Business Delta Platinum Card: A Comprehensive Review

The Business Delta Platinum Card is a top-tier credit card designed for business owners who fly frequently with Delta. It comes with an annual fee of $595.

With a generous sign-up bonus of 70,000 miles, you can start redeeming your rewards right away. This card also offers a miles-boosting feature called the "Delta SkyMiles" bonus, which can add up to 20,000 miles to your account.

The card's rewards structure is straightforward: you earn 3 miles per dollar spent on Delta purchases, 1.5 miles per dollar on other airline purchases, and 1 mile per dollar on all other purchases. This makes it an excellent choice for business owners who travel often.

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The Delta Platinum Business Card offers a range of benefits that make it worth considering, even for those who don't travel frequently for work.

You'll get a Companion Certificate for a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year, which can be a huge perk for business travelers. The certificate requires payment of government-imposed taxes and fees, but it's still a great value.

The card also offers a $150 Delta Stays Credit, a $120 Rideshare Credit, and a $120 Resy Credit, which can help offset the cost of travel-related expenses. Plus, you'll get a MQD Headstart of $2,500 Medallion Qualification Dollars each Medallion Qualification Year, which can help you earn status with Delta.

Here are some of the key benefits of the card:

If you're considering applying for a credit card, you should know about the various benefits that come with it. The Amex Benefits are a significant part of the Delta SkyMiles Platinum AMEX Card.

One of the main perks is the Main-Cabin Companion Certificate, which allows you to bring a companion on a round-trip flight within the U.S. or to Mexico, the Caribbean, or Central America each year after renewal.

You'll also get a $150 Delta Stays Credit after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. This can add up to a significant amount of savings over time.

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Another benefit is the $120 Rideshare Credit, which you can earn by using your Delta Platinum Card on U.S. rideshare purchases with select providers. This can be a huge help if you use services like Uber or Lyft regularly.

Additionally, you can earn up to $10 back each month in statement credits when you use your enrolled Delta SkyMiles Platinum American Express Card for eligible purchases with U.S. Resy restaurants.

The MQD Headstart and MQD Boost are also great benefits, giving you a head start on earning Medallion Qualification Dollars each Medallion Qualification Year.

Here are some of the Amex Benefits in a nutshell:

Overall, the Amex Benefits can add significant value to your credit card experience, making it a great option for those who frequently travel or use certain services.

This card offers numerous perks that can make traveling smoother, including priority boarding and coverage for trip delays, car rental damage and lost baggage.

One of the standout benefits is the free checked bag on Delta flights, which can save you up to $70 per round-trip flight per person, or a whopping $280 for a family of four.

You'll also enjoy a 20% savings in the form of a statement credit after using your Card on eligible Delta in-flight purchases of food and beverages.

Here are some of the other benefits you can expect:

Additionally, you'll get a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck (up to $85) when you use your card to pay.

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The Delta SkyMiles Platinum Business American Express Card has a $350 annual fee. This fee is waived for foreign transactions, making it a great choice for business travelers who frequently visit abroad.

The annual fee is not the only cost associated with this card. You'll also need to be aware of cash advance fees, late payment fees, and returned payment fees.

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One of the benefits of the card is the Main-Cabin Companion Certificate, which can help make up for the annual fee. This certificate essentially gives you a buy-one-get-one ticket, and with careful planning, you can get more than $350 in value out of it.

Here's a breakdown of the fees and costs associated with the card:

The Delta SkyMiles Platinum Business American Express Card offers a simple yet solid rewards structure. You'll earn 3 miles per dollar on purchases made directly with Delta and hotels, 1.5 miles per dollar on transit, eligible U.S. shipping, and purchases of $5,000 or more, and 1 mile per dollar on all other eligible purchases.

The card also offers a welcome bonus of 70,000 bonus miles after spending $6,000 in purchases on your new card in your first six months of card membership, which is worth an average of $770 in travel value. Alternatively, new cardholders can earn 90,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership, plus an additional 10,000 Bonus Miles after you make an eligible Delta purchase with your new Card within your first 6 months.

Here are the earning rates for the Delta SkyMiles Platinum AMEX Card: Earning RateDescription3 miles per dollarPurchases made directly with Delta and hotels3 miles per dollarPurchases made directly with hotels2 miles per dollarDining at restaurants, including takeout and delivery in the U.S.2 miles per dollarGroceries at U.S. supermarkets1 mile per dollarAll other purchases

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The rewards structure of the Delta SkyMiles Platinum Business American Express Card is simple and straightforward. You'll earn 3 miles per dollar on purchases made directly with Delta and hotels, making it a great choice for frequent travelers who spend a lot on these categories.

