etfs que es y como funcionan

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Wooden tiles spelling ETF growth on a wooden surface, symbolizing investment strategy.
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ETFs, or Exchange-Traded Funds, son una forma de inversión que te permite diversificar tu cartera sin tener que comprar y vender acciones individuales.

Una ETF es un producto financiero que se enfoca en replicar el rendimiento de un índice o una cartera de valores.

La gran ventaja de los ETFs es que permiten que los inversores accedan a un mercado o sector específico de una manera muy flexible y fácil.

Con un ETF, puedes comprar y vender durante todo el día, como si fueras comprando y vendiendo acciones individuales.

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What Is an ETF?

An exchange-traded fund (ETF) is an investment fund that holds multiple underlying assets and can be bought and sold on an exchange, much like an individual stock.

ETFs can be structured to track anything from the price of a commodity to a large and diverse collection of stocks. They can even be designed to track specific investment strategies.

ETFs are traded and experience price changes throughout the day, just like a stock. They generally hold a collection of stocks, bonds or other securities in one fund or have exposure to a single stock or bond through a single-security ETF.

Here are some examples of ETFs:

  • iShares MSCI Mexico ETF (EWW)
  • BBVA Mexico S&P/BMV IPC ETF (BMV: BBVAIPC)
  • GBM Infraestructura ETF (BMV: GBMFINFRA)
  • GBM ESG ETF (BMV: GBMESG)

How They Work?

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An ETF trades on an exchange, just like a stock, allowing you to buy and sell it during market hours. This can help lower your risk and exposure.

ETFs are designed to track a specific index, which means they hold a collection of underlying assets. For example, the SPDR S&P 500 ETF (SPY) tracks the S&P 500 Index.

ETFs are bought and sold like a common stock on a stock exchange. They are traded and experience price changes throughout the day.

ETFs generally hold a collection of stocks, bonds, or other securities in one fund. They can also have exposure to a single stock or bond through a single-security ETF.

Here's a quick rundown of how ETFs work:

  • ETFs are bought and sold like a common stock on a stock exchange.
  • Like a stock, ETFs are traded and experience price changes throughout the day.
  • ETFs generally hold a collection of stocks, bonds or other securities in one fund or have exposure to a single stock or bond through a single-security ETF.

First ETF

The first ETF was a game-changer in the investment world. The distinction of being the first exchange-traded fund (ETF) is often given to the SPDR S&P 500 ETF (SPY) launched by State Street Global Advisors on Jan. 22, 1993.

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Credit: youtube.com, How To Invest In ETFs: Step-by-Step For Beginners

This ETF tracks the S&P 500 Index and has become one of the most popular and widely held ETFs in the world. There were, however, some precursors to SPY, including Index Participation Units listed on the Toronto Stock Exchange (TSX), which tracked the Toronto 35 Index and appeared in 1990.

The first ETF in the U.S. was the SPDR S&P 500 ETF (SPY), which has paved the way for a wide range of ETFs that track various indices, commodities, and investment strategies.

Types of ETFs

ETFs, or Exchange-Traded Funds, come in many shapes and sizes. There are several types of ETFs, each with its own unique characteristics.

Passive ETFs aim to replicate the performance of a broader index, like the S&P 500. Actively managed ETFs, on the other hand, have portfolio managers who make decisions about which securities to buy and sell.

Bond ETFs provide regular income to investors by tracking the performance of underlying bonds. They don't have a maturity date, unlike their underlying instruments.

Credit: youtube.com, ETFs 101 The 14 Types of ETFs in the Stock Market

Industry or sector ETFs are a great way to get diversified exposure to a single industry, like technology or energy. These ETFs track a specific index, such as the Russell 1000 Technology RIC 22.5/45 Capped Index.

Commodity ETFs invest in commodities like crude oil or gold, and can be a great way to diversify a portfolio. Holding shares in a commodity ETF is often cheaper than physical possession of the commodity.

Currency ETFs track the performance of currency pairs, and can be used to speculate on exchange rates or hedge against volatility in currency markets.

There are also specialty ETFs, like Bitcoin ETFs, which expose investors to the price movements of bitcoin. Ethereum ETFs provide a way to invest in ether, the currency native to the Ethereum blockchain.

Inverse ETFs earn gains from stock declines without requiring investors to short stocks. Leveraged ETFs, on the other hand, seek to return multiples of the underlying investments.

Here are some examples of ETFs:

  • iShares MSCI Mexico ETF (EWW)
  • BBVA Mexico S&P/BMV IPC ETF
  • GBM Infraestructura ETF
  • GBM ESG ETF

Benefits and Drawbacks

Credit: youtube.com, Investing in ETF Benefits and Drawbacks - 3 Minutes Guide | ETF Investing | ETF vs Index Funds

ETFs offer several benefits, including exposure to many stocks across various industries through a single transaction. You can also focus on targeted industries or commodities with ETFs.

