EHealthInsurance Guide for Finding the Best Plan

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Health Insurance Scrabble Tiles on Planner
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Finding the best eHealthInsurance plan can be overwhelming, but it doesn't have to be. With over 10 million health insurance plans to choose from, you can find a plan that fits your budget and meets your needs.

EHealthInsurance offers a range of plans from top insurance companies, including Aetna, Blue Cross Blue Shield, and UnitedHealthcare. You can compare plans side-by-side to find the one that suits you best.

To get started, you'll need to answer a few questions about your health needs, budget, and preferences. This will help narrow down your options and give you a more personalized experience.

Getting Started

eHealthInsurance offers a wide variety of insurance products, but they're most well-known for individual and family health insurance.

To get started, you can visit their website, eHealthInsurance.com, and begin exploring your options.

Choosing an Insurance Type

To get started with eHealthInsurance, you need to decide what kind of insurance you want. You can do this by choosing the type of insurance from the drop-down box on the home page and clicking "Find Plans".

This will ask for your zip code to see if eHealthInsurance offers coverage in your area. They'll also ask if you're a business owner with one or more full-time employees.

Decide on Insurance Type

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You can get started by choosing the type of insurance you're looking for in the drop-down box then clicking “Find Plans” on the home page.

First, decide what kind of insurance you want. This will help narrow down your options and make the process more efficient.

Choose from a variety of insurance types, such as individual or group plans, to find the one that suits your needs.

You can also consider whether you're a business owner with one or more full-time employees, as this may affect the type of coverage available to you.

eHealthInsurance will ask for your zip code to see if they offer coverage in your area.

Step Two: Basic Questions

When applying for insurance through eHealthInsurance, you'll need to answer some basic questions to get started.

You'll be asked for the primary applicant's gender, date of birth, and smoking status, as well as information about any spouses or children who will be on the policy.

Credit: youtube.com, Health insurance: 5 basic questions to ask

To see if you qualify for savings like tax subsidies, input your household income and household size.

Keep in mind that eHealthInsurance may not offer traditional health insurance in your area outside of open enrollment, so be sure to check their offerings carefully.

Short-term health insurance is available, but it's not traditional health insurance and comes with exclusions detailed in the fine print.

Short-term health insurance plans are also not qualified health plans under the Affordable Care Act.

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Compare Insurance Quotes

Comparing insurance quotes is a crucial step in choosing the right insurance for you. You can choose up to four insurance policies to compare on eHealthInsurance's main quote screen.

The comparison option on eHealthInsurance is incredibly easy to use. Simply click the “Compare” checkbox under the plan name and click the compare button at the top of your screen.

eHealthInsurance takes you to a detailed comparison page with an extremely detailed list of comparisons. This gives you plenty of information to figure out which plan is likely best for you.

You can add a plan to your shopping cart directly from the comparison page.

Recommendation for Lauri Drake

A Health Insurance Spelled on Scrabble Blocks on Top of a Notebook Planner
Credit: pexels.com, A Health Insurance Spelled on Scrabble Blocks on Top of a Notebook Planner

If you're looking for assistance with your Medicare and Medicaid insurance plans for 2025, you should reach out to Lauri Drake at eHealth Insurance. She is knowledgeable and dedicated to helping clients find the right coverage to meet their needs.

To get personalized support from Lauri, give her a call at 866-211-7442 ext. #6222.

Customer Support

eHealthInsurance offers helpful customer support to make the application process easy. You can click the "Start a Chat – 24/7 Support" button to chat with their agents.

Their customer support is available 24/7, so you can get help at any time. You can also type a question in the bar at the top of the page that says "Have a question? Ask an agent." and click the "Ask" button.

If you need to speak with a human, you can call the toll-free number listed on the right side of the page. However, their hours vary depending on the time of year you apply.

Helpful Customer Support

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eHealthInsurance offers multiple ways to get help with your application process. You can click the "Start a Chat – 24/7 Support" button on the right side of the page to chat with their agents at any time.

Their customer support agents are available to answer any questions you may have. You can also type a question in the bar at the top of the page that says "Have a question? Ask an agent" and click the "Ask" button to the right of the input box.

If you'd rather speak with a human, you can call the toll-free number listed on the right side of the page. However, keep in mind that their hours vary depending on the time of year you apply.

eHealthInsurance's customer support is free, as the health insurance companies pay them for referring customers to them. This means you don't have to pay a fee directly to eHealthInsurance for their services.

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No Customer Support

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Customer support can be a major issue for some companies. Ehealth Insurance Services Inc. is a prime example of this.

Their lack of customer support is staggering. One customer applied for a service in early October but received no word on the status of their application, despite promises of a November 1 start date.

The customer was left with no choice but to start calling the company, only to be told that their application was being processed and they would be called back. This never happened.

The customer was then forced to pay $30 more per month due to the delay. They begged the company to find out why their application was not processed, but were met with "lip service" instead of a real solution.

