Meritz Financial Group Company Overview and Financial Metrics

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Meritz Financial Group is a leading financial services company in South Korea. It was founded in 1982.

The company has a diverse range of financial services, including banking, securities, and insurance. Meritz Financial Group operates through its subsidiaries, such as Meritz Securities and Meritz Asset Management.

Meritz Financial Group's headquarters is located in Seoul, South Korea.

Financial Performance

Meritz Financial Group's revenue has consistently increased over the years, with a revenue growth percentage that offers insights into the pace at which the company is expanding.

The company's revenue margin demonstrates its growth and market expansion, and comparing it with the gross and EBIT margins helps understand the cost and profit structures better.

Meritz Financial Group's revenue per share represents the total revenue earned, divided by the number of outstanding shares, and is a crucial metric that reflects the company's ability to generate sales and signifies growth and expansion potential.

Here's a breakdown of the company's margin history:

Revenue, Ebit, Net

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Revenue is a crucial metric for understanding a company's financial performance. It represents the total income generated by Meritz Financial Group from its primary operations.

A consistent increase in revenue indicates a company's ability to effectively market and sell its products or services. This can be seen in Meritz Financial Group's revenue growth over the years.

The revenue margin demonstrates the company's total revenue generated, and comparing it year over year helps gauge growth and market expansion. For example, in 2027e, Meritz Financial Group's revenue margin is 161.34%.

Revenue per share is another important metric, representing the total revenue earned by Meritz Financial Group divided by the number of outstanding shares. It signifies growth and expansion potential.

Here's a comparison of Meritz Financial Group's revenue per share over the years:

EBIT (Earnings Before Interest and Taxes) is another key metric that indicates a company's operational profitability. It excludes the influence of tax and interest expenses.

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Meritz Financial Group's EBIT margin offers deep insights into its profitability, excluding the impacts of interest and taxes. For example, in 2027e, Meritz Financial Group's EBIT margin is 87.62%.

Net income is the ultimate measure of a company's financial health and profitability. It reflects the company's net earnings after accounting for all expenses.

Meritz Financial Group's net income has shown fluctuations over the years. For example, in 2025 Q2, the company's net income was $4,041, a 26.7% increase from the estimated EPS.

When Was Last Payment?

Meritz Financial Group has a clear history of dividend payments, with the last payment made on 4/9/2025. This shows a commitment to returning value to shareholders.

The company's financial performance is a key factor in determining the timing and amount of dividend payments.

For another approach, see: Retained Cash Flow / Net Debt

In Which Currency Does Pay Out?

Meritz Financial Group pays out dividends in KRW, which is the South Korean currency.

Financial Metrics

Meritz Financial Group's financial performance is a crucial aspect of its overall success. The company's revenue has been consistently high, with a gross margin of 161.34% since 2014, indicating that it retains a significant portion of its sales revenue after accounting for costs of goods sold.

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The company's operational profitability is reflected in its EBIT (Earnings Before Interest and Taxes) margin, which has shown a significant increase over the years. In 2027e, the EBIT margin is expected to be 87.62%, up from 68.25% in 2026e.

Meritz Financial Group's EBIT per share is another important metric that indicates its operational efficiency and profitability. The EBIT per share has been consistently increasing over the years, underscoring the company's operational efficiency and profitability.

The company's payout ratio, on the other hand, has been volatile. In 2027e, the payout ratio is expected to be 5.52%, down from 6.6% in 2026e. This suggests that the company is prioritizing retaining its earnings over paying out dividends to shareholders.

Here's a summary of Meritz Financial Group's key financial metrics:

Investment Insights

Analyzing Meritz Financial Group's operational efficiency is key to making informed investment decisions. By comparing the company's Revenue and EBIT, investors can gain valuable insights into its financial health.

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A lower EBIT compared to Revenue may indicate inefficiencies in the company's operations, which could impact its profitability. On the other hand, a higher EBIT suggests that the company is effectively managing its expenses and generating strong profits.

Investors can also derive insights from comparing the company's Revenue and Income, which reveals the net profitability after accounting for all expenses. This comparison can help investors assess the company's ability to generate sustainable profits and make informed investment decisions.

