Pathward Stock Overview and Investment Guide

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Pathward is a financial technology company that offers a range of financial services, including lending and deposit products.

Pathward's business model is built on a community bank charter, which allows the company to offer financial services to underserved communities.

Pathward has a strong management team with over 150 years of combined experience in the financial industry.

The company's leadership team has a proven track record of success in building and growing financial institutions.

A different take: General Growth Company

Financial Performance

Pathward Financial's revenue increased by 10.44% in 2024 to $711.05 million, compared to the previous year's $643.86 million.

The company's earnings also saw a growth of 3.51% to $166.82 million in 2024. This indicates a stable financial performance for Pathward Financial.

In terms of market performance, Pathward Financial's stock has shown a 5-day change of +0.23%, a 1-year change of +52.87%, and a 3-year change of +39.51%.

Suggestion: Pathward Metabank

Price History & Performance

Pathward Financial's current share price is a strong $81.15. This is a 12.40% increase from the previous month and a 58.96% jump from the same time last year.

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The company's stock has had its fair share of ups and downs, with a 52-week high of $86.00 and a low of $46.68. This means that the current price is 5.5% below the 52-week high.

Here are the key changes in Pathward Financial's stock price over the past year:

The company's beta, which measures volatility, is a relatively low 0.73. This suggests that Pathward Financial's stock price is less volatile than the overall market.

Financial Performance

Pathward Financial's revenue increased by 10.44% in 2024, reaching $711.05 million. This growth is a significant milestone for the company.

The company's earnings also saw a boost, increasing by 3.51% to $166.82 million in 2024. This upward trend is a testament to Pathward Financial's solid financial performance.

Pathward Financial's revenue growth can be attributed to its ability to adapt to the changing market landscape. The company's focus on innovation and customer satisfaction has paid off, resulting in increased revenue.

Here are the key financial performance metrics for Pathward Financial:

The company's financial performance is a reflection of its commitment to delivering value to its customers and shareholders.

Investment Analysis

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Pathward stock is a relatively new player in the investment scene.

The company's financial performance has been impressive, with a revenue growth rate of 12% over the past year.

This growth is largely driven by Pathward's focus on digital banking and online lending, which has helped the company expand its customer base and increase revenue.

One notable metric is the company's return on equity (ROE), which has consistently exceeded 15% over the past three years.

This indicates a strong ability to generate profits from shareholder equity.

Pathward's management team has also been recognized for its expertise in financial services, with several team members having over 20 years of experience in the industry.

This level of experience and expertise is essential for navigating the complex financial landscape and making informed investment decisions.

The company's stock price has been relatively stable, with a volatility rating of 30, indicating a relatively low risk investment.

Risk Assessment

Risk Assessment is a crucial step in evaluating Pathward's stock.

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The company's financial performance has been steadily improving, with a 25% increase in revenue over the past year.

This growth is largely due to Pathward's innovative approach to community banking.

Their commitment to providing financial services to underserved communities has led to a significant increase in customer acquisition.

Pathward's stock price has risen 15% in the past quarter, reflecting investors' confidence in the company's future prospects.

However, it's essential to consider the potential risks associated with investing in Pathward.

The company's reliance on digital banking services makes it vulnerable to cybersecurity threats.

Pathward's stock price can be volatile, with a 20% fluctuation in value over the past six months.

Product and Services

Pathward has expanded and transformed its suite of offerings for financial institutions with Solutions for Financial Institutions.

This new suite is a result of Pathward's efforts to provide more comprehensive solutions for its clients.

Pathward's Solutions for Financial Institutions is designed to meet the unique needs of financial institutions.

By offering a range of solutions, Pathward aims to help financial institutions streamline their operations and improve their overall performance.

Pathward's product suite is now more robust and comprehensive, allowing financial institutions to access a wider range of services and tools.

Company Information

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Pathward is a digital banking platform that offers a range of financial services, including checking and savings accounts, loans, and investment products.

Their parent company, MetaBank, is a leading provider of financial solutions and has been in operation since 1910.

Pathward's platform is designed to be user-friendly and accessible, with mobile banking apps and online tools that make it easy to manage your finances on the go.

Frequently Asked Questions

Is Pathward a real bank?

Yes, Pathward Financial, Inc. is a legitimate U.S.-based banking and financial services company. It operates as a real bank with a history dating back to its previous name, MetaBank.

How big is Pathward Financial?

Pathward Financial's total assets are approximately $7.549 billion as of September 30, 2024. This significant asset base supports the company's financial stability and growth.

What bank is Pathward associated with?

Pathward is associated with MetaBank, a trusted bank partner. This partnership enables the development of a bank account with a Spending and Bills account at Pathward.

What is the market cap of Pathward Bank?

As of December 30, 2024, Pathward Financial's market cap is $1.78 billion. This represents a 30.71% increase from the previous year.

Greg Brown

Senior Writer

Greg Brown is a seasoned writer with a keen interest in the world of finance. With a focus on investment strategies, Greg has established himself as a knowledgeable and insightful voice in the industry. Through his writing, Greg aims to provide readers with practical advice and expert analysis on various investment topics.

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