
Chime and Venmo do work together, allowing you to transfer money between your accounts. This is possible due to the fact that Chime is linked to the Visa network, which is also used by Venmo.
To initiate a transfer, you'll need to link your Chime account to Venmo, which can be done through the Venmo app or website. This process typically takes a few minutes to complete.
Once linked, you can transfer funds from your Chime account to your Venmo account, or vice versa. The transfer process is usually instant, but it may take up to 2-3 business days to reflect in your Venmo account.
You can transfer a maximum of $10,000 per day from your Chime account to your Venmo account, and a maximum of $4,999.99 per day from your Venmo account to your Chime account.
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Linking Chime to Venmo
Linking Chime to Venmo is a relatively straightforward process. There are two ways to do it. You can link your Chime bank account directly to Venmo or indirectly via your Chime debit card.
To link Chime to Venmo directly, you can follow the same steps as adding a bank account to Venmo. This involves going to the "Me" tab, tapping the Settings gear, and selecting "Payment Methods." From there, you can add your Chime bank account by selecting "Bank" and choosing your preferred verification method.
Alternatively, you can link Chime to Venmo indirectly by adding your Chime debit card. This involves going to the "Me" tab, tapping the Settings gear, and selecting "Payment Methods." Then, tap "Add bank or card..." and select "Card." Add your Chime card information manually or with your phone's camera.
Here are the steps to link Chime to Venmo using your Chime debit card:
- Go to the "Me" tab by tapping your picture or initials
- Tap the Settings gear in the top right then tap "Payment Methods."
- Tap "Add bank or card..." and then tap "Card."
- Add your Chime card information manually or with your phone's camera
Once you've linked Chime to Venmo, you can transfer funds from Chime to Venmo and vice versa. You can also use the instant transfer option to transfer funds from Venmo to your Chime debit card.
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How to Transfer Funds
Transferring funds between Chime and Venmo is a relatively straightforward process. You can link your Chime bank account to your Venmo account to make transfers.
To transfer money from Chime to Venmo, you'll need to link your accounts and follow the steps outlined in the Venmo app. This typically involves selecting "Add Money" and choosing the Chime bank account from which you want to transfer funds.
You can't transfer money from Chime to Venmo instantly, but you can ask a friend or relative with a Venmo balance to send you the amount you need and pay them back from your Chime bank account.
Transferring money from Venmo to Chime is a bit easier, and you can initiate transfers using either your Chime debit card or bank account. You'll need to link your Chime account to Venmo first, which can be done by linking your bank account or debit card.
Once linked, you can transfer funds from Venmo to Chime using the Venmo app. This will take up to 3 business days to complete, but you can also opt for an instant transfer using the Venmo app, which will incur a 1% fee up to a maximum of $10.
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Here are the steps to transfer funds from Venmo to Chime:
- Open your Venmo app and go to the menu by tapping on the "☰" icon.
- Select "Manage Balance" from the list of options.
- Next, tap "Transfer to Bank" and enter the amount you want to transfer.
- Select the linked Chime bank account or Chime Debit Card.
- Select the transfer option "Instant" or "1-3 Biz days".
- Review details and tap "Transfer to Bank".
Remember, if you're transferring funds to a linked Chime Debit card, you'll only be able to use the "Instant Transfer" option.
Using Venmo with Chime
Using Venmo with Chime is a straightforward process. You can link your Chime debit card or bank account to your Venmo account by adding it as a payment method.
To link your Chime account to Venmo, you can add your Chime debit card by entering the card details in the Venmo app. Alternatively, you can add your Chime bank account using Plaid verification with your online banking credentials.
Once you've linked your Chime account, you can transfer funds between Venmo and Chime using the Venmo app. You can also make payments directly from your linked Chime debit card or bank account without adding funds to your Venmo account.
You can transfer funds from Venmo to Chime using the "Transfer to Bank" option in the Venmo app, which can take 1-3 business days or instantly with a 1% fee up to $10. If you're transferring to a linked Chime debit card, you'll only have the option for instant transfer.
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Here are the steps to transfer funds from Venmo to Chime:
- Tap on the Me tab (profile pic or initials) to open menu from Venmo Home Screen
- Select “Manage Balance” from the list of options
- Next Tap “Transfer to Bank”
- Enter the amount you want to transfer and confirm
- Select the linked Chime bank account or Chime Debit Card
- Select the transfer option “Instant” or “1-3 Biz days”
- Review details and tap “Transfer to Bank”
Note that if you pay for an amount that is less than or equal to the amount in your Venmo balance, your Venmo balance will be fully funded. If the amount to be paid exceeds your Venmo balance, your linked payment method (such as a Chime bank account or debit card) will cover the difference.
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Work with
You can use Chime with Venmo, and linking your Chime bank account directly to Venmo will let you use Chime on Venmo. This is a great way to manage your finances and make payments with ease.
To link your Chime bank account to Venmo, you can follow the steps in Example 2, which involves going to the "Me" tab (profile picture or initials) on the Venmo app home screen and selecting "Payment Method" from the settings menu.