Intriguing read: Accrued Expenses 会計

Investment Insights

Investing in Meritz Financial Group requires a thorough analysis of its financial performance.

To assess the company's operational efficiency, compare its Revenue and EBIT. This will give you a clear picture of how well the company manages its expenses.

A sustainable payout ratio, paired with strong financial health, is a good indication of a reliable dividend payout.

Meritz Financial Group's Revenue and Income comparison reveals its net profitability after accounting for all expenses. This is a crucial metric to evaluate when making investment decisions.

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Investors can derive valuable insights by analyzing the company's financial parameters, including its payout ratio and financial health. This will help you make informed investment decisions.

Meritz Financial Group's financial data can be used to assess its growth potential and make strategic investment decisions.

Comparing different time frames and evaluating intraday data can help you optimize your portfolio management and make informed investment choices.

Shareholders

Meritz Financial Group has a diverse group of shareholders, with various individuals and institutions holding significant stakes in the company.

Jung-Ho Cho is the largest shareholder, owning 51.25% of the company's equities, which is worth approximately 8.894 billion won.

The National Pension Service of Korea is another major shareholder, holding 6.79% of the company's equities, valued at around 1.178 billion won.

In addition to individual and institutional investors, Meritz Financial Group itself is also a shareholder, holding 2.51% of the company's equities, worth around 436 million won.

Here's a breakdown of the top shareholders:

The company's shares are also held by other notable shareholders, including Yong-Beom Kim, Mirae Asset Global Investments Co., Ltd., and Sjunde AP-fonden, among others.

Stock and Market

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Meritz Financial Group's stock price history reveals a dynamic market. The stock price fluctuated significantly, with the highest price recorded on September 22, 2025, at 118,900.00 undefined.

The total return of the Meritz Financial Group stock shows its profitability over time. The relative price change, based on the first quote available in the selected timeframe, indicates a significant price increase.

Here's a breakdown of the stock's price movement during the selected timeframe:

The intraday feature provides real-time data, allowing investors to view the Meritz Financial Group stock’s price fluctuations within the trading day.

Stock Price

The stock price of Meritz Financial Group can be a bit volatile, but let's take a look at some of the recent trends.

On September 29, 2025, the stock price reached a high of 115,500.00 undefined, which is a significant increase from the previous day's price.

The stock price has fluctuated throughout the month of September, with a low of 112,400.00 undefined on September 26, 2025.

Here's a brief overview of the stock price history for Meritz Financial Group:

The intraday feature provides real-time data, allowing investors to view the Meritz Financial Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

What is a Ticker?

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A ticker is a unique code used to identify a publicly traded company on a stock exchange. The ticker is usually a combination of letters and numbers that can be found on financial platforms and websites.

For example, the ticker of Meritz Financial Group is 138040.KS. This code is used to quickly look up the company's stock information.

In the stock market, tickers are essential for traders and investors to easily identify and track the performance of specific companies. They can be found on various platforms, such as financial websites and mobile apps.

The ticker is often displayed in real-time, allowing users to stay up-to-date with the latest market trends and changes.

Worth a look: Daytrading Websites

Balance Sheet and Liabilities

Meritz Financial Group's balance sheet provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time.

Analyzing the balance sheet is crucial for investors looking to understand Meritz Financial Group's financial health and stability. This allows them to make informed decisions about investing in the company.

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Liabilities are obligations that Meritz Financial Group must settle in the future. This includes debts, loans, and other financial commitments.

The ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure. This is a key indicator of the company's ability to manage its finances and mitigate risk.

A high ratio of liabilities to assets may indicate that Meritz Financial Group is taking on too much debt, which could put the company at risk of financial instability. On the other hand, a low ratio may suggest that the company is conserving its assets and minimizing its financial commitments.

SWOT Analysis

Meritz Financial Group faces significant weaknesses that could hinder its performance. Its lack of international presence restricts its ability to tap into potential markets and expand its customer base globally.

Meritz Financial Group is highly dependent on the domestic market, making it vulnerable to fluctuations and changes in local economic conditions. This could expose the company to potential risks and uncertainties.

The company may struggle to adapt to rapidly evolving technological advancements, impacting its ability to offer innovative and competitive financial solutions in an increasingly digitalized industry.

