GM Card Points Explained

GM Card Points are a way to earn rewards and discounts at General Motors dealerships. You can earn points by making purchases, servicing your vehicle, and referring friends.

GM Card Points can be redeemed for things like oil changes, tire rotations, and other maintenance services. This can help save you money on car care.

The GM Card Points system is designed to incentivize customers to continue doing business with GM dealerships. By earning points, you're more likely to come back for future services.

To get started, you'll need to sign up for a GM Card, which is usually offered to customers when they purchase a vehicle.

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GM Card Points can be earned on most purchases outside of GM, but only 4 points are earned for every dollar spent.

You can earn points on most OnStar plans, but there's a catch: Silver Members are eligible to redeem up to $1,000 in points per calendar year, while Gold Members can redeem up to $1,500, and Platinum Members can redeem up to $2,000.

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Cardmembers, on the other hand, are eligible for unlimited redemption of points.

To redeem points, you must be 18 years or older and a member of the GM Card program.

Points are not earned on taxes, fees, or body shop repair orders, and they expire without notice if your account is deactivated.

Cardmember points are accrued once per transaction and don't expire, but they're not earned on taxes, discounts, rebates, incentives, cash advances, or other cash-like transactions.

You can earn points with the GM Rewards Card on all purchases, earning 4X points for every $1 spent. Points don't expire as long as your account remains open.

The GM Rewards Card offers a 15,000 bonus points after spending $1,000 in the first 3 months, which is $150 in value when redeemed with GM. This is a great way to get started and earn some initial rewards.

Here's a breakdown of the points redemption limits:

You can redeem your points for a variety of rewards, including new GM vehicles, GM Financial account payments, Certified Service, eligible Accessories, and more.

The My GM Rewards Card credit score requirement is 700 or better. This means people with good credit or better have a shot at getting approved for the GM Rewards Card.

In order to qualify, you'll need to have a strong credit history. Your credit score is just one factor that will impact your chances of being approved.

To give you a better idea, here's a breakdown of the GM Rewards Card credit score requirement:

Keep in mind that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the GM Rewards Card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and more.

With the My Chevrolet Rewards Mastercard, you can earn more today and every day. Cardmembers enjoy automatic Gold tier membership in My Chevrolet Rewards.

You can earn up to $250 in points per calendar year as a cardmember, compared to up to $200 in points for Gold Rewards Members. Points can be redeemed at the point of transaction at participating GM dealerships, or by using your My Chevrolet Rewards Card to make an eligible purchase and logging in to mychevroletrewards.com.

Cardmembers earn 7 points total for every dollar spent on the My Chevrolet Rewards Card purchases at GM, less credits and returns. This is in addition to the 4X points for every $1 spent on all purchases.

Here's a breakdown of the points redemption limits per calendar year:

By earning and redeeming points, you can accelerate your earning and get closer to your rewards goals.

To track your points, you need to be 18 years or older and have a valid Member Account.

You can earn points on most things you already do with Chevrolet, including eligible new GM vehicle purchases; most OnStar plans; paid Chevrolet Certified Service; and eligible Chevrolet Accessories.

Points are not earned on taxes, fees, or body shop repair orders, and they expire without notice when your Member Account is deactivated.

You can redeem points on most things you already do with Chevrolet, including eligible new GM vehicle purchases; most OnStar plans; paid Chevrolet Certified Service; and eligible Chevrolet Accessories.

Silver Members can redeem up to $1,500 in points per calendar year, Gold Members can redeem up to $2,000, and Platinum Members can redeem up to $2,000 as well.

Cardmembers can redeem points at any dealership, but Members can only redeem points at My Chevrolet Rewards participating dealers.

Points are accrued once per transaction, and you can earn 4 points for every dollar spent on the My Chevrolet Rewards Card on purchases outside of GM.

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