You can also use your Chime debit card to link it to Venmo by entering the card details in the Venmo app. This is a convenient option if you prefer using your debit card for transactions.
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To link your Chime debit card to Venmo, go to the "Me" tab (profile picture or initials) on the Venmo app home screen, select "Settings" (gear icon), and then select "Payment Method" and "Add Bank or Card". This will allow you to enter your Chime debit card details and complete the linking process.
Once you've linked your Chime account to Venmo, you can transfer funds from Venmo to your Chime account or vice versa. This is a great way to manage your finances and keep your money organized.
Here are the steps to transfer money from Venmo to Chime:
1. Tap on the "Me" tab (profile picture or initials) to open the menu from the Venmo home screen.
2. Select "Manage Balance" from the list of options.
3. Next, tap "Transfer to Bank" (move money to Venmo account).
4. Enter the amount you want to transfer and confirm.
5. Select the linked Chime bank account or Chime Debit Card.
6. Select the transfer option "Instant" (transfer occurs within 30 minutes and is subject to 1.75% instant transfer fees up to max. $25) or "1-3 Biz days" (which is free but takes 1-3 business days).
Note that if you pay for an amount that is less than or equal to the amount sitting in your Venmo balance, it'll be fully funded by your Venmo balance. If the amount to be paid is greater than your Venmo balance, it will be funded fully by your linked payment method, such as a Chime bank account or Chime Debit Card.
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Is It Safe?
Using Venmo with Chime is a convenient way to manage your finances, but safety is a top concern. Venmo is owned by PayPal, making it a relatively safe online payment platform.
You should always be cautious when sharing your login credentials or security codes, even with trusted services like Venmo and Chime. This is especially true when receiving security codes via text message.
Chime is an online bank, which means it's connected to the internet and can be vulnerable to cyber threats. However, linking Chime to Venmo as a funding source is still a safe option.
Venmo is designed with security features to protect your transactions and account information.
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Sending Money
Sending money from Chime to other services can be a bit tricky, but it's doable. You can't directly send money from Chime to Cash App, but you can link your Chime account to Cash App through a bank account.
To send money to a Chime account from Cash App, you have two options. Option one is to link your Chime account to Cash App, but this method only works if you're sending money from your own Cash App account to your own Chime account.
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To link your Chime account to Cash App, follow these steps: open the Cash App, tap the Banking tab, select "Add Bank", enter your Chime routing and account numbers, and follow any additional verification steps required by Cash App.
Using your Chime debit card is another option for sending money to any Chime account. However, fees may apply, and you'll need to link your debit card to Cash App first.
To link your Chime debit card to Cash App, follow these steps: open the Cash App, tap the Banking tab, select "Add Cash", choose the option to "Add Debit Card", enter your Chime debit card details, and confirm the link with your bank.
Here are some important details to keep in mind when using your Chime debit card to send money to Cash App:
• Fees: There are no fees for linking your Chime account to Cash App. However, using your Chime debit card to add cash to Cash App may incur a 1.5% fee.
• Transfer speed: Transfers using your linked bank account are typically instant, while transfers using your debit card may take 1-3 business days.
• Limits: Cash App has limits on the amount you can send and receive. Check their current terms and conditions for details.
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Fees and Time
You can transfer funds from Venmo to your Chime account instantly using the instant transfer option in Venmo, subject to a 1% charge (up to a maximum $10).
This option is convenient, but you should be aware that there's a fee involved.
The 1-3 business days transfer option is also available, which normally takes 1 to 3 business days to arrive in your Chime account.
There are fees associated with using Venmo with Chime, including a 1.5 percent fee for quick transfers, a 3 percent fee for payments or sending money, and a 1% fee for depositing payroll or government checks into your Venmo account.
Here's a summary of the fees:
- 1.5% fee for quick transfers
- 3% fee for payments or sending money
- 1% fee for depositing payroll or government checks
Are Fees Charged?
There are fees associated with using Venmo with Chime, so it's essential to be aware of them.
A 1.5 percent fee is charged when you withdraw funds from Venmo to your Chime account and request a quick transfer.
You'll also be charged a 3 percent fee if you use your Venmo account to pay for something or send money to someone.
If you deposit a payroll or government check into your Venmo account, you'll be charged a 1% fee, with a $5 minimum.
The fees for using Venmo with Chime are straightforward, but it's still worth keeping an eye on them to avoid any surprises.
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Time Required

You can transfer funds from Venmo to your Chime account instantly using the instant transfer option in Venmo, which sends funds directly to your Chime debit card.
This instant transfer option comes with a 1% fee, up to $10, but it's a great option if you need the money quickly.
The instant transfer option is available if you've linked your Chime Debit Card to the Venmo App.
If you select the 1-3 business days transfer option, it will normally arrive in your Chime account within 1 to 3 business days.
You can contact Venmo customer service at (855) 812-4430 if you have any questions or need help with the transfer process.
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Sources
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