Bmri Saham Analisa Lengkap

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A man walks by a Bangladesh Railway train on a sunny day, with palm trees and buildings nearby.
Credit: pexels.com, A man walks by a Bangladesh Railway train on a sunny day, with palm trees and buildings nearby.

Bmri saham hadir dengan profil perusahaan yang menjanjikan. Bmri saham ini merupakan salah satu perusahaan yang tercatat di Bursa Efek Indonesia (BEI).

Bmri saham memiliki struktur kepemilikan yang kuat, dengan lebih dari 50% saham dipegang oleh pihak internal. Ini menunjukkan bahwa perusahaan memiliki kontrol yang kuat atas keputusan strategis.

Bmri saham juga memiliki rencana untuk melakukan ekspansi bisnis, yang diharapkan dapat meningkatkan nilai perusahaan.

Intriguing read: Harga Wajar Saham Bbri

Analisa Saham

Bank Mandiri's (BMRI) financial performance is a tale of two stories. On one hand, the bank has managed to record a profit of Rp26.55 trillion on a consolidated basis for the first semester of 2024, growing by 5.23% year-on-year.

BMRI has also successfully reduced its non-performing loan (NPL) gross to 1.19% in 2023, a significant improvement from its previous levels. Its loan at risk (LAR) has also returned to pre-COVID-19 levels. This is a testament to the bank's ability to manage its risk and maintain a healthy loan portfolio.

Here are some key financial metrics for BMRI:

These metrics indicate that BMRI has a strong profit margin and return on equity, but its price to book value is slightly higher than the industry average.

Analisa Fundamental

Credit: youtube.com, Fundamental Stock Analysis | Why Is It Important?

In the world of investing, understanding the fundamental analysis of a stock is crucial for making informed decisions. A fundamental analysis involves evaluating a company's financial health, management, products, and industry trends to determine its potential for growth.

One key aspect to look at is the company's market capitalization. If it's a large-cap stock with a market cap above 40 trillion, it's likely to be a stable investment.

A company's ability to generate consistent profits over time is also a good sign. Bank Mandiri, for example, has posted positive earnings for five consecutive years, which is a testament to its financial health.

When evaluating a company's debt, it's essential to look at its debt-to-equity ratio. If it's below 1, it means the company has a manageable amount of debt. Bank Mandiri's debt-to-equity ratio is 0.77, which is a healthy indicator.

A company's ability to generate cash flow is also crucial. If its current assets are greater than its short-term liabilities, it's a sign of a financially stable company. Bank Mandiri has a strong cash flow, with its current assets exceeding its short-term liabilities.

Credit: youtube.com, CARA ANALISA FUNDAMENTAL SAHAM YANG “BENAR”

Profitability is another key aspect to consider. A company's net profit margin and return on equity (ROE) can indicate its ability to generate profits. Bank Mandiri's net profit margin is 30.10%, and its ROE is 19.66%, which are both impressive numbers.

Here's a summary of Bank Mandiri's fundamental analysis:

Overall, Bank Mandiri's fundamental analysis is impressive, with a strong track record of profitability and a manageable amount of debt. However, it's essential to keep in mind that the company's stock price is currently overvalued.

Rekomendasi

As you dive into the world of analisa saham, it's essential to have a solid understanding of the various resources available to you. Fee Sekuritas Termurah, or the cheapest securities fees, can make a significant difference in your investment strategy.

You can find the most affordable securities fees by checking out the recommended lists on various websites. For instance, a recent rekomendasi saham hari ini (daily stock recommendation) suggested a specific brokerage firm with low fees.

Broaden your view: Bbri Saham Hari Ini

Credit: youtube.com, Watchlist Saham Menarik Scalping Trading Harian 22 Oktober 2025

If you're new to trading, it's a good idea to start with rekomendasi saham untuk trading (stock recommendations for trading). These recommendations often come with a detailed analysis of the market and the potential risks involved.

If you're on a tight budget, you might want to look into rekomendasi saham murah (cheap stock recommendations). These suggestions can help you invest in the stock market without breaking the bank.

For a more global perspective, consider investing in Saham US & 80+ Negara (US and 80+ countries' stocks). This can provide a more diverse portfolio and potentially higher returns.

Here are some examples of fee structures from various brokerages:

Remember to always do your own research and consider your personal financial goals before making any investment decisions.