The company's response to this negative experience was to thank the customer for their feedback and promise to review their concern internally for coaching and training opportunities. This seems like a hollow promise, given the customer's continued lack of support.

The customer was offered a phone number to contact the Member Loyalty team, but it's unclear if this would have made a difference in their situation. The team's hours of operation are 5am-6pm PST, Monday to Friday.

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Insurance Options

Credit: youtube.com, Health Insurance for Individuals from eHealthInsurance.com

eHealthInsurance offers a wide range of insurance options to fit your needs. You can get started by choosing the type of insurance you're looking for in the drop-down box on their home page.

eHealthInsurance has partnerships with over 180 health insurance companies, offering more than 10,000 health insurance products. This means you have a vast selection to choose from.

Some popular insurance options include Anthem Blue Cross Blue Shield Pathway HMOAmbetter from Buckeye Health PlanCareSource MarketplaceMolina Healthcare MarketplaceCleveland Clinic + Oscar, which are all available through their platform.

About Insurance?

eHealthInsurance is a company that allows consumers to compare and buy health insurance and other products. They're licensed to sell health insurance in all 50 states, as well as the District of Columbia.

eHealthInsurance has partnerships with over 180 health insurance companies, offering more than 10,000 health insurance products. This makes shopping and applying for health insurance relatively easy.

If you have questions about your coverage or billing after buying a policy through eHealthInsurance, they'll deal with the companies for you. They're available 24/7 through online chat, email, and telephone support.

Credit: youtube.com, Individual Health Insurance Options (Under 65)

The Health Insurance Marketplace, also known as exchange plans, helps individuals, families, and small businesses with medical insurance.

Here are some examples of exchange plans available in the US:

Health insurance can also be employer-sponsored or privately purchased.

Medicare Advantage Plans

Medicare Advantage Plans are a type of health insurance that can be a good option for seniors and people with disabilities. Aetna offers several Medicare Advantage Plans, including the Golden Choice and Golden Medicare Plan.

AARP has partnered with UnitedHealthcare to offer a range of Medicare Advantage Plans, such as AARP Medicare Advantage and AARP Medicare Advantage Essentials. These plans can provide additional benefits and discounts for AARP members.

If you're looking for a Medicare Advantage Plan with a specific network, consider plans like Buckeye Wellcare by Allwell Medicare Advantage HMO – Mercy Hospital only or Fida North Shore-LIJ Medicare – Cleveland Clinic Main Campus only.

Some Medicare Advantage Plans, like Humana Gold Choice and Humana Gold Plus, offer additional benefits and discounts for certain groups of people. These plans can be a good option if you're looking for more comprehensive coverage.

Here are some examples of Medicare Advantage Plans:

  • Aetna Medicare Plan (Golden Choice)
  • Aetna Medicare Plan (Golden Medicare Plan)
  • AARP Medicare Advantage (Through UnitedHealthcare)
  • Buckeye Wellcare by Allwell Medicare Advantage HMO – Mercy Hospital only
  • Humana Gold Choice
  • Humana Gold Plus

What Is Oscar? Health Insurance

Credit: youtube.com, Oscar Health Insurance: "Why We Started"

Oscar is a health insurance company that partners with top medical institutions to provide easy, affordable, and guided care.

Their partnership with Cleveland Clinic allows members to access a vast network of physicians, hospitals, and specialty care.

This means you'll have a team of healthcare professionals working with you to ensure you get the best possible care.

As a member, you'll have the convenience of being able to choose from a wide range of doctors and medical facilities within the Cleveland Clinic network.

Cons

When shopping for insurance, it's essential to know the potential downsides of using eHealthInsurance. Here are some cons to consider.

Some types of policies may not be available, such as a normal health insurance policy in Florida. I tried to get a quote for my zip code, but was only offered a short-term policy instead.

eHealthInsurance may not display all your options, even if they do offer policies for your area. This means you'll need to shop around to find the best deal.

You may find that eHealthInsurance can't show you all the offers available on your state's healthcare exchange website. This can make it harder to compare prices and find the best policy for your situation.

Insurance Coverage

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EHealthInsurance makes it easy to compare and purchase health insurance plans that fit your needs and budget. With a wide range of insurance providers and plans to choose from, you can find the right coverage for you.

You can purchase individual and family health insurance plans, as well as short-term medical insurance and dental insurance. EHealthInsurance also offers Medicare supplement insurance and life insurance.

The application process is quick and easy, with most applications taking just a few minutes to complete. You can also get a free quote and compare plans side-by-side to make an informed decision.

EHealthInsurance is a trusted and licensed health insurance broker, ensuring that you get the best coverage at the best price. They have a team of licensed insurance agents available to answer your questions and help you through the process.

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Insurance Plans and Periods

You can get started with eHealthInsurance by choosing the type of insurance you're looking for from the drop-down box and clicking "Find Plans" on the home page.

To see if they offer coverage in your area, eHealthInsurance will ask for your zip code and whether you're a business owner with one or more full-time employees.

