New York Insurance Broker License Lookup Guide

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To look up a New York insurance broker license, you can start by visiting the New York State Department of Financial Services website. This is the most reliable source for accurate and up-to-date information.

The Department of Financial Services website allows you to search for licensed insurance brokers by name, company name, or license number. You can also check the status of a license, including whether it's active or inactive.

To search for a license, you'll need to enter the broker's name, company name, or license number in the search field. You can also filter the results by location, such as a specific city or county.

Once you've entered your search criteria, you can view the results, including the broker's name, company name, license number, and license status.

Obtaining a License

To obtain a New York insurance broker license, you'll need to meet the eligibility requirements, which include being at least 18 years old, having a high school diploma or equivalent, and one year of experience in a licensed insurance company.

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The prelicensing education requirements are a must, so make sure you complete them before applying. You'll also need to pass the New York State exams within two years of applying for the license.

You can apply for multiple classes of licenses simultaneously if you're qualified, but you can't apply for a class of license you've previously held. Pay attention to the deadline, as you'll need to submit your license application within two years of passing the exam.

To submit your application, you can pay the licensing fee via credit card, check, or electronic fund transfer. Make sure to have the necessary documents ready, as you'll need to match the submission code numbers listed under the Resident or Non-Resident columns with the corresponding numbers on the Submission Requirements Chart.

Here's a quick rundown of the filing methods and fees:

Remember to check the fee schedule and chart to determine the correct fee for your situation.

License Lookup

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To search for a license number, start by selecting a profession from the list, which can be scrolled through using the arrows to the right of the box.

You must enter a full six-digit license number, and if a license number has fewer than six digits, you'll need to insert enough zeros in front of the number to total six digits. For example, if a license number has five digits, you'd add a zero at the beginning.

To begin your search, click on the "Search" button, and the screen will display the record of the individual who has been issued the license number you've entered for the profession you selected.

A licensee should be able to provide you with their license number upon request, which can be found on their license card or through other official documentation.

Here's a step-by-step guide to searching by license number:

  • Select a profession from the list.
  • Enter a full six-digit license number, adding zeros if necessary.
  • Click on the "Search" button to begin your search.
  • The screen will display the record of the individual who has been issued the license number you've entered.

Life Broker

To get a Life Broker license in New York, you'll need to file online. Filing online is the only method accepted by the state.

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The agency fee for a Life Broker license varies depending on your home state. If New York is your home state, the fee is $80 per sub-licensee. If not, you'll need to check the fee schedule for more information.

You'll need to submit your license application by October 31 of even-numbered years. This deadline is strictly enforced, so be sure to plan ahead.

Here's a quick rundown of the key details:

Note that there's a $20 fee for any e-check or paper check returned by the bank for insufficient funds. This is worth keeping in mind as you prepare your application.

Health Agent

To get a New York Life and/or Accident/Health Agent License, you'll need to file an application. You can do this by mail or online, and if you want a paper application, you can email [email protected] for instructions.

The agency fee for this license is $80 per sub-licensee, but this only applies if New York is your home state. If not, you'll need to check the fee schedule for retaliatory fee details.

The filing method for this license is online, and the due date is by June 30 of odd-numbered years.

Searching

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To search for a license, you can select a profession from the list provided. You can only choose one profession at a time, and you can use the arrows to the right of the box to scroll through the list of professions.

To search by license number, you'll need to enter a full six-digit license number. If the license number has fewer than six digits, you can insert zeros in front of the number to total six digits. For example, if you have a license number like 000456-1, you would enter 000456.

You can disregard any dashes or additional digits when entering the license number. A licensee should be able to provide you with their license number upon request.

Here's a step-by-step guide to searching by license number:

1. Select a profession from the list.

2. Enter a full six-digit license number.

3. Click on the "Search" button to begin your search.

4. The screen will display the record of the individual who has been issued the license number you have entered for the profession you selected.

Remember to enter the license number carefully to ensure accurate results.

Getting My NY

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To become an insurance broker in New York, you must meet the eligibility requirements, which include being at least 18 years old, having a high school diploma or equivalent GED, and having one year of working experience in a licensed insurance company.

