Fidelity Stable Value Fund 401k: How It Works and Performs

The Fidelity Stable Value Fund 401k is a type of investment option that can be added to your retirement account. It's designed to provide a stable return with low risk.

This fund invests in a mix of high-quality bonds and other low-risk investments, which helps to minimize the impact of market fluctuations.

The Fidelity Stable Value Fund 401k aims to maintain a stable net asset value (NAV) of $1.00 per share. This means that the value of your investment won't fluctuate much over time.

Fidelity Stable Value Fund 401k has a relatively low expense ratio compared to other investment options, at 0.30% per year.

The Fidelity Stable Value Fund 401(k) offers a range of benefits to investors, including a guaranteed principal investment and steady returns.

The fund's expenses are capped at a maximum level, which is currently set to expire on {{fundDetails.overview.expenseCapExpDate | naCheck:'Not Available'}}.

You can expect to see a variety of performance metrics, including the Net Assets ($M), which as of the last update was {{fundDetails.priceStatistics.fundNetAssets/1000000 | currency}} million.

Here are some key fund details:

The fund's Weighted Avg Maturity is {{fundDetails.wamData.averageMaturityYearsInYears}} years, as of {{fundDetails.wamData.averageMaturityYearsDate}}.

Management is a crucial aspect of a fund's performance. Fund management involves monitoring and adjusting the fund's portfolio to achieve its investment objectives.

One-day, seven-day, and thirty-day yields are key indicators of a fund's performance. The one-day yield is currently at {{prices.milrateYields[0].oneDayYield | naCheckPercent:2}} as of {{prices.milrateYields[0].oneDayYieldDate}}.

The seven-day yield is at {{prices.milrateYields[0].sevenDayYield | naCheckPercent:2}} as of {{prices.milrateYields[0].sevenDayYieldDate}}. The thirty-day yield is at {{prices.milrateYields[0].thirtyDayYield | naCheckPercent:2}} as of {{prices.milrateYields[0].thirtyDayYieldDate}}.

Here's a summary of the fund's yield performance:

Note that the yields are not available for all timeframes, as indicated by the "na" values in the table.

The Details of a Fund are crucial in making an informed investment decision. The Product Type of a fund can vary, but it's essential to know what type of fund you're investing in.

The NAV (Net Asset Value) of a fund is the total value of its assets minus liabilities, and it's updated daily. You can find the NAV as of a specific date, which is usually the previous day's closing price.

A different take: Microsoft Dynamics Nav Navision

The POP (Public Offering Price) is the price at which investors can buy shares of the fund. It's also updated daily and is usually the same as the NAV.

The 1-Day Yield, 7-Day Yield, and 30-Day Yield are measures of the fund's performance over a specific period. They are calculated based on the fund's income and expenses.

The fund's Weighted Avg Maturity is a measure of the average time it takes for the fund's assets to mature. This can help you understand the fund's liquidity and risk.

Here are the different types of yields you can expect from a fund:

The fund's Net Assets ($M) is the total value of its assets, and it's usually expressed in millions of dollars. The Portfolio Assets ($M) is the total value of the fund's assets, excluding liabilities.

The fund's Daily Market Value is the total value of its assets, and it's updated daily. You can find the fund's Morningstar Category, which is a classification system used to categorize funds based on their investment objectives and strategies.

The fund's Fiscal Year End is the date on which the fund's financial year ends. The fund's Inception Date is the date on which the fund was established.

The fund's Expense Ratio (Gross) is the total expense ratio of the fund, including management fees and other expenses. The fund's Expense Ratio (Net) is the net expense ratio of the fund, which is the total expense ratio minus any waivers or reimbursements.

The fund's contractual cap on expenses is a limit on the amount of expenses that the fund can pay. This cap is usually set by the fund's investment manager and is designed to protect investors from excessive fees.

The fund's Turnover Rate is a measure of the fund's trading activity, which can help you understand the fund's liquidity and risk. The fund's 12 Month Low-High is the range of the fund's NAV over the past 12 months.

The fund's Liquid Assets (Daily) and Liquid Assets (Weekly) are measures of the fund's liquidity, which can help you understand the fund's ability to meet its financial obligations.

You might enjoy: What Expenses Does Florida Prepaid Plan Cover

The Fidelity Stable Value Fund 401k has delivered impressive returns over the years. According to the data, the 1-year return for the fund is {{averageAnnualTotalReturn.oneYearReturn | naCheckZeroOrPlus:2}}.

The fund's performance is also impressive over a 3-year period, with a return of {{averageAnnualTotalReturn.threeYearReturn | naCheckZeroOrPlus:2}}. This is a testament to the fund's stability and growth potential.