Transplant Plans

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For those who have received a transplanted organ, health insurance is crucial for covering medical expenses. Aetna USHC Institutes of Excellence is one option that offers specialized care for transplant patients.

Aetna USHC Institutes of Excellence has a network of hospitals that have been recognized for their expertise in organ transplantation. Blue Distinction Centers for Transplant (BDCT) is another option that has been designated by Blue Cross Blue Shield Association for providing high-quality transplant care.

CIGNA LifeSource is a program that provides health insurance for transplant patients, including coverage for anti-rejection medications. Coventry Transplant Network, Inc is a network of hospitals and healthcare providers that specialize in transplant care.

Kaiser National Transplant Network is a network of hospitals and healthcare providers that offer comprehensive transplant care. LifeTrac Network, Inc./Emerging Therapy Solutions is a program that provides health insurance for transplant patients, including coverage for rehabilitation services.

Optum Health Care Services offers health insurance plans that cover transplant-related expenses, including hospital stays and medication. Tethys Health Ventures provides health insurance for transplant patients, including coverage for follow-up care and testing.

2015 Open Enrollment Period

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The 2015 open enrollment period was a significant milestone in the Affordable Care Act's rollout. Enrollment started on November 15, 2014, and ended on February 15, 2015.

The experience was generally smooth, but some users encountered issues like blocked login access and long wait times. In one case, a call center worker estimated it could take five to seven business days to resolve an issue.

More than 9.5 million people selected plans on the exchanges, with Florida accounting for nearly a seventh of all enrollments.

Excellent Experience with the…

EHealthInsurance representatives are known for being knowledgeable and helpful. They can answer your questions and concerns about health insurance policies.

Many customers have reported having excellent experiences with EHealthInsurance representatives, who are described as professional, caring, and kind. They take the time to listen to your concerns and find a solution that meets your needs.

Some customers have even received midnight callbacks, which may seem inconvenient, but the representatives have been patient and understanding. They demonstrate genuine care and a commitment to matching you with the best health plan for your needs.

EHealthInsurance representatives are highly rated for their helpfulness and ability to find good plans, such as Dual plans. They are willing to listen to your concerns and provide assistance when you need it.

Overall, customers have reported feeling very comfortable and confident in EHealthInsurance's ability to deliver excellent service.

Insurance Costs and Benefits

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The costs of eHealthInsurance plans are listed clearly on their website, making it easy to see how much you'd pay in premiums.

You'll need to calculate your total cost for medical expenses based on the health insurance plan you choose, which can be a bit daunting.

eHealthInsurance offers a very easy to use interface that allows you to compare multiple types of insurance all in one place, including coverage and pricing information.

Their great support team provides plenty of ways to get in touch with a person to help you navigate the health insurance process and answer any questions you may have.

Here are some key benefits of using eHealthInsurance:

  • Compare multiple types of insurance all in one place
  • Great support team available to help

Cost Estimate

To get a clear picture of your insurance costs, you'll need to calculate your premiums and medical expenses. The costs of plans are listed straightforwardly on their website, so you can quickly see how much you'd pay with each plan as far as premiums go.

You'll have to calculate your total cost for medical expenses based on the health insurance plan you choose, which can be daunting.

Pros

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eHealthInsurance makes comparing insurance a breeze. You can compare coverage, pricing and other important information of multiple policies using their very easy to use interface.

Having great support is also a major plus. eHealthInsurance offers plenty of ways to get in touch with a person to help you navigate the health insurance process and answer any questions you may have.

Data and Security

HealthCare.gov, a similar platform to eHealthInsurance, had significant security concerns at its initial launch. Security experts publicly testified about security vulnerabilities in the site.

Information put into HealthCare.gov may not be as secure as users expect. Kevin Counihan, the C.E.O. of Healthcare.gov, acknowledged concerns about privacy on the federal website and launched a review of their policies.

HealthCare.gov has encrypted a URL containing sensitive data, including users' income, age, and pregnancy status. However, the site still shares personal data with private companies that specialize in advertising.

These companies can access enrollees' personal data, including age, income, ZIP code, smoking status, and pregnancy status. They can also collect a computer's Internet address, which can be used to identify a person's name or address.

Connections to dozens of third-party tech firms were documented, with some companies collecting highly specific information.

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Frequently Asked Questions

What does eHealth do?

eHealth improves healthcare delivery by enhancing accessibility and efficiency through internet-based services, AI, mHealth, and telehealth. It aims to make quality healthcare more convenient and available to everyone.

Carole Veum

Junior Writer

Carole Veum is a seasoned writer with a keen eye for detail and a passion for financial journalism. Her work has appeared in several notable publications, covering a range of topics including banking and mergers and acquisitions. Veum's articles on the Banks of Kenya provide a comprehensive understanding of the local financial landscape, while her pieces on 2013 Mergers and Acquisitions offer insightful analysis of significant corporate transactions.

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