The prelicensing education requirements are a must, and you'll need to pass the appropriate New York State exams within two years of applying for the insurance license. You can apply for multiple classes of licenses simultaneously, but you cannot apply for a class of license previously held.

To submit your license application, you'll need to pay the licensing fee via credit card, check, or electronic fund transfer. The fee varies depending on your residency status, with New York residents paying a full fee of $80 or a half fee of $40.

Here's a breakdown of the licensing fees for different types of licenses:

You can submit your application online or by mail, and it's due by the specified deadline, which varies depending on the type of license. For example, the Life and/or Accident/Health Agent License is due by October 31 of even-numbered years.

Continuing Education

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Continuing education is a crucial aspect of maintaining your insurance license in New York. To keep your license active, you must complete 15-30 hours of continuing education (CE) prior to license expiration.

You have 180 days prior to your license expiration date to complete the required CE hours. If your license has been expired for less than 2 years, you must meet all CE requirements to relicense. If it's been expired for more than 2 years, you must re-qualify for the license.

You can find a suitable CE provider using the Continuing Education Provider Search tool on the DFS portal. Approved courses cover different insurance lines, such as life insurance or property insurance, applicable to specific license types.

Pre-Licensing Education

To get your insurance broker license in New York, you'll need to complete pre-licensing education, which varies depending on the insurance line you're interested in.

For life insurance and accident and health, you'll need to complete 20 hours of education. This is a relatively short course, but it's an essential step towards becoming a licensed insurance broker.

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Personal lines insurance requires a bit more time, with 40 hours of education needed to complete the course. This might seem like a lot, but it's worth it in the long run.

Property & casualty (P&C) insurance requires the most education, with 90 hours needed to complete the course. This is the most comprehensive course, covering a wide range of topics.

Here's a quick breakdown of the hours needed for each insurance line:

Finding a CE Provider in NY

Finding a CE provider in NY is easier than you think. You can find a suitable provider with the Continuing Education Provider Search tool on the DFS portal.

To meet the CE requirements, you must take an approved course supplied by a New York state-approved provider. These providers offer courses covering different insurance lines, like life insurance or property insurance, that are applicable to specific license types.

You can take courses in a classroom, on a webinar, or by self-directed study, either online or via textbook. If you choose self-study, you must take and pass a final exam to earn the CE credit.

Here's an interesting read: Health Insurance Ny State Self Employed

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You can find an approved class, webinar, or self-study course with the Continuing Education Course Search tool on the DFS Portal. You may also contact the provider directly to find out which courses are available and register for them.

Here are some options to find a CE provider:

  • Use the Continuing Education Provider Search tool on the DFS portal.
  • Use the Continuing Education Course Search tool on the DFS Portal.
  • Contact the provider directly to find out which courses are available.

Changing Class Codes

New York is changing its License Class Codes, effective August 11, 2023. The changes will affect several classes.

License Class 2 Broker will be replaced by License Class 13233 Property and Casualty Broker. This change is part of the state's effort to modernize its licensing system.

License Class 622 Life Broker will become License Class 13253 Life/Accident & Health Broker. This change will likely impact insurance professionals who specialize in life and health insurance.

License Class 167 Property/Casualty Agent will be replaced by License Class 13254 Property/Casualty Agent. This new class code will reflect the agent's expertise in property and casualty insurance.

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License Class 135 Life/Accident & Health will become License Class 13255 Life/Accident & Health Agent. This change will help clarify the agent's role in the insurance industry.

These changes are a result of the state's efforts to update its licensing system. Insurance professionals will need to be aware of these changes to ensure compliance.

Insurance Agency

To get licensed as an insurance agency in New York, you'll need to apply through the New York Department of Financial Services. The agency fee varies by insurance type, with a baseline of $100.

You can find the application form on the DFS website at http://www.dfs.ny.gov/insurance/faxappi.htm. This is the same form used for both new and renewal applications.

