
Grab E Wallet is a convenient and secure way to make payments on the go. You can link your credit or debit card to the wallet.
With Grab E Wallet, you can enjoy a cashless experience and avoid the hassle of carrying cash. It's a great option for daily transactions, such as buying food or paying for parking.
One of the best features of Grab E Wallet is that it allows you to earn rewards and cashback on your purchases. This can be a significant advantage for frequent users.
Grab E Wallet also offers a feature called "GrabRewards", which gives you points for every dollar you spend. These points can be redeemed for discounts and other rewards.
Using Grab E-Wallet in Malaysia
GrabPay is a popular e-wallet in Malaysia that allows users to make mobile payments conveniently. You can use it to pay for Grab rides, in-store purchases, online purchases with selected retailers, and even send Grab credits to friends.
To get started, simply download the Grab app and top up your GrabPay wallet or add a bank card. You'll also earn Grab rewards for all your purchases, which you can cash in later as discounts against future purchases.
You can use GrabPay to pay in person at various places, including restaurants, convenience stores, petrol stations, pharmacies, and grocery stores. The list of places accepting GrabPay payments is growing, and you can even use it to pay at popular stores like Burger King, KFC, and McDonald's.
The GrabPay app is easy to use, and you can even add a linked credit or debit card for convenient payments. You can also set up auto top-up so your Grab balance never falls below a minimum amount you've set.
Here are some common ways to pay with GrabPay:
- Grab rides: payment will be deducted from your linked card or GrabPay balance
- In-store purchases: scan the merchant's QR code
- Online purchases: select GrabPay in the merchant's checkout and follow the prompts
- Grab Food: pay with your linked card or GrabPay balance
One thing to note is that you can't transfer your Grab credits to other users or redeem them as cash.
Grab E-Wallet Features

Grab E-Wallet Features are designed to make your life easier.
One of the key features is the ability to link multiple bank accounts, allowing you to manage your finances in one place.
You can also set up a GrabPay card, which can be used to make payments at merchants who accept it.
With Grab E-Wallet, you can earn rewards and cashback on your transactions.
The platform also offers a feature called "Rewards" that lets you redeem points for discounts and free rides.
You can check your Grab E-Wallet balance and transaction history at any time.
Grab E-Wallet has a secure system to protect your financial information.
Comparison and Upgrade
To upgrade your GrabPay wallet, you'll need to complete a verification step for security purposes, which typically involves entering your personal details and uploading a selfie with your government-issued ID document.
Upgrading to a premium account is a straightforward process that's worth considering, especially if you're a frequent user of Grab services.

You can use GrabPay in Malaysia for a variety of purposes, including paying for Grab rides, making in-store purchases, and buying Grab food.
Here are some of the key features of GrabPay:
- Paying for Grab rides
- In-store purchases with merchant QR codes
- Online purchases with selected retailers
- Credit transfer to friends
- Buying Grab food
- Prepaid top-up with major telcos in Malaysia
Comparison with Other E-Wallets in Malaysia
If you're considering GrabPay as your go-to e-wallet in Malaysia, it's worth comparing it to other popular options.
GrabPay is limited to Malaysian Ringgit (MYR) only, whereas Touch 'n Go and Wise offer more flexibility with their currencies. GrabPay also charges a currency conversion fee for international transactions, which can add up.
For online shopping, GrabPay is available for selected merchants, but Touch 'n Go and Wise offer more comprehensive coverage.
Here's a quick comparison of the three e-wallets:
If you plan to travel or shop abroad, Wise might be the better choice due to its multi-currency account and card.
Upgrade Your Wallet
Upgrading your wallet is a straightforward process. You can upgrade your GrabPay wallet to a premium account by completing a verification step for security purposes.
This step usually requires you to enter your personal details. To confirm your document matches your image, you'll need to upload a selfie with your government-issued ID document.
It's a simple process that helps keep your account secure.
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Fees and Support

Grab e-wallet is a convenient and user-friendly way to manage your finances. The fees associated with Grab e-wallet are minimal, with a 1% charge for credit card transactions.
You can also enjoy zero fees for cash-ins and cash-outs at participating banks. This makes it easy to top up your e-wallet or withdraw your balance without incurring additional costs.
Grab e-wallet offers 24/7 customer support through their website, mobile app, and social media channels. This ensures that you can get help whenever you need it, whether it's during the day or late at night.
The support team is available to assist with any questions or issues you may have, from topping up your e-wallet to resolving any payment discrepancies.
Getting Started
To start using GrabPay wallet, you'll need to download the Grab app onto your smartphone.
First, create an account by entering your full name, email address, phone number, and MyKad/Passport number.
Next, link a credit or debit card to your account, or top up your GrabPay wallet manually.
Related reading: How Do I Get My Apple Cash Card Number

You can also choose to add an auto top-up option, which will automatically pull funds from your linked card whenever your balance falls below a certain minimum balance.
Here's a quick rundown of the steps:
- Download the Grab app
- Create an account
- Link a credit or debit card, or top up manually
- Optional: add auto top-up
Frequently Asked Questions
How does GrabPay work?
GrabPay is a digital wallet that allows customers to store and use a balance for payments. To make a payment, customers authenticate transactions with a one-time password on GrabPay's website.
What is the difference between GrabPay and Grab wallet?
GrabPay refers to a collection of cashless payment methods, while GrabPay Wallet specifically refers to the mobile wallet within the Grab app that stores your balance. In other words, GrabPay is the umbrella term, while GrabPay Wallet is the actual digital wallet.
Is GrabPay wallet safe?
GrabPay wallet is highly secure, meeting the highest international payment standards (PCI DSS level 1). Your transactions are protected with robust security measures
Sources
- https://ecentral.my/etunai/
- https://wise.com/my/blog/grabpay-e-wallet-malaysia
- https://guide.senangpay.my/grabpay-e-wallet/
- https://www.thestar.com.my/tech/tech-news/2024/08/22/grabpay-ewallet-to-charge-1-fee-on-credit-card-reloads-from-sept-11
- https://malaysia.news.yahoo.com/grab-becomes-first-e-wallet-132416346.html
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