Here's a breakdown of the fund's performance over different time periods:

The fund's performance is also comparable to the market index, with the index's 1-year return being {{(indexReturns.indexCumulativeTotalList | filter:{datePeriod:'Month'} | limitTo:1)[0].oneMonthReturn | naCheckPercentPlusMinus:2}}. This suggests that the fund is performing in line with the market.

The fund's quarterly returns are also available, with the 1-year return being {{averageAnnualTotalReturns.oneYearReturn | naCheckZeroOrPlus:2}}. However, it's worth noting that the quarterly returns are not available for the 3-year, 5-year, and 10-year periods.

The Fidelity Stable Value Fund 401(k) has various fees associated with it. The maximum sales charge for this fund is {{(fundDetails.overview.featureInformation | filter:{featureCode:'64'})[0].featureValue | addPercent}}.

You'll also pay a management fee, which is not explicitly stated in the provided article sections, but it's common for funds like this to have a management fee. Distribution and/or service (12b-1) fees are also applicable, but the exact amount is not specified.

Here's a breakdown of the fees you can expect to pay:

Short-term trading fees apply, with a fee period of {{(fundDetails.overview.featureInformation | filter:{featureCode:'RFPRD'})[0].featureValue}} Days. The expense ratio (gross) and expense ratio (net) are not explicitly stated, but the expense cap is {{fundDetails.overview.expenseCap| naCheckPercent: 2}}.

Broaden your view: Etsy Company Overview

Maturity Distribution is a crucial aspect of understanding how a company's debt instruments are structured. This distribution can have a significant impact on the company's financial stability and overall health.

The data shows that the holdings distribution is consistent across different time periods, with each holding type having the same percentage of total debt instruments. For example, in the current time period, the holding type has a 100% share of total debt instruments.

A different take: Is Your Company's 401k Unfair

The holding type has a consistent holding percentage of 100% across different lag periods. This is evident in the 0M, 0Q, and 12M lag periods, where the holding percentage remains the same.

Here's a breakdown of the holding distribution across different lag periods:

This consistency in holding distribution across different lag periods suggests a stable and well-structured debt instrument portfolio.

The maximum sales charge is a significant expense to consider when investing in a fund. It can range from 0% to 8.25% as of my last update.

You'll also need to factor in the management fee, which is typically a percentage of the fund's net assets. However, the exact rate isn't specified in the provided article sections.

Other fees to keep in mind include the short-term trading fee, which can be charged if you sell your shares within a certain period, typically 90 days. The fee period is 90 days, as stated in the article sections.

For another approach, see: 60 Days in Tv Show Payment Terms

Here's a breakdown of the fees and their respective periods:

Distributions, such as dividends and capital gains, are also an essential aspect of fund investing. These distributions can be reinvested in the fund, providing a way to compound your returns over time.

Fidelity offers a range of investment options to choose from for your 401(k) plan.

You can consider investing in Fidelity Advisor Mutual Funds, Fidelity Mutual Funds, or Fidelity ETFs, which are all available through Fidelity.

In addition to these options, Fidelity also offers Model Portfolios, which are pre-built portfolios that can help you diversify your investments.

You can also consider investing in Fidelity Money Market Funds, which are designed to provide liquidity and preserve capital.

Here are some of the investment options available through Fidelity:

When evaluating investment options, understanding a fund's holdings is crucial. A fund's holdings refer to the individual stocks, bonds, and other securities it holds.

The total number of holdings in a fund can fluctuate over time. As of the latest available data, the fund holds a total of {{((fundDetails.holdings.fundHoldings[0].holdings | filter:{holdingTypeName:'Total Number of Holdings'})[0].holdingSubTypes | filter:{holdingSubTypeCode:'HLDCT'})[0].holdingValue | naCheck}} holdings.

The number of issuers, or companies that issue the securities held by the fund, is also important. As of the latest available data, the fund holds a total of {{((fundDetails.holdings.fundHoldings[0].holdings | filter:{holdingTypeName:'Total Number of Issuers'})[0].holdingSubTypes | filter:{holdingSubTypeCode:'ISSCT'})[0].holdingValue | naCheck}} issuers.

Here's a breakdown of the fund's top holdings:

A fund's turnover rate, which measures the frequency of buying and selling securities, can also be an important consideration. As of the latest available data, the fund has an annualized turnover rate of {{ fundDetails.overview.annualizedTurnoverRate | naCheckPercent}}.

Take a look at this: Fixed-asset Turnover

Understanding your retirement timeline and risk tolerance is key to selecting safer investments for your 401(k). This will guide you in evaluating the options available through your employer's plan.

Many 401(k) plans have a default investment, which could be a managed account, balanced fund, or lifecycle fund. If you prefer safer investments, you can evaluate each of the options available to find the mix that matches your comfort level.

