Nhl Credit Cards Comparison and Review of Cash Back Offers

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Hockey Players Wearing Red Uniform
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If you're a hockey fan, you might be interested in credit cards that reward you for your love of the NHL. The Citi AAdvantage Executive World Elite Mastercard offers 3X miles on flights and 2X miles on other purchases, but it's not specifically tied to the NHL.

However, there are credit cards that offer cash back rewards for purchases made at NHL team stores or online. The Capital One Venture Rewards Credit Card offers 2% cash back on all purchases and a one-time $100 credit for using your card to buy tickets to an NHL game.

If you're looking for a credit card that rewards you for your loyalty to a specific NHL team, you might consider the American Express Blue Cash Preferred Card, which offers 6% cash back on groceries and 3% cash back on gas, but it's not specifically tied to the NHL.

For more insights, see: Credit Cards with Gift Card Rewards

Credit Card Features

Credit cards designed for NHL fans often come with rewards programs that let you earn points or miles for every dollar you spend. These rewards can be redeemed for tickets to NHL games, merchandise, or even flights to away games.

Credit: youtube.com, NHL Discover it Credit Card

Some NHL credit cards offer exclusive benefits like access to exclusive events, VIP experiences, and meet-and-greets with NHL players. For example, the NHL credit card from Bank of America offers a "Score and Win" program that lets you earn points for every goal scored by your favorite team.

Many NHL credit cards also offer purchase protection and travel insurance, which can provide peace of mind when booking travel or making large purchases.

Curious to learn more? Check out: Discover Nhl Credit Card

No Annual Fee

One of the most appealing aspects of a great credit card is the lack of an annual fee. No Annual Fee is a feature that can save you money and keep more of your hard-earned cash in your pocket.

Being a loyal fan of your favorite team can be expensive, but some credit cards, like the NHL Discover it Credit Card, don't have to add to the cost. This card, for example, has no annual fee, making it a great option for fans who want to show their team spirit without breaking the bank.

Authorized users on the NHL Discover it Credit Card also don't have to worry about paying an annual fee, making it easy to share the team spirit with family members.

APR on Purchases

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The NHL Discover it Credit Card offers a 0% intro APR for 15 months on purchases. This is a great feature if you're planning a big buy and need some time to pay it off.

You can make the most of this offer by paying off your balance within the 15-month intro period. After that, the purchase APR will kick in at 18.24% - 27.24%, variable APR.

This means you'll need to have a solid plan in place to pay off your balance before the intro period ends, or you'll be charged a higher interest rate.

Credit Card Benefits

The NHL Discover it credit card is perfect for hockey fans who want to show off their team pride with one of 32 NHL team options, including an NHL-branded version. This card also offers the flexibility to maximize rewards with rotating categories.

If you enjoy strategically using your credit card to earn rewards, the NHL Discover it is a great choice. You can earn cash back on your everyday spending and track your rewards with ease.

The Cashback Match feature of the Discover it Cash Back Credit Card is a significant advantage for new cardholders, doubling your cash back earnings during the first year.

No Foreign Transaction Fees

Credit: youtube.com, BEST No Annual Fee + No Foreign Transaction Fee Credit Cards 2023

The NHL Discover it Credit Card is a great choice for travelers. It doesn't charge any foreign transaction fees, so you can use it abroad without worrying about extra fees.

You can take it with you to places like Canada and swipe it at concessions, hotels, and anywhere else without paying extra. This is a big comfort, especially when you're already dealing with unfamiliar surroundings.

Transactions that route through foreign banks can mean foreign transaction fees on other cards, but not with the NHL Discover it Credit Card.

No Discounts

The NHL Discover it Credit Card, which claims to be the official credit card of the NHL, doesn't offer any actual discounts or perks related to hockey.

For example, if you're a hockey fan, you might expect some discounts on tickets or merchandise, but that's not the case here.

The design of the card is the only hockey-related perk, which is more about showing off your team spirit than getting any real benefits.

