
New Jersey offers a range of free health care services and resources to its residents.
The New Jersey Department of Health provides free health care services to eligible low-income individuals and families through its FamilyCare program.
Some of these services include routine check-ups, vaccinations, and screenings for diseases such as diabetes and breast cancer.
Eligible residents can also receive free health insurance through the NJ FamilyCare program.
The NJ FamilyCare program covers a wide range of health services, including doctor visits, hospital stays, and prescription medications.
Residents can apply for the NJ FamilyCare program online, by phone, or in person at a local social services office.
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NJ Health Insurance Options
GetCoveredNJ is New Jersey's official health insurance marketplace where residents can shop for and enroll in affordable health coverage. It provides access to quality health plans and financial assistance programs to help lower the cost of insurance.
NJ FamilyCare is a federal and state-funded health insurance program for people without employer insurance, covering just about every health care need. It has two main programs: NJ FamilyCare for children under 19, adults, and pregnant women, and NJ FamilyCare Aged, Blind, Disabled (ABD) Programs for people 65 years or older, or those determined blind or disabled.
NJ FamilyCare offers free or low-cost healthcare coverage that covers doctor visits, prescriptions, vision, dental care, mental health and substance use services, and even hospitalization. This program is available to qualified NJ residents of any age.
As of January 1, 2023, children under 19 may now apply for NJ FamilyCare regardless of their immigration status.
Free or Low-Cost Health Care
In New Jersey, there are several options for free or low-cost health care. NJ FamilyCare is a publicly funded health insurance program that provides free or low-cost coverage to qualified residents of any age.
You can apply for NJ FamilyCare at nj.gov/CoverAllKids, and as of January 1, 2023, children under 19 can apply regardless of their immigration status.
New Jersey's Federally Qualified Health Centers (FQHCs) deliver high-quality health care to everyone, regardless of their ability to pay. They serve the uninsured and patients with Medicaid, NJ FamilyCare, Medicare, and private insurance.
If you're uninsured, fees are charged based on your income level using a sliding fee scale. No one is ever turned away for lack of funds.
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Difference between GetCoveredNJ and NJ FamilyCare
GetCoveredNJ is New Jersey's official health insurance marketplace where residents can shop for and enroll in affordable health coverage. It provides access to quality health plans and financial assistance programs to help lower the cost of insurance.
NJ FamilyCare is a federal and state-funded health insurance program created to help qualified New Jersey residents access affordable health insurance. It covers just about every health care need.
GetCoveredNJ is designed to support individuals, families, and small businesses in finding comprehensive coverage that meets their needs. Open enrollment periods and special enrollment opportunities allow residents to apply for coverage throughout the year under specific circumstances.
The two main programs under NJ FamilyCare are NJ FamilyCare, which covers children under age 19, adults, and pregnant women, and NJ FamilyCare Aged, Blind, Disabled (ABD) Programs, which cover people age 65 years or older, people determined blind or disabled by the Social Security Administration or by the State of NJ.
NJ FamilyCare is for people who do not have employer insurance, making it a great option for those who are self-employed or between jobs.
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New Jersey Charity Care
New Jersey Charity Care offers free or reduced charge care to patients who receive emergent or medically necessary hospital care. This care is available to New Jersey residents whose household gross income is at or below 300% of the federal poverty guidelines.
To be eligible, patients must have no health coverage or have coverage that pays only for part of the bill, and be ineligible for any private or governmental sponsored coverage, such as Medicaid. They must also meet the income and assets eligibility criteria, which vary based on income level.
Here's a breakdown of the income-based eligibility criteria:
Patients can apply for Charity Care online or by calling the financial counseling office at 201-833-3157. Office hours are Monday through Friday between 8:30am to 2:30pm, but no in-person walk-ins are accepted.
Health Care Services
In New Jersey, there are various healthcare services available to those in need. You can apply for NJ Charity Care, which provides free or reduced-charge care to patients with emergent or medically necessary hospital care.
Charity Care is available to New Jersey residents with a household gross income at or below 300% of the federal poverty guidelines. To qualify, you must have no health coverage or have coverage that pays only for part of the bill, and be ineligible for private or governmental sponsored coverage.
Here's a breakdown of the income eligibility criteria for Charity Care:
You can apply for Charity Care online or by calling the financial counseling office at 201-833-3157.
Hearing Aid Programs
If you're struggling to afford hearing aids, there's hope. The NJ Division of the Deaf and Hard of Hearing administers two programs available for residents with low incomes who are in need of hearing aids.
The NJ Hearing Aid Project is one of these programs, providing assistance to those in need. You can find more information about this program by clicking HERE.
The Hearing Aid Assistance for the Aged and Disabled program is another option available to those who qualify. This program is specifically designed to help seniors and people with disabilities access the hearing aids they need.
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Clinics
Free and Charitable Clinics are healthcare organizations that provide a range of medical, dental, pharmacy, vision, and behavioral health services to people who are uninsured or underinsured or have limited or no access to healthcare.
They offer services regardless of the patient's ability to pay, making healthcare more accessible to those who need it most.
Free and Charitable Clinics can be a lifeline for individuals and families who are struggling to make ends meet and can't afford medical care on their own.
You can find a Free and Charitable Clinic near you by searching online or contacting your local community health organization.
Cancer Screening
Cancer Screening is a crucial step in early detection and treatment. Comprehensive breast, cervical, prostate, and colorectal cancer screening is available through NJ Cancer Screening and Early Detection.
To be eligible, individuals must meet income limits and be uninsured or underinsured. For more information, you can call 800-328-3838 or find a local screening center.
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Cancer care can be costly, and many families struggle to afford it. The Cancer Financial Assistance Coalition is a valuable resource that connects people to a centralized catalog of financial assistance providers.
Here are some additional resources for managing the costs of cancer care:
- The Cancer Financial Assistance Coalition connects people to a centralized catalog of financial assistance providers.
- Managing the Costs of Cancer Care is a comprehensive booklet published by the American Society of Clinical Oncology.
- The National Cancer Institute’s website has financial resources.
Education and Resources
In New Jersey, there are opportunities to learn about health care and get the support you need. Free health care education workshops and webinars are available in English, Spanish, or Hindi.
These workshops cover essential topics like health insurance literacy. You can even request a customizable workshop to fit your needs.
If you're interested in hosting a workshop or webinar, or want to invite the organizers to your community event, you can contact Gabrielle Escribano, Director of ACA Enrollment, at [email protected] or (973) 745-3816.
Frequently Asked Questions
Do you get free healthcare in Jersey?
In New Jersey, eligible residents can get free or low-cost health insurance through NJ FamilyCare, which includes Medicaid and CHIP. To see if you qualify, learn more about NJ FamilyCare.
What is the maximum income to qualify for free health care in NJ?
To qualify for free health care in NJ, your family's income must not exceed $3,588 per month for a family of 4 or $1,732 per month for a single person. Check the 2024 guidelines for more information on NJ FamilyCare eligibility.
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