The card also offers a 1.5 miles per dollar rate on single eligible purchases of $5,000 or more, up to 50,000 additional miles per calendar year. This can be a great way to boost your rewards earnings if you make large purchases.

One of the best things about the Delta SkyMiles Platinum Business American Express Card is its ability to be used for much more than just Delta flights. You can use your miles for flights on its SkyTeam airline alliance and non-alliance partners, such as Air France, KLM, Virgin Atlantic, and Aeromexico.

Here are the earning rates for the card:

With this card, you can earn a significant number of miles on your purchases, which can be redeemed for travel, merchandise, or other rewards.

Credit vs rewards cards can be a tough decision, especially for frequent travelers. You'll want to consider the earning rates and redemption options.

The Delta SkyMiles Platinum Business American Express Card offers up to $120 in reimbursement for Global Entry every 4 years or up to $85 for TSA PreCheck every 4.5 years. This can save you a pretty penny on airport security.

The Business Platinum Card from American Express, on the other hand, earns rewards at higher rates than the Delta SkyMiles card. This means you can get more bang for your buck with Membership Rewards points.

Membership Rewards points can be transferred to Delta at a 1:1 rate, giving you flexibility in how you use them. You can also use them to book travel through Amex Travel or with American Express airline and hotel partners.

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The Delta SkyMiles Platinum Business card offers a range of travel perks that can make your trips more comfortable and convenient. You can get your first checked bag free on domestic Delta flights, which can save you up to $70 per round trip.

Additionally, you and up to eight companions on the same reservation will get priority boarding, allowing you to board the plane in the Delta Zone 5 group. This perk is especially helpful if you value overhead bin space.

You'll also earn a 20% discount on purchases like beverages, food, and headsets made during your flight when you use your card. This can help reduce the amount you spend on those expenses, which are often costly.

Here are some specific details about the travel perks:

The Annual Companion Certificate is a fantastic perk that can save you hundreds of dollars every year. You'll earn a Delta companion certificate every year when you renew your credit card, allowing you to purchase an eligible paid ticket and bring a companion for just the cost of taxes and fees.

This benefit is valid on Delta, Delta Connection, and Delta Shuttle flights booked through delta.com/redeem. Both passengers must book at the same time, and you must use your Delta SkyMiles Platinum Business American Express Card to pay for the tickets.

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Some fare classes are eligible, and the companion certificate can't be combined with other promotions like web fares, sale fares, and eCoupons. This means you'll need to be flexible with your trips to make the most of this perk.

To give you a better idea of the savings, here are some key details about the Annual Companion Certificate:

This perk is definitely worth considering if you fly Delta regularly with a travel buddy or family members. By offsetting the cost of a second ticket, you can make the most of your travel budget and enjoy more trips together.

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You can get your first checked bag for free when traveling Delta, saving you $35 per trip. This benefit applies to Delta-marketed and Delta-operated flights.

Up to eight companions on the same reservation can also take advantage of this perk, making it a great option for families or business travelers.

This free checked bag benefit alone can offset more than the annual fee, making it a no-brainer for frequent flyers.

Here's a breakdown of the free checked bag benefit:

Whether you're flying for business or pleasure, this free checked bag benefit is a great way to save money on your Delta flights.

Travel Protection is a vital aspect of any travel rewards credit card, and the Delta SkyMiles Platinum Business American Express Card delivers. With its robust travel protections, you can travel with peace of mind knowing you're covered in case of unexpected delays or losses.

The card offers Trip Delay Insurance, which reimburses you up to $300 in reasonable expenses like meals, lodging, toiletries, and medication if your trip is delayed by 12+ hours. You're eligible for reimbursement up to two times per rolling 12-month period.

Baggage Insurance Plan is also included, providing up to $1,250 for carry-on baggage and up to $500 for checked baggage per covered trip. This means you can rest assured that your luggage is protected against loss, damage, or theft.

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The card's Car Rental Loss and Damage Insurance acts as secondary coverage, protecting you if you used your card to pay entirely for a rental car and declined the rental company's insurance. This can give you added peace of mind when renting a car for your travels.

Here's a summary of the travel protection benefits:

The Delta SkyMiles Platinum AMEX Card has a 0% foreign transaction fee, making it a great option for earning SkyMiles on international spending and travel.