If you're already licensed in New York and need to renew your license, you'll need to submit the same form and pay the same agency fee. The good news is that you won't need to submit any additional paperwork. Renewals are due biennially.

If you're a property and casualty agent, you'll need to pay a licensing fee of $80 for New York residents, or $40 for a half fee. Non-residents will need to check the fee chart to determine their licensing fee.

Agency

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The agency handling insurance licenses in New York is the New York Department of Financial Services. They are responsible for overseeing the licensing process for insurance agencies and agents.

The New York Department of Financial Services is the agency that handles insurance licenses, including property and casualty agent licenses for both residents and non-residents.

To apply for a New York insurance agency license, you'll need to contact the New York Department of Financial Services. They can provide you with the necessary forms and instructions.

Here is a list of the agencies and departments mentioned in the article sections:

  1. New York Department of Financial Services

The New York Department of Financial Services is the agency responsible for overseeing the licensing process for insurance agencies and agents.

Independent Adjuster

To become an independent adjuster in New York, you'll need to obtain a license from the New York Department of Financial Services. This requires a foreign qualification as a prerequisite, which can be obtained through the department's website.

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The licensing process involves submitting an application, which can be done by mail or online. You'll need to email [email protected] to obtain a paper application and instructions. The agency fee for full licensing is $100, while it's $50 for a half licensing period.

The application materials must be clipped or stapled together, as the department may reject them if they're not fastened. This is a crucial step to avoid any delays in the processing of your application. The bond amount required is $1,000.

Here are the key requirements for the New York Independent Adjuster License:

You can file your application by mail, and the deadline is January 1 of odd-numbered years. Remember to ensure all application materials are clipped or stapled together to avoid any issues.

Premium Tax and Compliance

New York requires licensed excess line brokers to file a tax return electronically on or before March 17th of each year, even if no business was placed under that license.

To file your premium tax statement, visit the link provided by the Excess Line Association of New York (ELANY) at https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers/excess_line_broker_premium_tax_statement.

You'll need to submit your tax return electronically, as paper applications are not accepted.

P&C Premium Tax

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In New York, excess line brokers must file a tax return electronically on or before March 17th of each year, even if no business was placed under that license.

The Premium Tax Statement must be submitted electronically, and the link to access it is available on the DFS website.

For resident individuals, if they already hold a property/casualty broker license, they can add an excess line license by clicking on "Manage Your License" then "Add-A-line".

Initial and renewal license applications for resident individuals must be submitted electronically through the DFS Portal.

Compliance Part 1

New York licensed excess lines brokers have a deadline to show compliance with cybersecurity regulations. This deadline is April 15, 2025.

Brokers must file either a Certificate of Compliance or an Acknowledgement of Noncompliance. The New York Excess Line Association sent out a bulletin on February 11, 2025, reminding brokers of this requirement.

For more information on what this entails, please refer to the attachment provided.

Association Updates List

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The Excess Line Association of New York (ELANY) regularly updates its list of Excess & Surplus lines (E&S) insurers.

New York added a new company to the list on October 6, 2025, and on August 22, 2025, another new company was added.

The list is updated to reflect changes, such as the removal of one company on January 30, 2025, and the addition of four new companies on the same date.

In some cases, multiple companies are added to the list at once, like on April 9, 2025, when three new companies were added.

You can find the most up-to-date list by checking the attachment for more information, as mentioned in the updates.

NY Broker Fees and Requirements

To obtain a New York Property & Casualty Broker License as a non-resident, you'll need to file your application online. The agency fee for this license is determined by a fee chart, which you should consult to determine the exact cost.

You can pay the licensing fee via credit card, or by issuing a personal check. The fee costs $185.

If you're paying by e-check or paper check, be aware that there's a $20 fee for any returned check due to insufficient funds.

Alexander Kassulke

Lead Assigning Editor

Alexander Kassulke serves as a seasoned Assigning Editor, guiding the content strategy and ensuring a robust coverage of financial markets. His expertise lies in technical analysis, particularly in dissecting indicators that shape market trends. Under his leadership, the publication has expanded its analytical depth, offering readers insightful perspectives on complex financial metrics.

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