Daman Health Insurance Plans and Services

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Daman offers a range of health insurance plans to cater to different needs and budgets. Their individual health insurance plans provide coverage for hospitalization, surgical expenses, and other medical bills.

Daman's group health insurance plans are designed for companies and organizations, offering benefits such as group health insurance, group life insurance, and group personal accident insurance.

Daman's health insurance plans also cover pre-existing conditions, with some plans offering coverage for up to 50% of the medical expenses. This is a significant advantage for individuals with pre-existing medical conditions.

Daman's health insurance plans can be customized to fit specific needs, with options for adding riders and top-ups to increase coverage.

Health Insurance Options

Daman offers a range of private insurance products across the UAE, including customizable health insurance products with modular benefits like optical and dental coverage. These plans can be tailored to suit individual needs.

Daman's Enhanced portfolio includes top-up plans and medical travel insurance for both inbound and outbound travel. This provides flexibility and peace of mind for those who need extra coverage.

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You can purchase health insurance plans from Daman with coverage up to AED 1 million, AED 7.5 million, or AED 5 million. These plans come with extensive medical coverage, worldwide benefits, and premium healthcare services.

Daman's customer care team is available to assist with any questions or concerns you may have about their health insurance plans. You can reach out to them through multiple channels, including phone, email, or online chat.

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Daman Services

Daman has made significant strides in digital services, particularly with the launch of the "Hayakom Thiqa digital branch services" in 2021. This service allowed Thiqa members to access Daman's entire portfolio of services online.

Daman has now made its digital branch offering available to all 2.5 million members across the UAE. This expanded access enables a wider range of customers to take advantage of Daman's online services.

Online Digital Services

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Daman has made its digital branch services available to all 2.5 million members across the UAE, allowing them to access the company's entire portfolio of services online.

This service, launched in 2021, is a significant upgrade to the company's previous offerings. Online digital services enable members to manage their policies and access healthcare services with ease.

Daman's digital branch services allow members to check renewal dates, regulatory fines, and other policy details in one place. This is especially useful for individuals who are both customers and sponsors of others.

With online renewal applications, policies can be renewed in just two working days, and the policy becomes effective immediately after approval. This is a huge time-saver for sponsors who previously had to visit Daman's offices in person.

To use the online service, members must have a sponsor's account on Daman's website, or register as a sponsor themselves. This is necessary to access a consolidated view of policies bought for sponsored individuals.

For another approach, see: Access Bank Ghana Plc

Find a Branch

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Daman has made it easy to find a branch near you, with a branch locator that allows you to easily locate the nearest Daman Health Insurance branch.

You can also check out the list of branch locations below, which serve as accessible points for inquiries and assistance. These branches are available to provide Daman Health Insurance customers with the support they need.

The branch locator is a convenient tool that helps you find a branch quickly and easily. With it, you can locate a branch near your location and get the help you need.

Daman has 2.5 million members across the UAE who can access its digital branch services, making it even easier to get assistance from the comfort of your own home.

You can visit any of the branches listed below for immediate assistance with your health insurance needs.

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Healthcare Partnerships

AXA – Global Healthcare has partnered with Daman in the UAE, a collaboration that aims to further AXA's ambitions in the region. This partnership is a significant development in the healthcare industry.

Expand your knowledge: Axa Group Operations

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Karim Idilby, Managing Director – Middle East and Africa for AXA – Global Healthcare, spearheads this partnership. He brings a wealth of experience to the role, having spent ten years at BUPA and four years in Private Equity, investing in the healthcare sector.

Karim's extensive experience in setting up Bupa Global's Africa, India, and Middle East region will undoubtedly contribute to the success of this partnership.

Diabetes Management Program

Daman's diabetes management program is a comprehensive approach to helping patients take control of their condition. Launched in 2010, this program provides personalized support and educational resources to over 17,000 patients as of March 2021.

The program focuses on providing nutritional and exercise advice to diabetic patients, acknowledging the importance of a balanced lifestyle in managing the condition.

Curious to learn more? Check out: Health Insurance Premium Payment Program

Policy Management

Daman offers a comprehensive health fund management service on behalf of the Abu Dhabi Government, including the Abu Dhabi Basic Plan and the Thiqa program.

Credit: youtube.com, Healthy Lifestyle at Daman | Maintaining a healthy diet

The Thiqa program, launched in 2008, provides a comprehensive healthcare program to UAE Nationals and those of similar status in the Emirate.

Private sponsors can now renew health insurance policies for family members and domestic staff online, a significant upgrade from previous iterations.

To utilise the new service, individuals must sign up for a sponsor's account on Daman's website, and those already registered as members will still need to register as sponsors.

This is especially relevant for expatriates who are sponsored by their employers and also sponsor their parents or personal help.

Health Fund Management

Daman provides health fund management and administration services on behalf of the Abu Dhabi Government, including the Abu Dhabi Basic Plan for low-income expatriates and the Thiqa program for UAE Nationals.

The Thiqa program, a comprehensive healthcare program, has been managed by Daman since 2008.

Daman's health fund management services cater to different age groups and statuses, with varying premiums for the Abu Dhabi Basic Plan.

Thiqa offers a subsidized standard policy to eligible individuals, providing them with comprehensive healthcare coverage.

Daman's expertise in health fund management has been instrumental in implementing and administering these programs effectively.

Renew Basic Health Insurance Online

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Private sponsors can now renew Daman basic health insurance online, a significant upgrade from previous iterations.

This new service allows sponsors to renew policies of family members and domestic staff in a single transaction, making it more convenient for those with multiple dependents.

To utilise the online service, individuals must sign up for a sponsor's account on Daman's website, and those already registered as members of their employer's policy will still need to register as sponsors.

Having a sponsor's account provides a consolidated view of policies bought for everyone sponsored, including renewal dates and regulatory fines.

Policies expiring within 30 days of each other can be renewed in a single transaction, adding to the list of convenient features.

Online renewal applications will take just two working days to be reviewed and approved after which the policy becomes immediately effective.

The documentation required for online applications is the same as those required at Daman's offices, including a copy of the Emirates ID, passport, residency visa, and proof of insurance coverage.

Sponsors are encouraged to help their dependents download the Daman app, which includes a digital copy of the health insurance card.

Frequently Asked Questions

Who owns the Daman insurance?

Daman insurance is owned by PureHealth LLC, which holds 100% of its shares.

What is the rating of Daman insurance?

Daman insurance holds an A+ rating, as evaluated by Standard & Poor's (S&P) on January 11, 2024. This rating reflects Daman's strong financial stability and reliability.

Abraham Lebsack

Lead Writer

Abraham Lebsack is a seasoned writer with a keen interest in finance and insurance. With a focus on educating readers, he has crafted informative articles on critical illness insurance, providing valuable insights and guidance for those navigating complex financial decisions. Abraham's expertise in the field of critical illness insurance has allowed him to develop comprehensive guides, breaking down intricate topics into accessible and actionable advice.

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