AAA Insurance Windshield Replacement Coverage Explained

AAA insurance offers windshield replacement coverage as part of its comprehensive and collision coverage options.

This coverage typically includes the cost of replacing your windshield, including labor and materials, up to a certain limit.

AAA's windshield replacement coverage usually covers the cost of repairing or replacing your windshield due to damage from a variety of causes, including rocks, debris, and other road hazards.

AAA insurance coverage for windshield replacement depends on the type of coverage you have. If you have full coverage car insurance, which includes comprehensive coverage, AAA should cover the cost of repairing or replacing your windshield after a loss.

You'll need to pay your comprehensive coverage deductible, typically around $250, before AAA covers the remaining costs. However, if you live in Florida, Kentucky, or South Carolina, you won't pay a deductible for windshield repairs or replacements with AAA.

In some states, you can buy full glass coverage, which means you pay a $0 deductible for windshield repairs or replacements with AAA and all other insurers. These states include Arizona, Connecticut, Massachusetts, Minnesota, and New York.

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AAA's insurance covers windshield repairs in different ways depending on how the damage occurred. If your windshield was damaged by hail, a storm, an animal, a hit-and-run accident, or rocks on the highway, you'll pay your comprehensive coverage deductible and AAA will cover the remaining costs.

If the other driver is at fault in a multi-vehicle accident, their liability insurance should cover the damage without a deductible. However, if you're at fault, you'll need to pay your collision coverage deductible, typically around $500 to $1,000, before AAA covers the cost of restoring your vehicle to pre-accident condition.

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Your car's windshield is a crucial safety device, and understanding how to handle damage is key to keeping you and your passengers safe on the road.

Windshield damage can be categorized into various types based on severity, impact on the windshield's integrity, and likelihood of needing replacement.

Mechanics often sort cracks into different categories, which can affect repair costs. For example, edge cracks that extend from the edge of the windshield are more likely to spread quickly and compromise the structural integrity of the glass.

Damage within the driver's line of sight, no matter how small, should be replaced rather than repaired to ensure visibility and safety. Even minor repairs can cause slight distortions that affect your line of sight.

AAA Roadside Assistance can tow your vehicle to the nearest repair shop if the damage to your windshield is too severe.

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Replacing a windshield can be a costly affair, especially without insurance. The cost can range from $100 to $400, depending on the year, make, model, and trim of your car.

The type of glass used is another factor that affects the cost. OEM glass, which matches the specifications of the original windshield, can be twice as expensive as aftermarket glass, which is produced by third-party manufacturers.

Prioritizing quality is crucial when replacing a windshield. Choosing OEM glass ensures an exact fit and maintains the integrity of safety features.

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The average cost to replace a windshield can vary greatly depending on several factors. It's difficult to pinpoint an exact average, but Forbes reported that the average cost to completely replace a windshield was between $350 to $550.

Replacing a windshield can be a pricey affair, especially if you're driving a luxury vehicle. Replacing the windshield of a new, luxury vehicle loaded with features could cost twice as much as replacing the glass of an older, economy car.

The type of glass used is another factor that can influence the cost. However, it's hard to give a specific estimate without knowing the make and model of your car.

Prices may also shift depending on the state or city you're in, so it's a good idea to check with multiple auto shops to see which rates you may be eligible for.

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Replacing a windshield without insurance can be a costly affair, with prices ranging from $100 to $400, depending on the vehicle's year, make, model, and trim.

The type of glass used is another factor that affects the cost, with luxury vehicles requiring more expensive glass.

Replacing the windshield of a new, luxury vehicle can cost twice as much as replacing the glass of an older, economy car.

The quality of the replacement glass is crucial, with OEM (Original Equipment Manufacturer) glass being the best option, as it matches the specifications of the original windshield and maintains the integrity of safety features.

Aftermarket glass, while cheaper, may not fit as precisely and could affect the functionality of safety features.

Choosing an auto glass business that is a Registered Member Company with the Auto Glass Safety Council (AGSC) and employs AGSC Certified Technicians ensures that the job is done right and prioritizes safety.

If you need to replace your windshield, you're in luck - AAA members can save 10% on repairs and replacements when working with Safelite, America's largest auto glass repair network.

AAA won't cover the full cost of replacing your windshield if you only have roadside assistance, but members still save money.

The average comprehensive coverage deductible is around $250, so if you need to replace your windshield, you'll pay your deductible to AAA, and they'll cover all remaining costs.

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Consider booking an appointment with Safelite to take advantage of AAA's deal and save 10% on your windshield replacement.

If you have a low deductible, it's worth utilizing your insurance coverage to reduce the cost of replacement.

Seeking quotes from multiple repair shops, including mechanics in other towns, can also help you save money on your windshield replacement.

Try to repair small and medium-sized cracks as soon as possible to avoid more costly replacements down the line.

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Auto glass replacement services can be a hassle, but some providers offer warranties to give you peace of mind.

The limited lifetime warranty offered by Auto Club Assist covers glass replacement services for as long as you own the vehicle.

You must present a copy of your service order to the Auto Glass Assist technician when scheduling warranty service.

To schedule warranty service, simply call 855.522.2349 and they'll take care of the rest.

The warranty is void if you refuse to authorize specific labor or parts required for the replacement service due to a pre-existing condition.

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Having a network of trusted and certified auto repair facilities is a must when it comes to auto glass service. AAA has a vast network of 7,000+ approved auto repair facilities across the United States.

These facilities have met AAA's high standards for appearance, technician training, and customer satisfaction. They are regularly inspected and surveyed to ensure they provide top-notch service.

You can find the full list of AAA's approved facilities on their website, AAA.com/repair.

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Auto Glass Service is a vital aspect of car maintenance, and understanding what's covered and what's not can save you money and stress in the long run.

The limited lifetime warranty for glass replacement services offered by Auto Club Assist is a reassuring feature.

This warranty is not transferable, so it only applies to the vehicle owner who received the original service.

You're protected against defects in material and workmanship, which means you can rest assured that the replaced glass will last.

However, if you refuse to authorize specific labor, parts, or service required for the replacement, the warranty is void.

AAA insurance covers windshield replacement if you have full coverage car insurance, which includes comprehensive coverage. This means you'll pay your deductible, typically around $250, and AAA will cover the rest of the costs.

Comprehensive coverage is your go-to for non-collision-related damages, such as weather damage or vandalism. However, you may need to pay a deductible unless state laws or policy details specify otherwise.

Some states require insurers to offer full glass coverage, which means no deductible for any glass repairs or replacements. These states include Florida, Kentucky, and South Carolina, where you pay no cost to make a windshield damage claim with AAA. Arizona, Connecticut, Massachusetts, Minnesota, and New York also require insurers to offer this option, allowing you to choose a $0 deductible for glass repairs.

If you live in one of these states or have full glass coverage, you'll pay a $0 deductible for windshield repairs and replacements. AAA will cover the full cost of replacing your windshield.

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AAA members also save 10% on certain windshield repairs and replacements when working with Safelite, America's largest auto glass repair network. This can help you save money on windshield repairs.

Here are the states that require insurers to offer full glass coverage:

If you need to replace your windshield, you'll pay your deductible to AAA, and they'll cover the rest of the costs. The average comprehensive coverage deductible is around $250.