Health Insurance Companies in Idaho: Compare Top Agencies and Plans

Idaho residents have several health insurance options to choose from, with various agencies and plans available.

PacificSource Health Plans offers a range of health insurance plans, including individual and family plans, as well as Medicare and Medicaid plans.

Idaho's health insurance market is regulated by the Affordable Care Act, which ensures that all plans offer essential health benefits and prevent pre-existing condition exclusions.

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Idaho residents have plenty of options when it comes to health insurance providers in the state. These health insurance companies offer both individual and family plans in Idaho.

BlueCross of Idaho, Mountain Health CO-OP, SelectHealth, and PacificSource are some of the top health insurance companies in Idaho that offer individual and family plans.

Individuals with a monthly income of $1,456 or less and married couples with a monthly income of $1,960 or less may be eligible for health insurance in Idaho.

If you're looking for a health insurance provider in Idaho, you can consider the following companies: BlueCross of Idaho, Mountain Health CO-OP, SelectHealth, and PacificSource.

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Here are some of the top health insurance agencies in Idaho:

Premier Insurance Group is a health insurance provider in Boise that offers assistance in Medicare eligibility.

Intermountain Agency, a health insurance business, was started in 1981 and brokers policies for customers in Boise. It offers a range of insurance solutions, including universal life and long-term care insurance.

The agency's president, Mark Skelton, has over 16 years of experience tailoring health insurance solutions for individuals and businesses. He has been working in the industry for a long time and has a deep understanding of the insurance market.

Here are some other notable health insurance agencies in Idaho:

Cover Medicare, another notable agency, offers health insurance solutions to clients in Boise. Its principal agent, Alex, has a personal connection to Medicare, having hemophilia, and has helped over a thousand clients navigate the insurance process.

Christensen & Associates Insurance Agency is a locally owned insurance agency based in Boise, offering a comprehensive list of health insurances with coverage on medical and hospital expenses, prescription drugs, and more.

With access to many insurance carriers, the agency provides individual plans, health benefits packages for employers, and specialized packages with dental and vision coverage. It also carries other options like long-term care, supplementary, disability, and travel insurance.

If you're in the market for health insurance, Christensen & Associates Insurance Agency is definitely worth considering.

If you're looking for a top-notch insurance agency in Boise, you've got plenty of options to choose from. Here are some of the top agencies in the area:

Boise Medicare Broker is an independent health insurance agency that works with multiple insurance carriers to provide a health insurance plan that covers your needs. They offer individual health plans, Medicare Advantage Plans, and Medicare Supplements Insurance.

Intermountain Agency has been around since 1981, providing health insurance solutions to clients in Boise. They offer prescription drug plans, coverage for disabilities, and Medicare Advantage Plans, and work with a network of health insurance carriers including Blue Cross of Idaho and Mountain Health Co-op.

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Craig Parker Independent Medicare Insurance Broker provides comprehensive health protection policies, including standalone part D plans, dental insurance, Medicare supplements, and Medicare advantage plans. They also offer final expenses, hospital indemnity, and ancillary health coverages.

Here are some of the top health insurance agencies in Boise, as ranked by their expertise and customer service:

These agencies are all highly rated and can provide you with the insurance solutions you need. Whether you're looking for Medicare supplements or individual health plans, they've got you covered.

Dirks Group is a leading insurance agency in the United States, founded in 1969 by Henry Dirks.

The agency has a strong presence in the Midwest, with offices in Illinois, Indiana, and Wisconsin.

Dirks Group specializes in providing insurance solutions for individuals, families, and businesses, including auto, home, and commercial insurance.

Their team of experienced agents works closely with clients to understand their unique needs and provide tailored insurance plans.

Ricketts Insurance Services and Cover Medicare are two reputable health insurance providers in Idaho that cater to individuals and businesses. They offer a range of insurance products, including health insurance plans and Medicare options.

Ricketts Insurance Services has been serving clients since 1980 and offers various policy options, tailoring health plans to suit each client's needs. This personalized approach ensures clients receive the right coverage for their unique circumstances.

Cover Medicare's principal agent, Alex, has extensive experience in navigating the complex healthcare system, having catered to over a thousand clients. His personal experience with hemophilia has given him a unique understanding of the importance of quality health insurance.

