximum withdrawal amount is for your account. This information is usually listed under the account settings or FAQs section.
It's also worth noting that some ATMs may have their own daily limits, which can be lower than your bank's limit.
Financial Services
Simmons Bank offers a range of financial services to meet the diverse needs of its customers.
Their personal banking services include checking and savings accounts, as well as CDs and IRAs. They also have a robust online banking platform that allows customers to manage their accounts and pay bills remotely.
Simmons Bank's business banking services cater to small businesses and corporations, providing cash management tools, business loans, and credit lines.
Their mortgage lending services offer competitive rates and flexible terms for homebuyers and homeowners looking to refinance.
Checking Accounts
To open a checking account with Simmons Bank, you'll need to deposit at least $100.
The bank offers a debit card with access to 32,000+ MoneyPass ATMs with no surcharge fee, making it convenient to manage your finances.
To avoid fees, you're allowed 50 processed items per statement cycle without extra charges, and $5,000 in cash deposits per statement cycle with no additional fees.
Here are the key features of Simmons Bank's checking accounts at a glance:
Overdraft Limit Definition
Simmons Bank charges a $36 fee per overdraft transaction.
This fee can add up quickly, so it's essential to be mindful of your account balance.
Overdraft fees can be significant, and it's generally advisable to avoid overdrawing your account if possible.
Setting up overdraft protection is a good measure to help prevent overdrafts.
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Compare Checking Accounts
If you're looking for a checking account, Simmons Bank has a few options to consider. The minimum to open a Simmons Bank checking account is $100.
One of the accounts offered by Simmons Bank is the Simply Business 50 Checking, which is perfect for small businesses with lower balances and fewer transactions. It's eligible for Relationship Credit.
With the Simply Business 50 Checking, you can have up to 50 processed items per statement cycle without a fee, and up to $5,000 in cash deposits per statement cycle without a fee. Additional items or deposits beyond these limits will cost $0.50 and $2.50 per $1,000, respectively.
The account also comes with a debit card that gives you access to 32,000+ MoneyPass ATMs with no surcharge fee.
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Account Management
Managing your Simmons Bank checking account is a breeze. You can get answers to your questions about Simmons Bank Checking Accounts on their Q&A section, which is a great resource to have.
Please keep in mind that the content on this Q&A section is not reviewed or endorsed by Simmons Bank, so it's not a guarantee that all your questions will be answered.
How to check my points

You can check your Simmons Rewards Visa Signature rewards points by visiting the designated website.
To keep track of your points, it's a good idea to regularly check the website where you can see the latest balance.
The Simmons Rewards Visa Signature card offers a convenient way to manage your rewards points online.
Checking your points is a straightforward process that can be completed in just a few minutes.
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Transfer Money Between Accounts
To transfer money between accounts, you can enroll in Simmons Bank online banking service at https://simmonsbank.com/bank/online-and-mobile-banking#online.
Transferring funds online is a convenient option that allows you to manage your accounts from the comfort of your own home.
Memphis Athletics Reveals Liberty Stadium Renovation Plans
Memphis Athletics has revealed plans to renovate Liberty Stadium, a significant upgrade that will benefit the university's athletic programs. The renovations are made possible by a partnership with Simmons Bank.
The stadium's new design will include a state-of-the-art video board, increasing the fan experience. The video board will be one of the largest in the country.
Liberty Stadium will also receive upgraded seating, concourses, and restrooms, making it a more comfortable and enjoyable venue for fans. The renovations are expected to be completed by 2024.
The partnership with Simmons Bank will not only enhance the stadium but also provide a boost to the local economy.
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Frequently Asked Questions
Who is Simmons Bank owned by?
Simmons Bank is owned by Simmons First National Corporation, a financial holding company based in the Mid-South region. This parent company has a long history of paying cash dividends, dating back 115 consecutive years.
How do I check my Simmons Bank account?
Check your Simmons Bank account 24/7 through online banking on your computer, phone, or tablet. Simply log in to securely access your accounts from anywhere
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