
Greece has a public healthcare system that provides comprehensive coverage to its citizens. The system is funded through taxes and social security contributions.
The public healthcare system is divided into two main categories: the National Health System (ESY) and the Social Security System (IKA). ESY is available to all Greek citizens, while IKA is primarily for employed individuals.
To be eligible for the National Health System, you must be a Greek citizen or a permanent resident of the country. This includes both employed and unemployed individuals.
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Healthcare System
Greece has a comprehensive public healthcare system known as ESY, which provides free healthcare to all citizens, residents, expats, EU citizens, and the unemployed.
ESY offers a wide range of services, including hospitalization, laboratory services, maternity care, and general and specialist care.
Expats with a social security number called AMKA who pay into public insurance through EFKA are eligible for care.
Private or international insurance is a good option for faster service, especially in smaller towns where English may be limited.
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The Greek Healthcare System covers a variety of services, including:
- Hospitalization
- Laboratory services
- Maternity care
- Transportation
- Health promotion
- Public health surveillance
- Environmental health control
- Control of infectious diseases
- General and specialist care
- Discounts on medicines and drugs
- Medical equipment
Expat residents who pay into the Social Insurance Institute (IKA) have access to free or inexpensive public healthcare for themselves and their families.
Cost and Funding
In Greece, the majority of medical care is indeed free, but you'll still need to pay for private healthcare insurance if you want additional coverage.
The cost of private healthcare insurance in Greece can vary greatly, with the cheapest packages starting from around €30 per month.
Working citizens in Greece are required to contribute to social insurance, which helps fund the country's free healthcare system.
About 15 percent of Greeks also choose to purchase private health insurance, likely for extra peace of mind or to cover international medical expenses.
Premium private healthcare plans in Greece can cost upwards of €210 per month, depending on your age, coverage level, and other factors.
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Health Insurance
Greece has a public healthcare system that provides free or low-cost medical care to its citizens and residents. The system is managed by the Social Insurance Institute (IKA) and is available to those who contribute to the social security system.
To qualify for public healthcare, you need to have a social security number called AMKA, which you can obtain by applying for it through IKA. The application process and required documents vary depending on your employment status.
Expat residents who pay into the IKA system have access to free or inexpensive public healthcare for themselves and their families. Employment through a Greek company is the most common way to qualify for public healthcare.
EU citizens can also qualify for free healthcare benefits if they have a European Health Card, which entitles the bearer to public health cover for a limited period of time. Retirees from EU countries who are receiving their pension from their home country and intend to settle in Greece are also entitled to state health benefits.
Non-EU citizens who are not paying into the Greek social security system have two medical care options: they can either pay out-of-pocket in public or private hospitals, or obtain private medical insurance in Greece.
Here are the details of the two options for non-EU citizens:
It's worth noting that non-EU citizens who need a visa to visit Greece must also have valid travel insurance, which is a vital part of the visa application.
Private
Private healthcare in Greece is a viable option for those who want to avoid long wait times and have access to better equipment.
You can choose from various private hospitals that cater to foreigners, including those who speak English, making it easier for international patients to navigate the system.
Some private hospitals even have partnerships with hospitals in the US, which can be beneficial for Americans living in Greece.
Private insurance can help cover costs not paid by public insurance, and in some cases, it may even cover everything.
The cost of private healthcare insurance in Greece varies depending on the provider, your age, and the level of coverage you choose.
You can expect to pay anywhere from €30 to over €210 per month for a private healthcare plan, depending on your needs and circumstances.
For more insights, see: Private Healthcare Exchange
Mental Health
Greece has a comprehensive mental health system, with a significant increase in new mental health services. Mental healthcare in Greece is free, including medications and care, for those with a valid social security number AMKA.
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Expats can access more advanced and comprehensive services with international health insurance. This is especially useful for those who don't have a valid social security number.
The Greek Health Ministry has been actively promoting mental health awareness through a coordinated committee of mental health experts. The committee's mission is to educate and supply practitioners with the tools they need to accurately identify mental diseases like depression.
There's an extensive network of private psychotherapy clinics that provide training to psychologists and psychiatrists. These clinics offer both individual and group psychotherapy programmes.
In the Athens region, there are 12 private mental institutions with a combined capacity of about 1700 beds. Unfortunately, their bed occupancy is close to 100%, indicating a high demand for mental health services.
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Emergency Services
Emergency services in Greece are generally free, but it may be challenging to find an ambulance in a rural area or on some islands. You can dial 166 for emergency services, but only some operators may speak English, so it's a good idea to dial the European emergency number 112 to speak to an English operator.
Emergency medical services are provided through the public healthcare system, and they are generally free of charge for everyone in urgent situations. This includes foreign nationals, who can receive ambulance services, emergency hospital visits, and first aid treatment without having to pay.
For all residents, including tourists and expats, Greek public hospitals will provide medical care for free in emergency situations that don't require life-threatening treatment. I've experienced this firsthand, visiting a hospital for a non-life-threatening eye infection and receiving free treatment, with only a €4 prescription for follow-up care.
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Special Cases
In Greece, there are special cases where you might not be eligible for free healthcare. If you're a non-EU citizen, you might not be covered by the national health system, even if you're a resident.
You'll need to purchase private health insurance to cover your medical expenses. This can be a significant additional cost, on top of your living expenses.
Some expats and digital nomads choose to purchase private health insurance to ensure they have access to quality medical care. This is especially important if you have pre-existing medical conditions or require ongoing treatment.
However, if you're a EU citizen, you're entitled to free healthcare in Greece, even if you're not working.
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