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Insurance services in Idaho offer a range of options for individuals and businesses. Idaho Insurance for Less, an independent insurance agency, serves clients in Idaho and Oregon, providing personal and business insurance solutions.

Some of the insurance products offered by Idaho Insurance for Less include auto, home, condo, general liability, workers' compensation, and health insurance. You can visit their website at idahoinsuranceforless.com to learn more.

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Ricketts Insurance Services, a Boise-based agency, serves clients throughout Idaho with a wide range of insurance products. They've been serving individuals and businesses since 1980, and their company owner, Bob Ricketts, has held leadership roles in local insurance associations.

Health insurance plans are available through Ricketts Insurance Services, offering clients various policy options tailored to their needs. It's great to see companies like Ricketts Insurance Services providing personalized service to their clients.

According to the data, most Idaho residents get their health insurance coverage through employer-provided plans. Your Health Idaho also offers dental coverage for adults and children, which can be a valuable addition to any health insurance plan.

Here are some details about the insurance agencies mentioned:

In Idaho, you have several health insurance options to choose from. Employer-Provided health insurance is the most common source of coverage, with 47% of residents relying on it.

If you're looking for individual or family health insurance, you can find plans year-round in Idaho. You can also consider supplemental plans for dental, vision, accident insurance, and more to meet your specific needs.

A Short Term Medical plan can be a fast and flexible insurance solution if you're between jobs, a new college graduate, or experiencing other life events that leave you needing health insurance.

To help with out-of-pocket medical costs, you can consider Hospital & Doctor Fixed Indemnity Insurance, which pays set cash amounts for qualified medical expenses.

Here are some other insurance options to consider:

In Idaho, health insurance costs are influenced by several factors, but prices vary primarily based on the factors mentioned earlier.

ID residents spend an average of $6,927 per year on health care, which is less than the average American.

The more coverage you want, the more you'll have to pay, and Idaho's Marketplace plans come in metal tiers: bronze, silver, and gold.

Here are the average prices for each plan type for a middle-aged ID resident in 2020:

Premiums for a gold plan cost about 67 percent more than a bronze plan, which is no surprise considering gold plans cover 80 percent of medical costs, whereas bronze plans cover 60 percent.

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In Idaho, you can expect to pay an average of $6,927 per year on health care, which is less than the average American.

The cost of health insurance in Idaho varies based on several factors, but primarily on your age, income, and the type of plan you choose.

If you're looking for a plan with lower monthly premiums, bronze plans are a good option, costing $329 per month on average for a middle-aged resident in 2020.

However, bronze plans cover only 60% of medical costs, leaving you to pay 40% out-of-pocket, which can add up quickly.

Silver plans, on the other hand, cover 70% of medical costs and cost $512 per month on average, making them a good balance between cost and coverage.

Gold plans cover 80% of medical costs and cost $551 per month on average, but you'll typically pay less out-of-pocket for medical services.

Here's a breakdown of the average prices for each plan type in 2020:

It's worth noting that premiums for a gold plan cost about 67% more than a bronze plan, but they also cover a much higher percentage of medical costs.

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Health plans offered through Your Health Idaho may have an overall quality rating based on member experience, medical care, and health plan administration. Plans are given ratings of one through five stars, with five being the highest.

The Centers for Medicare and Medicaid Services (CMS) determine the rating based on data provided by Insurance Carriers.

Ratings for each year are based on data provided for the previous year, so in some cases, ratings aren’t available and display as Not Available. This doesn’t mean the plans are low quality.

In other words, a Not Available rating doesn’t necessarily indicate a low-quality plan.

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To get health insurance through Your Health Idaho, you'll need to meet their eligibility requirements. Plans are available to Idaho residents who earn between 0% and 400% of the federal poverty level.

All plans offered through Your Health Idaho must cover ten essential health benefits, ensuring you receive comprehensive coverage. Mental health and substance abuse services are included in these essential benefits.

Cost sharing fees like deductibles and co-pays may still apply, even if these essential benefits are covered.

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If you're considering enrolling in health insurance through Your Health Idaho, you'll want to know about the Minimum Essential Health Benefits that come with each plan. All plans offered through Your Health Idaho meet the high standards of state and federal requirements.

