Cigna Dental and Vision Insurance Complete Guide to Coverage and Costs

Cigna Dental and Vision Insurance offers a range of plans to fit different budgets and needs.

Cigna's dental plans typically cover routine cleanings, fillings, and extractions, with some plans also covering major services like crowns and root canals.

The cost of Cigna dental insurance varies depending on the plan and location, but on average, individuals can expect to pay around $40-$60 per month for a basic plan.

Cigna's vision plans cover routine eye exams, glasses, and contact lenses, with some plans also covering additional services like LASIK surgery.

Cigna dental plans offer a range of benefits, including access to a nationwide network of dentists and discounts on fitness memberships and wearable devices.

You can see reviews on in-network dentists with the Brighter Score feature, which helps you make informed decisions about your dental care.

With Cigna's 24/7 online management system, myCigna, you can easily manage your dental health and stay on top of your coverage.

Cigna DPPO networks provide easy access to reputable dentists nationwide, and certain preventive care services are partially or fully covered when you see an in-network dentist.

Here are some key coverage details:

Cigna dental plans also offer coverage for routine cleanings, with 100% coverage and no waiting period.

Cigna dental and vision insurance plans often include vision insurance, which helps cover the cost of eye exams, glasses, and contact lenses. Some plans may also offer discounts on laser eye surgery.

You can choose from a variety of vision insurance plans, including basic, standard, and premium options. The cost of each plan varies depending on your age, location, and other factors.

Cigna vision insurance plans typically cover 100% of eye exams, including a comprehensive eye exam every 12 months. You'll also get discounts on glasses and contact lenses.

You can use your vision insurance to get discounts on LASIK surgery and other vision correction procedures. Some plans may also offer coverage for vision therapy and other related services.

Explore further: How Much Is Cigna Dental Insurance

Cigna dental insurance covers a wide range of services, but it's essential to understand the costs involved.

The average monthly premium for Cigna dental is $32.

If you need a tooth extraction, you're in luck - Cigna dental covers an estimated 80% of basic services like simple extractions, with a waiting period of 6 months.

The Cigna Dental 1500 plan is the only one that offers orthodontic benefits, including Invisalign, but you'll have to wait a full year before using these benefits, and there's a lifetime cap of $1,000 per person.

Most oral surgeries, including gum grafting, are covered by Cigna dental at an estimated 50%, but you'll have to wait 12 consecutive months.

Here's a breakdown of the Cigna dental plan details:

If you're looking for additional savings on your dental care, you may want to consider Cigna's discount plans.

Cigna dental offers 100% coverage for routine cleanings with no waiting period, but only for individuals 14 years of age or older.

Fillings are estimated to be 80% covered after the plan deductible with a 6-month waiting period. Replacement of an existing composite filling is payable if at least 12 consecutive months have passed since the existing tooth filling was placed.

Simple extractions are covered at an estimated 80% after a 6-month waiting period. Major dental procedures like wisdom teeth removal are estimated to be 50% covered with a 12-month waiting period.

Cigna dental coverage plans offer easy access to reputable dentists nationwide, including discounts on covered dental care. You'll pay a coinsurance once you meet your annual deductible and satisfy waiting periods.

Cigna considers tooth extractions as a basic dental service, which means they're insured by all of their plans, both individual and family plans. An estimated 80% of basic services like simple extractions are covered, with a waiting period of 6 months.

Wisdom teeth removal is a major dental procedure, and Cigna Dental covers an estimated 50% of it. The waiting period is 12 months, and certain plans will also pay for post-operative care, including follow-up visits and prescriptions for painkillers.

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Cigna Dental covers an estimated 50% of major services like dentures, with a waiting period of 12 consecutive months. However, a full or partial denture will not be covered in some policies unless it includes the replacement of a functioning natural tooth extracted while the person is covered under the plan.

Gum grafting is an oral surgery, and Cigna Dental covers an estimated 50% of it. The waiting period is 12 consecutive months. If you're considering gum grafting, be sure to contact Cigna to learn more about what your plan might cover.

Cigna dental offers estimated 50% coverage for orthodontic treatments, including braces. However, this coverage is only available with the Cigna Dental 1500 plan, which has a separate Class IV deductible and a 12-month waiting period.

Invisalign is a type of orthodontic treatment, and Cigna's Cigna Dental 1500 plan offers 50% coverage for it. However, you'll need to wait a full year or 12 months after signing up for the plan before you can use its benefits.

Cigna Dental Vision Hearing 3500 offers coverage for major restorative procedures like dental implants. Dental implants, implant abutments, and implant crowns may be covered by Cigna Dental PPO policies, but you should check your plan handbook or contact Cigna for details.

Routine cleanings are fully covered by Cigna Dental, with no waiting period. However, fillings are only covered for 80% after the plan deductible, with a 6-month waiting period.

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Routine dental x-rays are 100% covered by Cigna Dental after the plan deductible.

Non-routine x-rays are estimated to be 80% covered after the plan deductible.

Cigna Dental covers 1 set of bitewing x-rays per 12 consecutive month period.

This set is limited to a maximum of 4 films.

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