Laporan Keuangan

PT Bank Mandiri (Persero) Tbk has seen a significant increase in revenue over the years, with a notable dip in 2022.

The revenue in 2022 was 22.056.000.000, a drastic drop compared to the previous year.

In 2005, the revenue was 12.590.018.000.000, marking the beginning of the bank's growth.

Here's a list of the revenue for the years 2005 to 2024:

The revenue in 2023 was 125.469.980.000.000, a significant increase from the previous year.

Keuangan

Credit: youtube.com, Lo Kheng Hong: BMRI shares are an example of a wonderful company

PT Bank Mandiri (Persero) Tbk has consistently shown a strong financial performance over the years. The bank's revenue has grown significantly, from IDR 12.59 trillion in 2005 to IDR 125.47 trillion in 2023.

The bank's Return on Assets (ROA) has also been impressive, with a high of 2.54% in 2023 and an average of 1.83% over the past five years. This indicates that the bank is efficiently managing its assets to generate profits.

Here's a breakdown of the bank's revenue and ROA over the past few years:

The bank's strong financial performance has also enabled it to maintain a consistent dividend payout ratio (DPR) of 60% over the past five years. This has been a key factor in the bank's ability to reward its shareholders.

Financial Ratio

Financial ratio is a crucial aspect of understanding a company's financial health. It's a way to compare different financial metrics to gauge the company's performance and make informed decisions.

On a similar theme: Apple Company Growth Rate

Credit: youtube.com, Belajar Akuntansi Dengan Mudah - Belajar Rasio Keuangan ( Profit,Likuid,Solva,Aktivitas)

Return on Assets (ROA) is a key ratio that measures a company's ability to generate profits from its assets. For PT Bank Mandiri (Persero) Tbk, ROA has been steadily increasing over the years, with a notable jump in 2023 to 2.54%.

ROA is calculated by dividing net income by total assets. A higher ROA indicates that a company is efficiently using its assets to generate profits. In 2023, PT Bank Mandiri (Persero) Tbk's ROA of 2.54% suggests that the company is effectively utilizing its assets to generate profits.

Return on Equity (ROE) is another important ratio that measures a company's profitability by comparing net income to shareholders' equity. PT Bank Mandiri (Persero) Tbk's ROE has been increasing over the years, with a significant jump in 2023 to 21.11%.

Here's a comparison of PT Bank Mandiri (Persero) Tbk's ROA and ROE over the years:

By analyzing these ratios, investors can gain insights into PT Bank Mandiri (Persero) Tbk's financial performance and make informed decisions about their investments.

Pembagian Dividen

Credit: youtube.com, Apa itu Dividen? | Dividend Yield | Dividend Payout Ratio

Bank Mandiri's consistent dividend payout ratio (DPR) of 60% over the past five years is a testament to the bank's strong financial performance.

They've been able to maintain this ratio despite various economic conditions, and it's likely that they'll continue to do so in the future.

The bank's chairman, Dermawan, has stated that there will be no change in the DPR for the upcoming year, citing the bank's strong performance and sufficient capital.

In fact, Bank Mandiri has consistently distributed dividends amounting to 60% of their net profit, with the largest distribution being Rp 33.03 trillion in 2023.

This consistency is a key factor in maintaining the value of shares for all shareholders.

When discussing financial institutions, it's essential to consider the related issuers involved in the industry. Bank Pembangunan Daerah Jawa Timur Tbk is one such issuer, operating in the region of East Java.

Here are a few notable issuers in the financial sector:

PT Bank Rakyat Indonesia (Persero) Tbk is another prominent issuer, offering a range of financial services to its customers.

Struktur Perusahaan

Credit: youtube.com, CARA DAPAT DIVIDEN 27 PERSEN DARI SAHAM BMRI (BANK MANDIRI)

PT Bank Mandiri (Persero) Tbk memiliki beberapa komisaris yang menjabarkan struktur perusahaan.

Kuswiyoto menjabat sebagai Komisaris Utama, sedangkan Zainudin Amali berperan sebagai Wakil Komisaris Utama.

Berikut adalah daftar nama dan jabatan komisaris di PT Bank Mandiri (Persero) Tbk:

Anak Perusahaan (Persero)

Anak Perusahaan (Persero) is a crucial part of PT Bank Mandiri (Persero) Tbk's structure. They have several subsidiaries operating in various sectors.

