Bihar Gramin Bank: A Comprehensive Overview

Bihar Gramin Bank is a regional rural bank that was established on April 12, 1976. It was formed by merging the erstwhile Kosi Zone Bank and Saran Area Bank.

The bank's headquarters is located in Patna, the capital city of Bihar. The bank has a total of 1,185 branches across the state.

One of the key objectives of Bihar Gramin Bank is to provide financial services to the rural population, promoting economic growth and development in the region.

Bihar Gramin Bank offers a wide range of bank operations and services to its customers. The bank provides a network of over 1,000 branches across the state of Bihar, ensuring that customers have easy access to banking services.

The bank's operations are supported by a robust IT infrastructure, enabling customers to conduct transactions online, mobile banking, and through ATMs. This convenience has made banking easier and more accessible for the rural population of Bihar.

Bihar Gramin Bank provides a variety of services, including deposit accounts, loan facilities, and payment services. The bank also offers specialized services such as Kisan Credit Card and overdraft facilities to farmers and rural entrepreneurs.

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Dakshin Bihar Gramin Bank MICR codes are used for electronic clearing of cheques.

The MICR code for the RO PATNA branch is not available, but the code for the RAM JAIPAL NAGAR PATNA branch is 800 834 006.

You can find the MICR codes for other branches of the Dakshin Bihar Gramin Bank in Patna city by checking the official website.

Here are the MICR codes for some of the branches in Patna city:

To check the MICR codes for other regions, you can check the Dakshin Bihar Gramin Bank MICR Code List on the official website.

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The IFSC code is a crucial component of bank operations, and its uses are numerous. The first four characters, such as PUNB in the case of Dakshin Bihar Gramin Bank, identify the bank itself.

For electronic fund transfers, the IFSC code is required for NEFT, RTGS, and IMPS transactions. This ensures that funds are transferred accurately between bank accounts. The IFSC code is also used for branch identification, uniquely identifying each branch and ensuring that funds reach the correct destination during transfers.

The IFSC code aids in routing and processing cheques for clearing, making it an essential tool for cheque processing. It also supports various online banking activities, making transactions accessible and secure for customers across India.

Here are the primary uses of the IFSC code:

The Bihar Gramin Bank has undergone significant changes with the latest round of rural bank consolidation. This marks the fourth and final phase of rural bank consolidation in India.

With only 28 RRBs remaining across the country, the Bihar Gramin Bank will be the sole RRB in Bihar. Two existing banks, North Bihar Gramin Bank and South Bihar Gramin Bank, will be integrated under the newly named Bihar Gramin Bank.

The combined strength of North Bihar Gramin Bank and South Bihar Gramin Bank will now operate under the Bihar Gramin Bank, with a total of 2,105 branches across 38 districts. The North Bihar Gramin Bank has 1,027 branches across 18 districts, while the South Bihar Gramin Bank operates 1,078 branches in 20 districts.

Here's a breakdown of the two banks that will be merged:

Dakshin Bihar Gramin Bank has a significant presence in major cities across Bihar. The bank has a total of 17 branches across various cities, including Patna, Samastipur, Sheikhpura, and Buxar.

You can find the branch details for major cities on the bank's official website. The website lists the branch details, including the branch ID and contact number, for cities such as Patna, Samastipur, and Sheikhpura.

The bank has a strong presence in Patna, with several branches located throughout the city. The RO Patna branch, for example, has a branch ID of 7407 and a contact number of 9771446121.

Here is a list of some of the major branches of Dakshin Bihar Gramin Bank:

To find the branch details for other cities, you can visit the bank's official website and use the branch locator tool.

The fourth and final phase of rural bank consolidation in India is underway. This phase will reduce the number of Regional Rural Banks (RRBs) from 43 to just 28 across the country.

North Bihar Gramin Bank, sponsored by Central Bank of India, has 1,027 branches across 18 districts. The bank operates in a significant area.

South Bihar Gramin Bank, backed by Punjab National Bank, operates 1,078 branches in 20 districts. This is a notable presence in the region.

The two banks will be merged into a single entity called Bihar Gramin Bank. This change will simplify banking services for customers.

Here's a breakdown of the two banks being merged:

The merger will bring these branches under one bank, making it easier for customers to access services.