A different take: True Potential

SWOT Analysis

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A SWOT analysis is a powerful tool for understanding the strengths, weaknesses, opportunities, and threats that can impact a company's performance. It's like taking a snapshot of a company's current situation and using that information to make informed decisions about its future.

Meritz Financial Group Inc has a strong brand reputation, which is a significant strength that helps attract and retain a large customer base. This reputation has been built over time and is a valuable asset for the company.

The company's diverse portfolio of financial products and services is another strength, allowing it to cater to the varied needs and preferences of its clients. This helps increase its competitive advantage in the market.

However, Meritz Financial Group Inc also has some weaknesses that could hinder its performance. For one, it lacks an international presence and limited geographic reach, which restricts its ability to tap into potential markets and expand its customer base globally.

Recommended read: Relative Strength Index

Credit: youtube.com, How to do a SWOT Analysis (Explained in 3 Minutes)

The company's high dependence on the domestic market also makes it vulnerable to fluctuations and changes in local economic conditions. This could expose it to potential risks and uncertainties.

Adapting to rapidly evolving technological advancements is another challenge the company may face. This could impact its ability to offer innovative and competitive financial solutions in an increasingly digitalized industry.

By understanding these strengths, weaknesses, opportunities, and threats, investors can make more informed decisions about whether to invest in Meritz Financial Group Inc.

Threats

In the financial industry, competition is fierce and constantly evolving. New entrants and existing competitors are innovating and offering similar products and services, making it challenging for companies like Meritz Financial Group Inc to maintain their market share and competitive advantage.

Regulatory changes and compliance requirements can be a significant burden on financial institutions. The financial sector is subject to stringent regulations, and any changes in laws or policies can impose additional burdens or limitations on operations.

Economic downturns and financial crises can have a profound impact on financial markets and consumer confidence. This can lead to decreased profitability and stability for companies like Meritz Financial Group Inc.

What is ISIN?

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ISIN is a unique code assigned to securities, like bonds and stocks, to identify them clearly. It's like a fingerprint for financial instruments.

The Meritz Financial Group has its own ISIN, which is KR7138040001. This code is specific to the company and helps in identifying its securities.

ISIN stands for International Securities Identification Number, and it's used globally to facilitate trading and settlement of securities. It's a standard code that's recognized by all major financial markets.

The Meritz Financial Group's ISIN can be found on various financial platforms and databases, making it easily accessible to investors and financial professionals.

General Information

Meritz Financial Group pays a dividend of 105 KRW distributed over 4 payouts per year.

The dividend yield of Meritz Financial Group is 0.9%. This is based on the expected dividend of 1,019.32 KRW for the upcoming 12 months.

Recommended read: Krw Bills

What Is the?

Meritz Financial Group pays a dividend, which is a distribution of a portion of the company's profits to its shareholders. They distribute this dividend 4 times per year.

The dividend amount is expected to be 1,019.32 KRW for the upcoming 12 months. This corresponds to a dividend yield of 0.9 %.

Which Sector?

Contemporary buildings with glass walls located on street in financial district on embankment near calm Thames river in modern city
Credit: pexels.com, Contemporary buildings with glass walls located on street in financial district on embankment near calm Thames river in modern city

Meritz Financial Group is assigned to the 'Finance' sector. This is where the company operates and conducts its business activities.

To understand the importance of sector, let's look at the example of Meritz Financial Group's dividend payment. To receive the latest dividend of Meritz Financial Group from 4/9/2025 amounting to 1,350 KRW, you needed to have the stock in your portfolio before the ex-date on 2/27/2025.

The 'Finance' sector is a broad category that includes various types of financial institutions and services.

Frequently Asked Questions

Who is the chairman of Meritz Financial Group?

Cho Jung-ho is the chairman of Meritz Financial Group. He is a South Korean businessman born on October 5, 1958.

Abraham Lebsack

Lead Writer

Abraham Lebsack is a seasoned writer with a keen interest in finance and insurance. With a focus on educating readers, he has crafted informative articles on critical illness insurance, providing valuable insights and guidance for those navigating complex financial decisions. Abraham's expertise in the field of critical illness insurance has allowed him to develop comprehensive guides, breaking down intricate topics into accessible and actionable advice.

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