Does Hobby Lobby Have Credit Cards Available for Customers?

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Close-up of a hand holding an open brown leather wallet filled with credit cards.
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If you're looking to purchase something from Hobby Lobby but don't have the cash on hand, you're in luck. Hobby Lobby does have credit cards available for customers.

One option is the Hobby Lobby credit card, which allows customers to make purchases and pay for them over time. This can be especially helpful for those who want to buy items that are a bit pricey.

However, it's worth noting that the Hobby Lobby credit card is only available to customers who have been approved for it. If you're not sure if you qualify, you can check with the store directly.

To apply for the Hobby Lobby credit card, you can visit the store's website or stop by a location in person.

For more insights, see: Buy Hobby Lobby Gift Card

Application Process

To apply for a Hobby Lobby Credit Card, you can check out similar cards they offer, but if you're interested in the Hobby Lobby Credit Card specifically, you can apply through their website or other channels.

Credit: youtube.com, Easy And Best Way To Apply For Hobby Lobby Credit Card Online

You can check your application status by logging into your account online or by calling customer service at 800-947-1444 and providing your Social Security number.

It shouldn't take more than a week to get a decision, and you'll likely be notified first via email, then through a physical letter in the mail, and finally by receiving your actual card.

Application Status

You can check your Hobby Lobby Credit Card application status by either logging into your account online or calling customer service at 800-947-1444 and providing your Social Security number.

It shouldn't take much longer than a week to get a decision.

You'll likely be notified first via email, then through a physical letter in the mail and, ultimately, by receiving your actual card.

This process is pretty straightforward, and you'll know exactly where you stand in a short amount of time.

Is Hobby a Charge?

The Hobby Lobby Credit Card is not a charge card, unlike some other credit cards that require you to pay the full balance each month to avoid interest.

You'll still need to make regular payments on the Hobby Lobby Credit Card, and any amount you spend will accrue interest if you don't pay it off by the due date.

What's the APR?

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The APR on a Hobby Lobby credit card can be a bit steep. The credit card APR is 14.49% - 25.49% (V).

If you're not used to paying interest, you might want to be aware of the potential costs. This APR range applies to the Hobby Lobby credit card.

Features of Hobby

The Hobby Lobby credit card comes with some great benefits. Cardholders receive a $25 reward card worth 25 points for free.

You'll earn points for every purchase you make at Hobby Lobby stores. For every $1 you spend, you'll get 5 points.

New cardholders get a bonus 1000 points with their first purchase. That's a great way to start earning rewards right away.

You'll also earn 1 point for every $1 you spend anywhere Visa is accepted. This means you can use your credit card for all your daily purchases and earn points too.

The interest rates on the Hobby Lobby credit card are as follows:

A woman wearing a mask browsing colorful yarn in a craft store aisle.
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Hobby Lobby Credit Card is related to the following categories: Hobby Lobby Credit Card is related to the following categories, including general retail credit cards and store credit cards.

If you're looking for a credit card that rewards your shopping habits, Hobby Lobby Credit Card is a great option to consider.

Hobby Lobby Credit Card is also related to store credit cards, which often offer exclusive discounts and rewards to loyal customers.

Reviews

If you're considering applying for a Hobby Lobby credit card, it's worth checking out what other customers have to say about their experience.

Hobby Lobby has a dedicated section for credit card reviews, where customers can share their insights and feedback.

There are currently 278 reviews available to read, so you can get a sense of the overall satisfaction level among cardholders.

Many customers have shared their thoughts on the card's rewards program, which offers discounts and cashback on purchases made at Hobby Lobby stores.

Side view of crop unrecognizable female in stylish clothes using credit card while buying metro ticket via electronic machine
Credit: pexels.com, Side view of crop unrecognizable female in stylish clothes using credit card while buying metro ticket via electronic machine

The credit card reviews also provide insight into the card's customer service, with some customers reporting helpful and friendly representatives.

Some cardholders have mentioned that they appreciate the flexibility of being able to use their credit card at multiple stores within the Hobby Lobby family.

Others have noted that the credit card's interest rates and fees are competitive with other store credit cards.

Frequently Asked Questions

What credit score do you need for a Hobby Lobby credit card?

To be eligible for a Hobby Lobby credit card, you'll typically need a credit score of at least 700, but approval is not guaranteed. A higher score and strong credit history can improve your chances of approval.

Matthew McKenzie

Lead Writer

Matthew McKenzie is a seasoned writer with a passion for finance and technology. He has honed his skills in crafting engaging content that educates and informs readers on various topics related to the stock market. Matthew's expertise lies in breaking down complex concepts into easily digestible information, making him a sought-after writer in the finance niche.

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