
If you're the proud owner of a Hyundai Accent, you're likely wondering about the best way to protect your investment. The cost of car insurance for a Hyundai Accent can vary depending on several factors, including your location and driving history.
The average annual insurance premium for a Hyundai Accent is around $1,400. This is slightly lower than the national average for car insurance in the US.
To get the best deal on your Hyundai Accent car insurance, it's essential to shop around and compare quotes from different insurance providers. You can also consider increasing your deductible to lower your premium, but make sure you have enough savings to cover the cost of repairs in case of an accident.
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What Impacts Costs?
Car insurance costs for a Hyundai Accent can vary significantly based on several factors. Your driving record is a major factor, with moving violations or accidents on your record likely increasing your premium.
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The location where you live also plays a significant role, with areas of high traffic, theft risk, or living costs resulting in higher insurance rates. For example, if you live in an urban area, you may pay more for insurance compared to a rural area.
The trim level of your Accent can also impact your insurance costs, with higher-level trims costing more to insure. Additionally, the level of coverage you choose will affect your premium, with comprehensive coverage including collision and comprehensive protection typically costing more than minimum liability coverage.
Here are some additional factors that can impact your Hyundai Accent insurance premiums:
- Model year: The older the model year, the higher the premium. For example, a 2022 Hyundai Accent costs an average of $1,999 per year, while a 2023 Hyundai Accent costs an average of $1,437 per year.
- Driver age: Younger drivers, especially those under 25, tend to have higher insurance rates due to their inexperience behind the wheel. According to one source, a 17-year-old driver can expect to pay up to $8,406 per year for full coverage insurance.
- Location: Your location can significantly impact your insurance costs, with urban areas typically costing more than rural areas.
- Credit score: A poor credit score can increase your insurance costs, while a good credit score can lead to lower premiums.
- Safety rating: Hyundais are known for their strong safety ratings, which can help lower insurance costs.
Insurance Comparison
The Hyundai Accent is generally considered an affordable car to insure, with average annual full coverage premiums ranging from $1,200 to $1,800.
One way to get a better sense of insurance costs for your Accent is to compare rates from different insurance companies. According to Example 3, some insurance companies offer significantly lower rates for the Accent, with Kemper Personal Insurance offering a 12-month premium of just $10.00.
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However, these rates can vary depending on a range of factors, including your driving record, location, and chosen coverage limits. For example, if you have a history of moving violations or accidents, you may pay more for insurance.
It's also worth noting that the Accent's compact size, strong safety ratings, and low repair costs contribute to its relatively low insurance premiums. In fact, the Accent is often classified as a lower-risk vehicle by insurers.
If you're looking to save money on insurance, consider opting for a higher deductible. This can help lower your premiums, but be sure to choose a deductible that you can afford in the event of an accident.
Here's a rough idea of what you might expect to pay for insurance on an Accent:
Keep in mind that these rates are just a starting point, and your actual insurance costs will depend on a range of factors.
State-Specific Information
If you're looking to buy Hyundai Accent car insurance, you'll want to know that rates vary significantly from state to state. The state with the highest average monthly premium is Michigan, where drivers can expect to pay around $410 per month.

In contrast, Hawaii has some of the lowest rates, with average monthly premiums ranging from $37 to $53. If you're a good driver, you can save money on your premiums in states like North Carolina and Virginia, where the average monthly premium is around $120.
The table below breaks down average monthly premiums for a 2016 Hyundai Accent in each state, categorized by driving record and credit score.
By understanding the specific insurance requirements and costs in your state, you can make an informed decision about your Hyundai Accent car insurance.
Saving Money and Quotes
To save money on your Hyundai Accent car insurance, consider the safety features that come standard with the vehicle, such as anti-lock braking systems, alarms, and airbags. These features can help lower your premium.
Using the Lemonade app can also give you a chance to show your safe driving skills and earn a discount on your policy renewal. Low-mileage drivers can also get rewarded with savings.
You can also take advantage of a multi-car discount if you need to cover more than one car on a single policy. Additionally, if you're an environmentally conscious driver, you may be eligible for a hybrid/EV discount.
