To get the most out of your BCBS FEP vision benefits, it's essential to know which providers are in-network. BCBS FEP vision providers offer a wide range of services, but not all of them are covered equally.
In-network providers have negotiated lower rates with BCBS FEP, which means you'll pay less out-of-pocket. This can add up to significant savings over time.
To find in-network providers, you can search the BCBS FEP website or check your member ID card.
Understanding BCBS FEP Vision
BCBS FEP Vision is a type of health insurance that covers vision care for federal employees and their families.
It's administered by Blue Cross and Blue Shield (BCBS) and is designed to provide affordable and comprehensive vision coverage. BCBS FEP Vision is a separate plan from the standard BCBS vision plans, with its own network of providers and benefits.
One of the key benefits of BCBS FEP Vision is that it covers eye exams, glasses, and contact lenses, as well as other vision-related services like LASIK surgery and vision therapy.
Additional reading: Bcbs Fep Vision Benefits
Is Right for You?
If you're not sure which vision plan is right for you, don't worry, there's a tool to help.
Our AskBlue BCBS FEP Vision Plan Finder tool can help you select the right plan for you and your family's needs.
Coverage for Glasses
If you wear glasses, you know that costs can add up. Frames, lenses, and lens treatments can all come with large price tags.
You'll be happy to know that BlueVision helps to cover those costs.
Lenses are covered with no copayment required. You'll get a new pair every year.
Frames are also covered, with varying options depending on the plan you choose. The High Option offers a yearly $200 frame allowance and a 20 percent discount on charges more than $150 with select providers. The standard option offers a $140 frame allowance every two years, with a 20 percent discount on fees more than $140.
Lens treatments like transitions, anti-reflection treatments, and progressives are covered with no or low cost to the consumer.
Finding and Using In-Network Providers
To find in-network providers for BCBS FEP vision care, log in to your BCBS FEP account and use the provider directory.
You can search by name, location, or specialty, and filter results by in-network status.
BCBS FEP has a large network of vision providers, including optometrists, ophthalmologists, and opticians.
Search In-Network Doctors
Finding in-network doctors is easier than you think. You can search online to find providers based on your current location, which is convenient if you're not sure where you are.
To start, visit the website of your health insurance provider and look for the "Find in-network doctors" section. This is usually located on the homepage or in the "Providers" or "Find a Doctor" section.
You can also search by city or name if you have a specific doctor in mind. Just type in their name or the city where they're located, and you'll get a list of providers who are part of your network.
Having an in-network doctor can save you money on out-of-pocket costs and make navigating the healthcare system a lot easier.
A unique perspective: Bcbs of Tn Provider Search
Visit Vision
You can visit BCBS FEP Vision to learn more about our supplemental vision plan.
Cost and Payment Information
The cost of services from BCBS FEP vision providers can vary depending on the specific plan and services needed.
Out-of-network services are generally more expensive than in-network services, with copays ranging from $20 to $50 for an eye exam.
You'll be responsible for paying the full cost of out-of-network services, unless you have a plan that covers them.
BCBS FEP vision providers often have a network of participating providers, and services from these providers are usually covered at a higher percentage than out-of-network services.
You can check with BCBS FEP to see if a specific provider is in-network and what the costs will be for their services.
Some plans may have a deductible that must be met before insurance kicks in, which can range from $10 to $50.
Once you've met your deductible, you'll typically have a copay or coinsurance for services.
Frequently Asked Questions
Who takes FEP Blue vision?
FEP Blue vision is designed for federal and USPS employees, retired uniformed service members, and their families, as well as families of active duty service members. It offers low-cost, high-value coverage for exams and eyewear to support their eye health and vision needs.
Is BCBS FEP Vision the same as Davis Vision?
BCBS FEP Vision and Davis Vision are related but distinct entities, with Davis Vision being the company that contracts with in-network providers for BCBS FEP Vision. To access in-network care, identify yourself as a BCBS FEP Vision member when scheduling an appointment.
Does Blue Cross Blue Shield insurance cover eye exams?
Yes, Blue Cross Blue Shield insurance covers at least one annual eye exam per year, depending on the plan. Benefits may also include additional eye care services like prescription eyeglasses or contact lenses.
Does Costco accept FEP vision?
Yes, Costco is an accepted provider for FEP vision benefits. You can use your BCBS FEP Vision benefits at Costco locations.
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