A modest discount on the NHL.com shop would be a nice touch, but it's not something this card offers.

Cash Back Credit Card Review

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The NHL Discover It Cash Back Card offers 5% cash back on purchases in rotating bonus categories such as grocery stores, restaurants, gas, and more.

For everyday purchases, you'll earn 1% cash back automatically. This is a great reward for regular spending, and it's a key feature of this credit card.

The Discover It Cash Back Card's Cashback Match program is a game-changer, matching the rewards earned for the first year, effectively doubling your cash back. This is a unique benefit that sets it apart from other credit cards.

With 1% cash back on everyday purchases, you can earn rewards on all your regular spending, not just the big ticket items.

Who Benefits?

If you're a hockey fan, the NHL Discover it is the perfect choice for you. You can choose from all 32 NHL teams, including a hockey-branded version, and proudly display your favorite team with every purchase.

New cardholders can make the most of their rewards with the Cashback Match feature. This feature doubles your cash back earnings during the first year, helping you accumulate a substantial amount of rewards quickly.

If you enjoy keeping track of rotating categories and strategically using your credit card, the NHL Discover it is a great fit.

Credit Card Design

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The NHL Discover it Credit Card offers a unique way to show off your team spirit with a customizable card design. You can choose from 32 different NHL teams, including the Anaheim Ducks, Boston Bruins, and Washington Capitals.

The card design will feature a full-color logo of your chosen team, along with a subtle watermark-style logo in the background. The background color will also match your team's colors, adding an extra touch of authenticity to the design.

One of the coolest features of this card is the ability to choose a card design inspired by the newest addition to the league - the Seattle Kraken. If you're a fan of the Kraken, you can get a card that looks like it was made specifically for you.

Here are some examples of card designs available:

You can even choose from different divisions, such as the Atlantic, Metropolitan, Central, and Pacific Divisions. Each division has a list of teams to choose from, so you can find the perfect card design for your favorite team.

Credit Card Requirements

Credit: youtube.com, $3,000 Credit Card - O% Intro APR - Prequalify - NHL Discover It Credit Card | Rickita

To get approved for an NHL credit card, you'll need good to excellent credit, which typically means a FICO score of 670 or higher.

Discover, the issuer of the NHL Discover it Credit Card, considers your entire credit report, not just your scores, when making a decision.

Your income and history with Discover may also influence their decision, so it's essential to keep your finances in order.

A good credit score can open doors to better credit card offers, lower interest rates, and more rewards.

Credit Card Reviews

The NHL Discover it Cash Back Card is a great option for hockey fans who want to earn rewards on their everyday purchases. It offers 5% cash back on purchases in rotating bonus categories such as grocery stores, restaurants, and gas.

You can expect to earn 1% cash back on all your other purchases automatically, making it a solid choice for everyday spending. The card also comes with a Cashback Match program, which means Discover will match the rewards you've earned at the end of your first year.

One of the best features of this card is that it's essentially a redesigned version of the Discover It Cash Back Credit Card, so you know it's a reliable and trustworthy option. If you're a hockey fan, you'll love the NHL theme and branding on this card.

Credit Card Comparison

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If you're in the market for a new NHL credit card, you're likely considering the NHL Discover it, Wells Fargo Active Cash Card, or TD Cash Credit Card. Each of these cards has its own unique features and benefits.

The NHL Discover it, for example, has a 3.9 WalletHub rating and offers 1 - 5% Cash Back rewards. It also has a 0% intro APR for 15 months and a regular APR of 18.24% - 27.24%. The Wells Fargo Active Cash Card, on the other hand, has a 4.4 WalletHub rating and offers 2% Cash Rewards. It also has a 0% intro APR for 12 months and a regular APR of 19.24% - 29.24%.

Here's a comparison of the three cards:

Compare IT vs. Alternatives

If you're in the market for a new credit card, you've probably come across the NHL Discover it and wondered how it stacks up against other popular options.

