
Cross River Bank Credit Card offers a range of benefits to its cardholders, including no foreign transaction fees, which means you can use your card abroad without incurring extra charges.
You can earn rewards on your purchases, with a rewards rate of up to 3% on certain categories, such as dining and travel.
The credit limit is determined by the cardholder's creditworthiness, and the bank may offer a higher credit limit to cardholders with a good credit history.
With no annual fee, you can enjoy the benefits of a credit card without paying a yearly fee.
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Choosing a Credit Card
Choosing a Credit Card is a crucial step in getting the right Cross River Bank credit card for you. Your credit score can vary from "Poor” to “Excellent”, and the higher your credit score is, the better Cross River Bank credit card offers and terms are available to you.
To determine what you need from a credit card, ask yourself why you need a Cross River Bank credit card. If you're looking to improve your credit, consider credit cards with long grace periods and no annual fees.
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Your credit card needs will also depend on your spending habits and financial goals. If you want to avoid spending money on interest, look for credit cards with the smallest interest rates and long intro offers.
When comparing Cross River Bank credit cards, look for features like near-zero annual percentage rates (APRs), long grace periods, low fees, high credit limits, and great rewards and sign-up bonuses.
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Credit Card Comparison and Offers
Cross River Bank offers credit building products, including secured cards, charge cards, consumer credit cards, and commercial credits, connected to major card networks like Visa, Mastercard, or American Express.
To choose the right Cross River Bank credit card, you need to check your credit score, which can vary from "Poor” to “Excellent”, and determine the key features your future credit card must have.
An ideal credit card from Cross River Bank should have near-zero annual percentage rate (APR), a long grace period, low fees, a high credit limit, and great rewards and sign-up bonuses. You can easily compare Cross River Bank credit cards in the table below.
Divvy
The Divvy card from Cross River Bank is a corporate credit card that earns rewards in various categories, including restaurants, hotels, and recurring software subscriptions.
The APR is none, which means you won't have to worry about interest charges. The annual fee is also $0, making it a great option for those who want to avoid extra costs.
You can earn 2x-7x points on restaurants, hotels, and recurring software subscriptions, and 1.5x-2x points on recurring software subscriptions. There are also 1x-1.5x points on everything else.
Unfortunately, there is no current intro offer available for the Divvy card.
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Credit Card Offers
Cross River Bank offers a range of credit card options, including secured cards, charge cards, and consumer credit cards.
Their cards are connected to major card networks like Visa, Mastercard, or American Express, providing customers with flexibility and convenience.
You can choose from different types of credit cards to suit your needs, such as secured cards for building credit or consumer credit cards for everyday purchases.
One of the notable credit cards offered by Cross River Bank is the Divvy Credit Builder Card, which earns 1-7x rewards and allows you to build your way up to an unsecured credit line.
Cross River Bank partners with various companies, including Upgrade and Divvy, to provide custom banking solutions to its partners.
Here are some of the key features of Cross River Bank's credit card offers:
- Secured cards for building credit
- Charge cards for everyday purchases
- Consumer credit cards for rewards and cash back
- Connected to major card networks like Visa, Mastercard, or American Express
To choose the right Cross River Bank credit card, you should consider your credit score, your reasons for needing a credit card, and the features you want in a credit card.
This will help you compare the different offers and find the best one for you.
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