Here are some of the cheapest car insurance companies for a Hyundai Accent:
How to Save Money
Saving money on car insurance is a top priority for many of us. One way to do this is by driving a Hyundai Accent with safety features that keep you protected on the road, such as anti-lock braking systems, alarms, and airbags.
You can also save money by driving with the Lemonade app, which rewards safe driving habits and can lead to a discount on your policy renewal. I've seen firsthand how this app can make a big difference in your insurance rates.
Low-mileage drivers are eligible for savings, too. If you don't drive much, you could be rewarded with lower premiums.
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You can also take advantage of a multi-car discount if you need to cover more than one car on a single policy. This can be a big money-saver if you have multiple vehicles.
Lastly, bundling your car insurance policy with other Lemonade insurance offerings, such as renters or homeowners insurance, can also qualify you for a discount on each policy.
Get a Quote
To get a quote for car insurance, you can go online, call an insurer, or visit an agent in person. If you're in the market for a new vehicle, comparing quotes before buying can help you determine how different models fit into your budget.
Gather personal details, such as your name, address, date of birth, and driver's license number, as well as the make, model, and year of your car. You may also need to provide the vehicle identification number (VIN) or get sample quotes by providing an agent with the make and model.
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Using online quote tools can expedite the process of shopping around. Comparison websites or apps allow you to get quotes from multiple insurers at once, or you can go directly to insurance company websites and use their online quote tools.
To compare quotes, you'll need to provide driver details and mileage, including add-on features or modifications, average annual mileage, and how the vehicle is primarily used. You'll also need to provide accurate information about all drivers who will be covered by the policy, including their driving history, age, and relationship to you.
To get a quote for your Hyundai Accent, consider shopping around, as rates vary by insurer. Bankrate found that the cheapest car insurance companies for an Accent include providers that offer low premiums, discounts, solid customer service, and financial reliability.
Here are some key details to consider when getting a quote:
- Property damage liability
- Bodily injury liability
- Coverage options, limits, deductibles, and overall cost
- Customer service scores, financial strength ratings, digital tools, and customer reviews
Cheapest
If you're looking for the cheapest car insurance for your Hyundai Accent, you're in luck. You can save money by shopping around and comparing rates from different insurance companies.
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Some of the cheapest car insurance companies for a Hyundai Accent include Victoria, which offers coverage for as low as $40 per month. Safeco is another option, with an estimated monthly premium of $69.
To give you a better idea of the cheapest options, here's a breakdown of the estimated monthly premiums for some top insurance companies:
Keep in mind that actual insurance premiums can vary based on individual circumstances, including driving history, location, and selected coverage options.
Insurance Companies and Coverage
You're looking for the best car insurance company to protect your Hyundai Accent. Lemonade is a good option, but remember that policies issued by them differ according to your state of residence.
You're encouraged to discuss your specific circumstances with your own professional advisors, which is a good idea to ensure you're getting the right coverage for your needs.
Companies
Companies like Safeco and Kemper Personal Insurance offer affordable options for 2013 Hyundai Accent owners, with 12-month premiums ranging from $109 to $134 per year.

Safeco's premium of $109 per year is the lowest among the listed companies.
Kemper Personal Insurance's premium of $134 per year is still relatively low, making it a good option for those on a budget.
Some companies, like AssuranceAmerica Mobile Max and NatGen PPA, have significantly higher premiums, ranging from $325 to $426 per year.
This highlights the importance of shopping around and comparing rates to find the best deal for your specific needs.
Here's a list of the 2013 Hyundai Accent insurance rates by company:
Other Coverage
Other Coverage options are worth considering to ensure you're fully protected on the road. Personal injury protection (PIP) is a must-have in no-fault states, covering medical bills for you and your passengers, regardless of fault.
You may also want to think about collision coverage, which helps cover the cost to repair or replace your car if you're in a covered accident, regardless of fault. This is especially important if you're involved in a serious accident.
Comprehensive coverage is another option to consider, paying to repair or replace your car if it's damaged in a covered non-collision event, such as theft, vandalism, fires, or flooding. This can provide peace of mind and financial protection.
Uninsured/underinsured motorist coverage is also a good safety net to have, covering you if you're hit by a driver who doesn't have insurance or doesn't have enough insurance. This is especially important in areas with a high concentration of uninsured drivers.