Close Up of Vintage Hockey Cards Collection
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The NHL Discover it has a WalletHub rating of 3.9, which is based on its ability to finance new purchases. This is a great feature if you're planning to make a big purchase soon. On the other hand, the Wells Fargo Active Cash Card has a WalletHub rating of 4.4, which is based on its ability to earn rewards.

Here's a comparison of the fees associated with each card:

As you can see, the Wells Fargo Active Cash Card has significantly lower fees compared to the other two cards. The TD Cash Credit Card also has relatively low fees, but not as low as the Wells Fargo Active Cash Card.

The NHL Discover it has a purchase intro APR of 0% for 15 months, which is a great feature if you're planning to make a big purchase soon. However, the Wells Fargo Active Cash Card has a purchase intro APR of 0% for 12 months from account opening, which is a shorter promotional period.

Curious to learn more? Check out: Credit Cards Low Limits

What's the Difference Between Regular Cash Back

Man in White and Red Ice Hockey Jersey Playing Ice Hockey
Credit: pexels.com, Man in White and Red Ice Hockey Jersey Playing Ice Hockey

The regular Discover it Cash Back and NHL Discover it cards share many similarities, but they also have some key differences.

The NHL Discover it was designed specifically for hockey fans, offering a unique feature that lets you add the logo of any of the 32 National Hockey League teams.

One of the main differences between the two cards is the NHL Discover it's ability to add team logos, which is a great perk for fans.

However, the benefits offered by Discover it Cash Back are still the same, including 5% cash back on purchases in rotating bonus categories and 1% cash back on everyday purchases automatically.

This means that both cards offer the same rewards structure, but the NHL Discover it adds a fun and personalized touch for hockey enthusiasts.

Credit Card Eligibility

To be eligible for the NHL Discover it Credit Card, you'll typically need a good to excellent credit score, which is usually 670 or higher. However, Discover will consider your entire credit report, not just your scores.

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The lowest approved credit score for this card is 729, according to the credit reports from Experian, Equifax, and TransUnion. In fact, the average approved credit score is 736.

The credit score you need will also depend on other factors, such as your income and history with Discover. This is because the credit card issuer looks at your entire credit profile when making a decision.

To give you a better idea of the credit score requirements, here's a summary of the approved credit scores from the credit reports:

Credit Card Decision

When choosing an NHL credit card, consider the rewards program, as some cards offer points or cash back for purchases made at NHL.com or at participating restaurants and gas stations.

The NHL Discover it Cash Back card offers 5% cash back on various categories throughout the year, including restaurants and gas stations, which can be a great fit for hockey fans who frequent these places.

Dynamic close-up of ice hockey players competing for puck control during a face-off.
Credit: pexels.com, Dynamic close-up of ice hockey players competing for puck control during a face-off.

The card's cash back rewards are also doubled in the first year, making it an attractive option for those who want to earn more rewards.

Some NHL credit cards have no annual fee, making them a great option for those who want to earn rewards without paying extra.

The NHL American Express card has a $0 annual fee for the first year, and it offers a $200 statement credit after spending $2,000 in the first 6 months.

However, other NHL credit cards have annual fees ranging from $95 to $495, so it's essential to consider these costs when making a decision.

Frequently Asked Questions

What is the official credit card of the NHL?

The official credit card of the NHL is the NHL Discover it credit card. This card offers exclusive benefits and rewards for hockey fans with good to excellent credit.

Does Discover sponsor NHL?

Yes, Discover is a title sponsor of the NHL, specifically of the marquee event NHL Winter Classic, as part of their partnership extension with the League.

Tommy Weber

Lead Assigning Editor

Tommy Weber is a seasoned Assigning Editor with a keen eye for detail and a passion for storytelling. With extensive experience in assigning articles across various categories, Tommy has honed his skills in identifying and selecting compelling topics that resonate with readers. Tommy's expertise lies in assigning articles related to personal finance, specifically in the areas of bank card credit and bank credit cards.

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