Comprar Dolares Mercado Pago: Guia Completa

Mercado Pago es una plataforma de pago en línea que permite a los usuarios comprar y vender dólares a una tasa competitiva.

La plataforma ofrece una variedad de opciones para comprar dólares, incluyendo transferencias bancarias y pagos con tarjetas de crédito.

Para comprar dólares en Mercado Pago, debes tener una cuenta activa y estar ubicado en un país que ofrece la opción de compra de dólares.

La plataforma cobra una comisión por la compra de dólares, que varía dependiendo del método de pago y la cantidad de dólares comprados.

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To buy dollars on Mercado Pago, you must be at least 18 years old and a physical person.

You can start by accessing the "Dólares" section in the app, which can be found by pressing the "Ver más" option in the services section.

To enable your account for dollar purchases, you'll need to follow these steps: scan the front and back of your DNI with your cell phone, complete a facial recognition, and accept the terms and conditions.

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Once you've enabled your account, you can proceed to the "Dólares" section and click on "Compra" to select the amount you want to buy.

You'll need to confirm the operation, and then you'll need to wait 24 hours for the dollars to be available in your account. This is known as "parking."

Here are the steps to enable your account and buy dollars:

Note: You can also program purchases outside of working hours, which will be executed automatically the next day.

To buy dollars on Mercado Pago, you need to access your account on the platform, which is available on weekdays from 4 to 20 hours.

The process is straightforward and involves four steps: selecting the option to buy dollars, defining the amount you want to purchase, confirming the operation, and verifying the details.

You can also schedule purchases outside of the regular working hours, which will be executed automatically the next business day.

The acreditation of the purchase in your account depends on the time of the transaction. If you buy before 16:20 hours, you'll receive the dollars on the same day. If you buy after 16:20 hours, you'll receive them the next business day before 16:20 hours.

To qualify for buying dollars on Mercado Pago, you must be at least 18 years old, not have bought dollars in the last 90 days, and not be a beneficiary of certain social programs.

Here are some key requirements and limits for buying dollars on Mercado Pago:

When you buy dollars through Mercado Pago, the crediting of your account depends on when you make the purchase. If you buy on a weekday before 4:20 PM, you'll have the dollars in your account that same day.

If you buy on a weekday after 4:20 PM, you'll have to wait until the next weekday before 4:20 PM to receive the dollars.

Weekends and holidays are a bit of a different story - in those cases, you'll get the dollars in your account the next weekday before 4:20 PM.

Here's a quick rundown of the crediting times:

To buy the dollar MEP through Mercado Pago, you need to meet certain requirements set by the Banco Central de la República Argentina (BCRA) and the Comisión Nacional de Valores (CNV). You must be at least 18 years old.

One of these requirements is that you can't have bought dollar savings in the last 90 days. This means you need to wait at least 90 days before you can buy more.

Another requirement is that you can't be a beneficiary of certain social programs like the AUH or the IFE. This is to ensure that the dollar MEP is available to those who really need it.

The commission for each operation is a fixed 1%. This means that no matter how much you buy, you'll always pay 1% of the amount as a commission.

You can only transfer the money to dollar accounts. This is a restriction set by Mercado Pago and the BCRA.

The monthly limit for buying the dollar MEP is $2.6 million. If you try to buy more than this amount, you'll need to provide additional documentation.

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With Mercado Pago's new features, you can now deposit dollars into your account from your own or third-party bank accounts. This is a big deal, as previously you could only buy dollars on the platform and then transfer them to a bank account.

The process is straightforward: head to the "Dólares" section and find your account's alias and CBU to send the funds. You'll be able to receive deposits of dollars, a feature that was previously unavailable.

You can also invest your dollar balance in a common investment fund (FCI) with low risk. This tool generates daily returns, and your money will be available immediately for use. The estimated annual rate is 2.4%, based on the average performance over the last 30 days.

This solution is great for people who want to save and invest in dollars, but don't want to keep their money in cash or a non-rewarding account.

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To buy dollars on Mercado Pago, you can follow these simple steps. First, you need to access your Mercado Pago account and navigate to the section where you can buy dollars.

The buying process is available on weekdays from 4 to 20 hours, so make sure to plan ahead if you want to make a purchase during this time. You can also use the platform's tool to schedule a purchase outside of this timeframe, which will be executed automatically the next business day.

Once you're in the buying section, you'll see the current exchange rate. To proceed, you'll need to define the amount of dollars you want to buy, and the platform will display the equivalent amount in Argentine pesos that will be debited.

After reviewing the details, you can confirm the purchase and complete the transaction. Keep in mind that there's a 24-hour waiting period, known as "parking", before the dollars become available in your account.

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