Here are some key coverage options to consider:
- Personal Injury Protection (PIP): Covers medical bills for you and your passengers, regardless of fault.
- Collision Coverage: Covers the cost to repair or replace your car if you're in a covered accident, regardless of fault.
- Comprehensive Coverage: Pays to repair or replace your car if it's damaged in a covered non-collision event.
- Uninsured/Underinsured Motorist Coverage: Covers you if you're hit by a driver who doesn't have insurance or doesn't have enough insurance.
Disclosure
To get started with insuring your Hyundai Accent, it's essential to understand the costs involved. The cost of insuring an Accent can vary depending on several factors, but it's good to know that Bankrate has compiled a table with the annual average insurance rates by company.
The cheapest car insurance companies for an Accent are listed in Bankrate's table, which can help you find the best option for your budget.
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Other car insurance coverage for an Accent may include personal injury protection and uninsured motorist bodily injury, which are both important to consider when insuring your vehicle.
To get an Accent car insurance quote, you can start by checking Bankrate's table or comparing Accent with other similar cars to see how their insurance rates stack up.
Here's a table to give you an idea of the annual average insurance rates by company:
Frequently asked questions about Hyundai Accent car insurance can be found in the article, and if you're curious about the methodology behind Bankrate's insurance rates, you can check that section as well.
Model Year and Age
The cost of Hyundai Accent car insurance can vary significantly based on the model year and the age of the driver. For example, the average monthly cost for a 2025 Hyundai Accent is $45, but this can increase to over $8,000 for a 17-year-old driver.
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As you get older, your insurance rates will generally decrease. According to the data, a 65-year-old driver can expect to pay around $2,307 per month, while a 75-year-old driver can expect to pay around $2,904 per month.
Here's a breakdown of the average monthly insurance costs for different age groups:
Cost by Age
As a driver, your age can significantly impact your car insurance costs. Teen drivers, typically those under 20, face the highest costs due to their inexperience and increased risk of accidents.
According to the data, a 17-year-old driver can expect to pay around $8,406 per year for good driver insurance, while a 19-year-old driver's costs drop to $6,910 per year.
As you grow older, your insurance rates tend to decrease. By your mid-20s, your costs will have dropped to around $5,000 per year, and by your 30s, you can expect to pay around $2,700 per year.
Here's a breakdown of average annual insurance costs for a Hyundai Accent by age group:
Keep in mind that these are just general estimates, and your actual costs may vary based on other factors, such as your driving history and location.
Model Year by Age

The price you pay to insure your Hyundai Accent can vary based on your age group. The younger you are, the more you can expect to pay for insurance.
For 16-19 year olds, the average monthly insurance cost for a 2023 Hyundai Accent is $191.27. This is significantly higher than for older age groups.
Here's a breakdown of the average monthly insurance costs for different age groups for the 2023 Hyundai Accent:
As you can see, the 20-29 year old age group has the highest average monthly insurance cost for a 2023 Hyundai Accent, at $639.82.
Cost
The cost of insuring a Hyundai Accent can vary depending on several factors, but on average, it's lower than the national average. The average full coverage premium for a Hyundai Accent is around $2,560 per year.
Several factors can impact your final rate, including your driving record, location, trim level, and coverage levels. If you have a clean driving record, you may be able to get a lower premium.
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According to rate data sourced from Quadrant Information Services, the average full coverage premium for a Hyundai Accent is lower than the national average. This is likely due to the Accent's reputation for being budget-friendly with low repair costs.
Here's a rough estimate of the average insurance cost of a Hyundai Accent by model year:
Some insurance companies offer more competitive rates than others. For example, Direct Auto provides the most competitive rate, averaging $1,304 annually for full coverage insurance on a 2023 Hyundai Accent.
If you're looking for a specific insurance company, here are some average 12-month premiums for a Hyundai Accent:
Keep in mind that these are just a few examples, and your actual premium may vary depending on your individual circumstances.
Frequently Asked Questions
How much is car insurance for Hyundai?
Car insurance for Hyundai vehicles typically costs between $411 and $1,615 per year, depending on factors like age, model, and coverage type. You can get affordable rates starting at $37 monthly with State Farm or GEICO.
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