Does Wells Fargo Credit Card Have Foreign Transaction Fees?

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Wells Fargo credit cards do have foreign transaction fees, but they can be avoided with certain cards.

The standard foreign transaction fee for Wells Fargo credit cards is 3%, which can be a significant additional cost for international travelers.

If you're planning to use your Wells Fargo credit card abroad, it's essential to check the specific card you have to see if it charges this fee.

Does Wells Fargo Credit Card Have Foreign Transaction Fees?

Yes, some Wells Fargo credit cards have foreign transaction fees, while others do not.

The Wells Fargo Reflect credit card has a 3% foreign transaction fee, which is a premium for spending in foreign currencies.

In contrast, the Wells Fargo Propel credit card, Wells Fargo Autograph Journey℠ Card, and Wells Fargo Autograph℠ Card do not have foreign transaction fees.

However, the Wells Fargo Business Platinum Credit Card also has no foreign transaction fees, making it a good option for small business owners who need a standard, unsecured card.

Here are some Wells Fargo credit cards with no foreign transaction fees:

  • Wells Fargo Propel credit card
  • Wells Fargo Autograph Journey℠ Card
  • Wells Fargo Autograph℠ Card
  • Wells Fargo Business Platinum Credit Card

Wells Fargo Credit Card Options

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Wells Fargo offers several credit card options, each with its own set of features and fees.

The Wells Fargo Propel credit card is one of the options that doesn't charge a foreign transaction fee, making it a good choice for frequent travelers.

There are also no foreign transaction fees on the Wells Fargo Business Platinum Credit Card, which is designed for small business owners with annual sales up to $2 million.

Here are some key features of Wells Fargo credit cards with no foreign transaction fees:

Propel Credit Cards

If you're a frequent traveler, you'll want to consider a Wells Fargo credit card with no foreign transaction fees. There are a couple of active Wells Fargo cards that fit the bill.

The Wells Fargo Propel credit card is a great option for international spending, thanks to its no foreign transaction fee. This makes it a good choice for those who travel frequently.

The Propel card is a popular option, and it's worth noting that it's still available for new accounts.

Business Credit Card

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If you're a small business owner, Wells Fargo has a few credit card options that can help you manage your finances. The Wells Fargo Business Platinum Credit Card is a good choice for businesses with annual sales up to $2 million, offering a credit line of up to $50,000 and no annual fee.

One of the benefits of this card is that you can get up to 99 employee cards at no additional fee. This makes it easy to manage multiple employees and track their expenses. The card also has no foreign transaction fees, making it a good option for businesses that frequently make international purchases.

If your business has annual sales above $1 million, the Wells Fargo Business Elite Card may be a better fit. This card offers a credit line of up to $300,000 and allows you to limit employee spending to certain merchant types, dollar amounts, or even spending during business hours only. It also includes a rewards program that offers 5,000 bonus points when the company spends $10,000 in any monthly billing period.

See what others are reading: Are Wells Fargo Credit Cards Good

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Here's a comparison of the two business credit cards:

Overall, Wells Fargo's business credit cards offer a range of benefits and features that can help you manage your business finances.

Alternatives and Comparison

If you're looking for alternatives to Wells Fargo credit cards with no foreign transaction fees, there are a couple of active Wells Fargo cards worth considering if you're a frequent traveler.

These cards are well-suited for international spending, especially if you still have an active Wells Fargo Propel account, which also has no foreign transaction fee.

One option to consider is the Wells Fargo Propel credit card, which is a good card for international spending if you're lucky enough to still have an active account.

Overall, these options offer a convenient and cost-effective way to travel abroad without incurring unnecessary fees.

If this caught your attention, see: Wells Fargo Active Cash Card Foreign Transaction Fee

Issuers and Providers

Wells Fargo is one of the issuers of credit cards mentioned in the article.

The article lists several issuers of credit cards, including American Express, Bank of America, Chase, Capital One, Citi, and Wells Fargo.

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Wells Fargo offers a credit card with a 0% intro APR for 21 months from account opening.

American Express and Wells Fargo are two of the issuers listed, both of which offer credit cards with promotional APRs.

The Wells Fargo Reflect Card has a 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.

Here are the issuers listed in the article:

  • American Express
  • Bank of America
  • Chase
  • Capital One
  • Citi
  • Wells Fargo

Frequently Asked Questions

How do I avoid credit card foreign transaction fees?

To avoid credit card foreign transaction fees, shop online with U.S.-based merchants or those that accept U.S. currency. This can help you save money on international transactions.

Carlos Bartoletti

Writer

Carlos Bartoletti is a seasoned writer with a keen interest in exploring the intricacies of modern work life. With a strong background in research and analysis, Carlos crafts informative and engaging content that resonates with readers. His writing expertise spans a range of topics, with a particular focus on professional development and industry trends.

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