These plans are required to cover ten essential health benefits, which is a good thing, because we all need access to necessary care. Mental Health & Substance Abuse Services are included, which is especially important for those who may be struggling.

Preventive Wellness & Screenings are also covered, which can help catch health issues early on. This can be a huge relief, especially for those who may have been putting off doctor's visits due to cost concerns.

Keep in mind that while these essential benefits are covered, it doesn't necessarily mean they are free. Cost sharing fees such as deductibles and co-pays may still apply, so be sure to review your specific plan or contact your carrier for details.

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Preferred Senior Benefits is an insurance agency that provides services to residents of Boise, offering various Medicare products to clients 65 and older or those under 65 with certain medical conditions.

The agency handles different parts of Medicare, including medical insurance, hospital insurance, Medicare Advantage Plans, and prescription drug coverage.

Preferred Senior Benefits also offers Medicare Advantage Plans, which include preferred provider organizations, health maintenance organizations, and Medicare Medical Savings Account.

Its founder and president, Reese Phillips II, is also the host of The Boise Business Podcast.

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In Idaho, you can find a variety of insurance companies and providers to choose from. Christensen & Associates Insurance Agency is a locally owned agency based in Boise that offers a comprehensive list of health insurances.

Boise Medicare Broker is an independent health insurance agency owned and operated by Andrew Rexroat, working with multiple insurance carriers to provide a health insurance plan that covers clients' needs.

Christensen & Associates Insurance Agency offers individual plans, health benefits packages for employers, and specialized packages with dental and vision coverage, among other options.

Blue Cross is a well-established health insurance company in Idaho. It was founded in 1945 and is headquartered in Meridian, Idaho.

Blue Cross of Idaho offers a wide range of insurance plans and services to individuals, families, and businesses. You can find more information about their services on their website, bcidaho.com.

If you're looking for health insurance in Idaho, Blue Cross is definitely an option to consider. They offer individual and family plans, and their website is a great resource for learning more about their services.

Here are some key details about Blue Cross of Idaho:

Blue Cross of Idaho has a relatively small headcount, with around 501-1000 employees. You can connect with them on LinkedIn to learn more about their company culture and job opportunities.

Health Insurance Associates Inc. serves individuals and businesses in Boise with a variety of health insurance plans.

These plans include HMOs, EPOs, PPOs, point-of-service, and high deductible health plans. They also offer annuities, life, final expense, and disability insurance.

Health Insurance Associates Inc. represents different insurance companies, including Assurant Health, Nationwide Insurance, Blue Cross of Idaho, Delta Dental, BlueCross BlueShield, and Mutual of Omaha.

Clients can also contact these carriers directly through the company's website for more information and to get a quote.

Cover Medicare's principal agent, Alex, has a personal connection to Medicare, having navigated the complex healthcare system due to his experience with hemophilia.

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Heaven Sent Inc is a service provider in Boise that carries annuities and Medicare insurance solutions in the area. They work with different carriers, including UnitedHealthcare, to help clients find appropriate health insurance coverage.

Their independent insurance agent, Kimberly Morlock, has been in the industry for 15 years and is working towards becoming a Retirement Income Certified Professional. She helps clients explore Medicare Supplement and Medicare Advantage plans and their benefits, such as special needs and medical savings accounts.

If you're looking for individual plans, Heaven Sent Inc has got you covered. They also offer life insurance options for their clients.

Here are some of the services offered by Heaven Sent Inc:

Cover Medicare is a service provider in Boise that offers health insurance solutions to clients. They work with clients to find the right Medicare options, including Part A, B, C, D, and Supplement insurance.

Their principal agent, Alex, has a personal connection to Medicare, having hemophilia, and has helped over a thousand clients navigate the complex healthcare system. He also has experience as a counselor for the Hemophilia Foundation of Oregon’s annual summer camp.

Cover Medicare works with various insurance carriers to provide clients with a range of Medicare options. They can help clients find medical insurance, hospital insurance, and prescription drug coverage.

Whether you're looking for Medicare Part A, B, C, D, or Supplement insurance, Cover Medicare can help you find the right plan for your needs.

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