Find the Best Ethical Credit Cards for Your Values

If you're looking for a credit card that aligns with your values, there are several options to consider.

Some credit cards focus on social responsibility, such as the Citi Double Cash Card, which donates to organizations that support education and financial inclusion.

Many people prioritize environmental sustainability, and the Chase Sapphire Preferred Card is a good choice for those who want to reduce their carbon footprint, as it offers rewards that can be redeemed for travel and experiences that promote eco-friendly activities.

The Citi ThankYou Rewards Card is another option that allows cardholders to redeem points for charitable donations, making it a great choice for those who want to give back to their communities.

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When choosing an ethical credit card, consider the environmental impact of the issuing institution. Fossil fuel ratings can give you an idea of how clean the institution is.

The Brighter Planet Visa card, offered by Bank of America, supports renewable energy programs in the U.S. through purchases made using the card. Some of the programs it supports include wind turbines in Colorado and the Midwest, as well as a farm methane abatement program in Pennsylvania.

To make an informed decision, compare credit cards side by side to see their rates, fees, rewards, and features. You can find this information in the Compare Credit Cards table, which also includes fossil fuel ratings of the institutions.

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When choosing an ethical credit card, it's essential to research the organisation behind it. Consider their sustainability practices and ethos to ensure it aligns with your values.

You can find this information by looking at the "about us" section of a provider's website. This will give you a good head start in making an informed decision.

It's crucial to choose a card that's great for both the environment and your bank account. Don't make the mistake of selecting a card that's excellent for the environment but poor for your finances.

A mobile wallet can be a great alternative to traditional credit cards, as it eliminates the need for physical plastic. This is a simple and effective way to reduce your environmental impact.

Start by comparing the credit cards listed below, or take a look at the Mozo Experts Choice Credit Card Awards for more information.

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The Brighter Planet Visa card is a great option for those who want to make a positive impact with their credit card choices. It supports renewable energy programs in the U.S.

One of the programs supported by the Brighter Planet card is the Wray School District wind turbine in Colorado. This shows that even small purchases can make a big difference.

The Brighter Planet card also supports farmer-owned wind turbines throughout the Midwest. This is a great example of community-driven renewable energy initiatives.

The farm methane abatement program used at the Wanner's Pride-N-Joy Farm in Narvon, Pennsylvania is another program supported by the Brighter Planet card. This program helps reduce greenhouse gas emissions and promotes sustainable farming practices.

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Ethical credit cards are designed to promote financial responsibility and sustainability, often with features that benefit both the user and the environment.

Some ethical credit cards offer rewards that support environmental causes, such as tree planting or renewable energy projects.

These cards may also have lower interest rates or fees, making it easier for users to manage their debt and stay on top of payments.

Additionally, some ethical credit cards are made from recycled materials, reducing waste and promoting a more circular economy.

Greenpeace offers a unique opportunity for individuals to make a positive impact with their daily spending. The Co-Operative Bank partners with Greenpeace to offer the Greenpeace Visa credit card.

This credit card makes a monetary donation to Greenpeace for each account opened and every time a purchase of £100 or more is made using the card.

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Heritage Affinity Services offers the HAS Advantage card in cooperation with U.S. Bank and Visa.

This card allows card holders to support Israeli-based charities, including the Gush Etzion Foundation, which helps create and maintain parks and playgrounds in the region.

If you're interested in exploring alternative card options, consider the Eco Debit Card from Gateway Bank, which is made from Polylactic Acid (PLA) instead of PVC. This card is a great example of a sustainable credit card option.

The Eco Debit Card is linked to the Gateway Bank Everyday Savings account and is made from fermented materials instead of fossil fuels. This eco-friendly approach reduces the card's carbon footprint.

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If you're looking for a credit card that gives back, the Defence Bank Foundation Credit Card contributes half of its $45 annual fee to the Defence Bank Foundation, which trains service dogs to work with veterans who have PTSD. This is a great way to make a positive impact with your credit card.

Community First Bank offers two credit cards, the Pink Credit Card and the Blue Credit Card, where half of the $40 annual fee contributes to McGrath Foundation or the Prostate Cancer Foundation, respectively. This is a wonderful way to support a good cause with your credit card.

If you're interested in choosing a charity partner for your ME debit card, you can link it with the SpendME Transaction Account and select from a range of charity options, including the National Breast Cancer Foundation, Australian Wildlife Conservancy, and more.

For a 100% biodegradable Visa card, consider the app Hay, which offers a biodegradable card that can be paired with an existing account.

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Switching to a New Bank is now a more manageable process. You can reliably switch accounts in just seven days, which is a significant improvement from the past.

If you're inspired to switch to an ethical bank, you'll be pleased to know that the process is less hassle than it used to be. This is a great opportunity to make a change for the better.

Now is a good time to move your money to an ethical bank, thanks to the simplified switching process. It's a chance to align your finances with your values.

Wendy Graham, a sustainability expert, has written extensively on the topic of switching banks. She recommends considering a switch to an ethical provider.

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When choosing an ethical credit card, it's essential to consider the features and rates offered.

If you must carry monthly balances, explore all options carefully. Check each institution's website for additional credit card offerings that may have lower interest rates than those listed.

The interest rates for credit cards vary widely, with Self Help offering as low as 9.75% and Amalgamated starting at 22.24% as of this writing.

Some credit cards have high rates but start off with a 0% teaser rate for between 6 and 15 months. Check the terms carefully to understand the implications.

Low interest rates can be found at some credit unions and green banks, but be sure to check if they are issuing their own card or just offering one issued by a fossil financier.

If you usually pay off your balance and don't need the low APR, a points rewards program with cashback may be more valuable to you.

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To maximize your move to an ethical credit card, consider joining the Banking for Our Future pledge if you've switched from a fossil fuel bank like Chase, BofA, Wells Fargo, or Citi.

Making a switch can have a significant impact, so don't cut up your old credit card alone. Make the move have a lasting effect by joining the Banking for Our Future pledge.

If you've successfully changed your credit card and/or moved your banking, let Third Act know by telling them about your switch.

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