One of the main advantages of ETFs is their low expense ratios and commissions, making them a cost-effective option. However, actively managed ETFs have higher fees, which can eat into your returns.

ETFs allow you to obtain exposure to a portfolio of stocks or bonds with a single transaction, making it easier to diversify your investments. On the other hand, single-industry-focused ETFs limit diversification, which can increase your risk.

Here are some key benefits and drawbacks of ETFs:

  • Exposure to many stocks across various industries
  • Low expense ratios and commissions
  • Risk management through diversification
  • Can focus on targeted industries or commodities
  • Actively managed ETFs have higher fees
  • Single-industry-focused ETFs limit diversification
  • In some cases, lack of liquidity hinders transactions

How to Invest

To invest in ETFs, you can use online brokers and traditional broker-dealers. Many sources provide pre-screened brokers in the ETF industry, making it easier to find a reliable option.

You can also purchase ETFs in your retirement accounts, which can be a great way to save for the future. Some popular options include robo-advisors like Betterment and Wealthfront.

Credit: youtube.com, ¿Qué es un ETF? La mejor forma de Invertir

ETFs are available on most online investing platforms, retirement account provider sites, and investing apps like Robinhood. Most of these platforms offer commission-free trading, which means you don't have to pay fees to buy or sell ETFs.

To narrow down your ETF options, you can use an ETF screening tool with criteria such as trading volume, expense ratio, past performance, holdings, and commission costs.

Some popular ETFs include the GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF (COMB) and the GraniteShares Gold Trust (BAR). These ETFs have low expenses and track a specific index or asset class.

Here are some key things to consider when investing in ETFs:

  • Expense ratio: Look for ETFs with low expenses, such as the GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF (COMB) with an expense ratio of 0.25%.
  • Trading volume: Consider ETFs with high trading volume, such as the GraniteShares Gold Trust (BAR) with a trading volume of $892,184,070.00.
  • Past performance: Research the past performance of an ETF before investing, such as the GraniteShares 2x Long NVDA Daily ETF (NVDL) with a past performance of $5,174,479,948.00.

Remember to always do your research and consider your investment goals and risk tolerance before investing in ETFs.

Comparison and Alternatives

ETFs and mutual funds are often compared, but they have some key differences. ETFs are "exchange-traded" and can be bought or sold intraday at different prices.

Mutual fund trades, on the other hand, are executed once a day, at a single price. This means that ETFs offer more flexibility in terms of trading.

Both ETFs and mutual funds represent "baskets" of individual securities, such as stocks or bonds.

Mutual Funds vs. Stocks

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Mutual funds are pooled investments into bonds, securities, and other instruments. They can be bought and sold only at the end of a trading day, which means you won't be able to sell them during regular market hours.

Most mutual funds charge management fees, making them more expensive than ETFs. Some mutual funds do not charge load fees, but these are less common. In contrast, stocks can be purchased commission-free on some platforms and generally do not have charges associated with them after purchase.

Mutual funds own the securities in their basket, whereas ETFs do not involve actual ownership of securities by retail investors. This means that when you buy a mutual fund, you're essentially buying a piece of the entire portfolio, whereas with ETFs, you're buying a share of a fund that tracks a specific index or sector.

Here's a quick comparison between mutual funds and stocks:

Overall, mutual funds and stocks have different characteristics that may make one more suitable for your investment goals than the other.

ETF vs Index Fund

Credit: youtube.com, Index Funds vs Mutual Funds vs ETF (WHICH ONE IS THE BEST?!)

An ETF is a more cost-effective option compared to an index mutual fund.

ETFs are also more liquid, allowing you to buy them throughout the trading day.

Unlike mutual funds, which trade via a broker after the close of each trading day, ETFs can be traded in real-time.

Mutual Fund Comparison

Mutual funds represent "baskets" of individual securities, such as stocks or bonds, just like ETFs.

They are executed as trades once a day, at a single price, unlike ETFs which can be bought or sold intraday at different prices.

This means you can't make changes to your mutual fund holdings during the day, but rather have to wait until the end of the trading day.

In most cases, both ETFs and mutual funds offer similar benefits, but with different approaches to investing.

Frequently Asked Questions

¿Cómo se gana dinero con los ETF?

Al invertir en ETF, los inversores pueden ganar dinero a través de la participación en el rendimiento de una cartera diversificada de activos, sin necesidad de comprar y vender valores individuales

¿Qué riesgos tienen los ETFs?

Los ETFs están expuestos a riesgos como la volatilidad del mercado bursátil y el riesgo de tipo de cambio o contraparte. Conoce más sobre estos riesgos y cómo proteger tus inversiones

Anne Wiegand

Writer

Anne Wiegand is a seasoned writer with a passion for sharing insightful commentary on the world of finance. With a keen eye for detail and a knack for breaking down complex topics, Anne has established herself as a trusted voice in the industry. Her articles on "Gold Chart" and "Mining Stocks" have been well-received by readers and industry professionals alike, offering a unique perspective on market trends and investment opportunities.

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