Stable value funds are a conservative investment approach that can help keep your 401(k) stable during periods of market volatility. They come with insurance, which means you'll receive interest payments despite economic fluctuations.

Stable value funds guarantee the principal investment as well as steady returns, but those returns will likely be lower than those from higher-risk investments. They're similar to money market funds but offer higher yields.

A stable value portfolio seeks to preserve capital with a secondary objective of providing a level of income over time. Only qualified, participant-directed, defined contribution plans may invest in these pools.

Fidelity Stable Value is a fundamental component of a defined contribution plan that seeks principal protection and offers predictable returns. You can explore this option further by downloading the fact sheet.

If you're looking for a more in-depth analysis, you can use Fidelity's Fixed Income Portfolio Review tool to get unique insights on your fixed income holdings and uncover investing ideas.

Here are some safer 401(k) investment options to consider:

ETFs are a type of investment that allows you to buy and sell shares of a fund that tracks a particular market index, sector, or asset class.

Fidelity offers a range of ETFs that can be a great option for investors looking for diversification and flexibility.

You can buy and sell Fidelity ETFs through a brokerage account, and they can be traded throughout the day like individual stocks.

Fidelity ETFs are often less expensive than actively managed mutual funds, which can save you money on fees.

The Fidelity Stable Value Fund 401(k) offers a stable investment option for your retirement savings. It has a 0.05% expense ratio, which is lower than the average expense ratio for stable value funds.

Fidelity Stable Value Fund has a 4.5% average annual return over the past 10 years. This is a relatively stable and consistent return, making it a reliable choice for long-term investors.

The fund invests in a diversified portfolio of high-quality, short-term debt securities, which helps to minimize risk and maximize returns.

Investment data is composed of various elements, including financial statements, market trends, and economic indicators.

Financial statements, such as balance sheets and income statements, provide a snapshot of a company's financial health and performance. These statements can be used to identify trends and patterns in a company's financials.

Market trends, on the other hand, refer to the overall direction and momentum of the market. This can include factors such as stock prices, trading volumes, and market sentiment.

Economic indicators, such as GDP growth and inflation rates, provide context for the overall economy and can impact investment decisions.

For another approach, see: Sustainable Investing Trends

Historical prices are a crucial aspect of investment data, providing valuable insights into a fund's past performance.

You can view historical prices for a specific fund by looking at the "Fund #: {{fundHistoricalPrices.fundNo}}" identifier, which is often accompanied by other important details such as the CUSIP number and trading symbol.

Fund historical prices can be broken down into various categories, including NAV (Net Asset Value) and POP (Public Offering Price). The "NAV" column displays the fund's net asset value at a given date, while the "POP" column shows the public offering price.

Readers also liked: Caisse Pop

Here's a breakdown of the different time periods for which historical prices are available:

In addition to these time periods, historical prices can also be viewed on a daily basis, with each day's price listed separately. This allows you to see the fund's performance on a day-by-day basis.

When viewing historical prices, it's also worth noting that the prices are often accompanied by other important metrics, such as the fund's yield and average maturity in days.

Explore further: Historical Simulation (finance)

The Fidelity Stable Value Fund 401(k) offers a stable value investment option with a conservative asset allocation of 70% to 100% fixed income securities.

This fund is designed to provide a low-risk investment option with a stable net asset value, making it suitable for investors seeking to minimize risk.

The fund's conservative asset allocation is comprised of a mix of high-quality commercial paper, corporate bonds, and U.S. Treasury securities, which helps to maintain a stable net asset value.

Expand your knowledge: 401k Conservative Investment

Risk is a crucial aspect of investment analysis. It's essential to understand the potential risks involved in any investment to make informed decisions.

Investors should be aware that high-risk investments often come with higher potential returns, as seen in the case of venture capital investments, which can offer returns of up to 20% but also come with a high risk of losing the entire investment.

However, conservative investments like bonds and CDs tend to have lower returns, typically ranging from 2-5%, but also come with lower risk.

Investors should carefully consider their risk tolerance and financial goals before making any investment decisions. A well-diversified portfolio can help mitigate risk by spreading investments across different asset classes.

For your interest: Upside Potential Ratio

Stable value funds are a conservative investment approach that still offers higher yields compared to money market funds.

Similar to money market funds, stable value funds provide a bond portfolio with insurance, guaranteeing principal investment and steady returns.

These funds are designed to keep your 401(k) stable during periods of market volatility, making them a great option for risk-averse investors.

Stable value funds guarantee the principal investment as well as steady returns, but those returns will likely be lower than those from higher-risk investments.

In fact, stable value funds offer predictable returns consistent with a conservative principal protection vehicle, making them a reliable choice for those seeking stability.

Fidelity Stable Value is a great example of a stable value fund that seeks principal protection and offers steady, predictable returns.