Bank Mandiri (Europe) Limited is a 100% owned subsidiary, operating in London. Mandiri International Remittance Sendirian Berhad is another 100% owned subsidiary, located in Kuala Lumpur.

PT AXA Mandiri Financial Services is a joint venture, holding 51% of the shares, and is based in Jakarta. PT Bank Mandiri Taspen also operates in Jakarta, with a 51.10% stake.

PT Bank Syariah Indonesia Tbk. is a 51.47% owned subsidiary, also based in Jakarta. PT Mandiri Capital Indonesia and PT Mandiri Sekuritas are both 99.99% owned subsidiaries, operating in Jakarta.

Here are some of the anak perusahaan (subsidiaries) of PT Bank Mandiri (Persero) Tbk:

Direktur Persero

Credit: youtube.com, Perbedaan Direktur dan Komisaris I Pahami secara sederhana

The Direktur Persero team at PT Bank Mandiri (Persero) Tbk is led by a strong and experienced group of individuals.

Their Direktur Utama is Riduan, who holds a crucial position in the company.

The company also has several Direktur members, including Danis Subyantoro, Ari Rizaldi, Mochamad Rizaldi, Saptari, Novita Widya Anggraini, Timothy Utama, Eka Fitria, Totok Priyambodo, and Jan Winston Tambunan.

Henry Panjataran is the Wakil Direktur Utama, a vital role that supports the Direktur Utama.

Here is a list of the Direktur members:

Komisaris Persero

Komisaris Persero plays a crucial role in the management of PT Bank Mandiri (Persero) Tbk.

The Komisaris Utama, or the main commissioner, is Kuswiyoto.

Komisaris Utama is assisted by a Wakil Komisaris Utama, or the deputy main commissioner, Zainudin Amali.

There are also several Komisaris, or commissioners, who work alongside the main commissioner and deputy main commissioner.

Here is a list of the Komisaris Persero:

Komite Audit (Persero)

Komite Audit (Persero) plays a crucial role in ensuring the financial health and stability of PT Bank Mandiri (Persero) Tbk.

Credit: youtube.com, tata kelola entitas - komite audit dan komite lain

The committee is headed by Kuswiyoto, who serves as the Ketua (Chairman).

This committee is made up of six members, including Zainudin Amali, Mia Amiati, Zulkifli Zaini, Rasyid Darajat, and Rubi Pertama, who all hold the position of Anggota (Member).

Here is a list of the Komite Audit (Persero) members:

Aktivitas Saham

Saham BMRI naik 0,74% pada perdagangan akhir pekan ke level Rp6.800 per lembar.

Pada perdagangan akhir pekan ini, saham BMRI telah mencatatkan nilai beli asing atau net foreign buy Rp416,71 miliar.

Sepanjang tahun berjalan, saham BMRI telah mencatatkan net foreign buy sebesar Rp902,66 miliar.

Harga saham BMRI juga naik 12,4% sepanjang tahun berjalan atau secara year to date (ytd).

Berikut adalah rekomendasi dari NH Korindo Sekuritas Indonesia:

  1. Buy untuk BMRI dengan target harga Rp7.775 per lembar.

Analis NH Korindo Sekuritas Indonesia, Leonardo Lijuwardi menjelaskan kinerja keuangan Bank Mandiri pada semester I/2024 tergolong moncer di tengah beragam tantangan.

Mandiri telah membukukan laba bersih konsolidasi yang diatribusikan kepada pemilik sebesar Rp26,55 triliun pada semester I/2024, tumbuh 5,23% secara tahunan (year-on-year/yoy).

Dari sisi intermediasi, Mandiri telah menyalurkan kredit sebesar Rp1.487,44 triliun pada Juni 2024, tumbuh 20,07% yoy.

Di sisi pendanaan, Mandiri telah meraup dana pihak ketiga (DPK) Rp1.651,02 triliun, naik 15,45% yoy.

For another approach, see: Nirmala Sitharaman Budget 2024

Frequently Asked Questions

Berapa harga 1 lot saham Mandiri?

Harga 1 lot saham Mandiri adalah Rp 997.500, didapatkan dari perhitungan harga per lembar yaitu Rp 9.975.

Maurice Pollich

Senior Writer

Maurice Pollich is a seasoned writer with a keen interest in the digital world. With a background in technology and finance, he brings a unique perspective to his writing. Maurice's expertise spans a range of topics, including cryptocurrency tokens, where he has developed a deep understanding of the underlying mechanics and market trends.

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