This fee can add up quickly, especially on big-ticket purchases, so it's worth considering a card with no foreign transaction fee if you travel abroad frequently.

The Delta SkyMiles Platinum AMEX Card is a solid choice for travelers who want to earn rewards on their international purchases without incurring extra fees.

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The Business Delta Platinum Card offers a range of card details that make it a versatile and attractive option for business owners.

The card comes with a generous credit limit, allowing you to make large purchases or cover business expenses without worrying about running out of funds.

Annual fees for the card are competitive, starting at a low $495 per year, which is a reasonable cost considering the benefits you'll receive.

The target audience for the Delta SkyMiles Platinum Business American Express Card is individuals who are Delta frequent flyers, flying at least 10 times a year.

This means you should be a regular traveler on Delta flights to maximize the benefits of this card.

You'll be happy to know that this card doesn't charge any foreign transaction fees. This means you can use your card to make purchases abroad without incurring extra costs.

The typical cost of foreign transaction fees is around 3% per transaction, so you'll save money by avoiding these fees.

Adding authorized users to your Delta SkyMiles Platinum AMEX Card can be a great way to build SkyMiles faster, especially if they spend a lot at restaurants and U.S. supermarkets.

The good news is that there is no authorized user fee to pay, so you can add as many users as you like without incurring any additional costs.

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The Delta SkyMiles Platinum Business American Express Card is a solid choice for business owners who frequently fly with Delta. This card offers a range of benefits, including priority boarding, free checked bags, and 20% off in-flight purchases.

One major perk of this card is its earning potential, with 3X miles on Delta purchases and 2X miles at restaurants worldwide. This can add up quickly for business owners who frequently dine out or travel for work.

In comparison to other cards, the Delta SkyMiles Platinum Business American Express Card has a higher annual fee of $550. However, it offers more benefits than the Delta Gold Business Card, which has an annual fee of $0 intro for the first year, then $150. The Delta Platinum Business Card also offers a higher earning rate on Delta purchases than the Business Platinum Card from American Express, which earns Amex Membership Rewards points.

Here's a quick summary of the key benefits of the Delta SkyMiles Platinum Business American Express Card:

We evaluated the Delta SkyMiles Platinum Business American Express Card by comparing it to other Amex Delta Business cards and airline business credit cards from major U.S. carriers.

The assessment was based on several factors, including simplicity, earning potential, annual fee, and benefits.

We looked at how easy the card makes it to earn and use miles, and whether there are any hoops to jump through.

The card's bonus categories beyond airline purchases were also taken into consideration, as well as their applicability to small businesses and any spending caps.

A manageable annual fee was a key consideration, as was whether the benefits and rewards outweigh the cost.

The card's perks, especially day-of-travel and airline benefits, were compared to other cards in the same category.

Our rating system is outlined in more detail on Business Insider, where you can learn more about how we evaluate credit cards.

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The Delta SkyMiles Platinum Business American Express Card is a solid choice for frequent Delta flyers, offering perks like priority boarding, free checked bags, and 20% off in-flight purchases.

Its annual fee of $550 is manageable, considering the benefits and rewards you get.

If you're a business owner who wants a Delta co-branded card with a lower annual fee, the Delta SkyMiles Gold Business American Express Card is a good option, with an annual fee of $0 intro for the first year, then $150.

This card also offers a welcome bonus of 60,000 bonus miles after spending $4,000 in purchases on your new card in your first six months of card membership.

However, if you want more flexibility in earning rewards, you can consider the Business Platinum Card from American Express, which lets you earn Amex Membership Rewards points instead of Delta SkyMiles.

These points can be transferred to other hotel and airline loyalty programs, expanding your options for award redemptions.

Here's a quick comparison of the three cards:

Ultimately, the best card for you depends on your spending habits and travel preferences.

The Delta SkyMiles Platinum Business American Express Card has a $350 annual fee.

You'll need good to excellent credit, with a FICO score of at least 670, to apply for this card.

If you're not sure which Delta business card is right for you, consider your business and personal needs.

The Delta SkyMiles Platinum Business American Express Card can be a great fit if you can maximize its benefits.

The card earns Delta SkyMiles, making it a solid choice for frequent flyers.

However, if you can't make the most of its benefits, the lower-fee Delta SkyMiles Gold Business American Express Card might be a better option.

To see the rates and fees of the Delta SkyMiles Platinum Business American Express Card, click here.

Eligibility and benefit levels vary by card, and there are terms, conditions, and limitations to be aware of.