
Having a healthy smile is essential for overall well-being, and Live Well Dental Insurance Plans can help make it a reality. With Live Well Dental Insurance, you can expect to pay around $50-$100 per month for a basic plan, depending on your age and location.
Regular dental check-ups are crucial for maintaining good oral health. According to Live Well Dental Insurance, adults should visit the dentist at least twice a year for a cleaning and examination.
Preventive care is also a key component of Live Well Dental Insurance Plans, which cover services like fluoride treatments and dental X-rays. These services can help prevent costly and painful problems down the line.
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Dental Insurance Plans
If you're looking for a dental insurance plan, you have a few options to consider. The Basic Dental Plan is a low-cost option that covers mostly preventive and diagnostic services, with some emergency coverage.
This plan is great for people who just need regular checkups and occasional fillings. The monthly premium starts at $42.34, and the deductible is $50 per year.
If you need more comprehensive coverage, you might consider the Standard Comprehensive plan. This plan covers a wide range of dental needs, from preventive care to surgery, and has a starting monthly premium of $42.34. The deductible is also $50 per year.
Here are the key features of the three senior personal dental plans:
The High Comprehensive plan offers more extensive coverage, including 80% coverage for fillings and simple extractions after the deductible. It also has a higher annual maximum of $1,250.
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Basic Dental Plan
The Basic Dental Plan is a cost-effective option for those who want to prioritize preventive care. This plan offers the lowest cost monthly premium contribution.
It's mostly limited to preventive and diagnostic services, but it can also provide coverage in the event of a dental emergency to relieve pain.
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Comprehensive Dental Plan
The Comprehensive Dental Plan offers a wide range of dental benefits, including coverage for basic/major restorative services and orthodontia for children under age 26, effective January 1, 2026.
This plan is ideal for individuals who want comprehensive dental coverage that includes a wide range of services, from preventive care to surgery, new dentures, and more.
Your monthly premium for the Comprehensive plan starts at $42.34, with a deductible of $50 per year.
With this plan, you'll get 100% coverage for diagnostic and preventive care, including three exams and cleanings per year, before meeting your deductible.
Here's a breakdown of the plan's coverage highlights:
This plan also offers a higher annual maximum coverage limit of $1,250 per year, making it a great option for individuals who require more extensive dental care.
Plan Features
The Comprehensive Dental plan offers a wide range of benefits, including coverage for basic/major restorative services and orthodontia for children under age 26 effective 1/1/2026.
There are three senior personal dental plans available in Minnesota and Wisconsin, designed to fit different needs and budgets. The Standard Comprehensive plan is a good option for those who want coverage for a wide range of dental needs, from preventive care to surgery, new dentures and more.
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The monthly premium for the Standard Comprehensive plan starts at $42.34/month. The deductible is $50/year.
You'll get 100% coverage for diagnostic and preventive care, including three exams and cleanings per year, before the deductible. Fillings, simple extractions, and endodontics are covered at 50% after the deductible.
Here are the key features of the three senior personal dental plans:
The High Comprehensive plan is a good option for those who have had past dental work that needs ongoing care or if they've noticed their dental needs changing. The Preventive Plus plan is best for those who expect just regular dental checkups, and care for the occasional cavity or denture repair.
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Covered Services
As a parent, it's great to know that all Blue Shield Individual and Family medical plans come with pediatric dental and vision coverage, including preventive dental services at no extra cost for your covered dependents from birth until age 19.
Good oral health in pregnancy is crucial, as it can help reduce the risk of premature birth. Regular dental cleanings and periodontal maintenance visits may be covered for pregnant women, depending on your plan.
Smoking and tobacco use can cause a range of health problems, including bad breath, gum disease, and receding gums. People who smoke up to a half a pack of cigarettes per day are about three times more likely than nonsmokers to have gum disease.
Tooth decay is the number one chronic illness in children and is fully preventable with early preventive care. Regular dental cleanings can help keep their teeth and gums healthy and strong.
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Senior Dental Insurance
Senior dental insurance is a must-have for many of us as we age. With HealthPartners, you can get great dental care at an affordable price.
You can keep your current dentist with HealthPartners' networks designed around high-quality care at affordable costs. The HealthPartners Dental Group (HPDG) network features dentists and specialists providing reliable, top-notch care in the Twin Cities.
HealthPartners offers three senior personal dental plans to fit your needs: Standard Comprehensive, High Comprehensive, and Preventive Plus. The Preventive Plus plan is great for those who expect just regular dental checkups and care for the occasional cavity or denture repair.
Here's a breakdown of the three plans:
The Standard Comprehensive plan is a good choice for those who want coverage for a wide range of dental needs. It starts at $42.34/month and has a deductible of $50/year.
The High Comprehensive plan is designed for those who have had past dental work that needs ongoing care. It starts at $48.26/month and has a deductible of $50/year.
The Preventive Plus plan is the most affordable option, starting at $33.46/month, but it has some limitations on major oral surgery, crowns, and prosthetics.
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Benefits
With Live Well Dental Insurance, you'll get extra perks that save you time, money, and peace of mind. You'll receive coverage for dental care outside your network at a reduced benefit, so you can get the care you need even when you're not at home.
You'll also have access to award-winning support from our Midwest-based Member Services team, who are available to help with any questions or concerns you may have. They're dedicated to providing you with the best possible service.
Additionally, members living with diabetes can take advantage of special benefits through MouthWise Matters. This program is designed to help you manage your diabetes and stay healthy.
Member Tools
As a Cigna member, you have access to a range of tools that can help you navigate your dental benefits.
You can search online at the Cigna website to find a network dentist in your area. Simply select the "Dentist" option and input your city and state or ZIP code.
To find a new dentist, choose "Cigna Dental PPO" and then select the "Core Network" options on the following page.
Cigna also offers a consumer guide FAQ that can help you understand and maximize your dental benefits. This resource is a great place to start if you have questions about your coverage.
If you have a specific medical condition, such as diabetes, heart disease, or pregnancy, Cigna may reimburse out-of-pocket dental care costs for you.
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Time, Money and Peace of Mind
Having the right benefits can make a huge difference in your life, especially when it comes to saving time, money, and reducing stress.

You'll get extra perks at no added cost, no matter which plan you choose. These include coverage for dental care outside your network, which can be a lifesaver if you're traveling or need to see a specialist.
Our Member Services team is award-winning, and they're based in the Midwest, so you can expect personalized support whenever you need it.
Living with diabetes? You'll get additional benefits through MouthWise Matters, which can help you manage your condition and stay healthy.
One of the best perks is access to our Healthy Discounts program, which offers savings on eyewear, hearing aids, fitness equipment, and more.
You'll also have 24/7 access to your benefit details, claims, dental provider directories, and more through our HealthPartners online account and mobile apps.
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